$440,000
SOLD AUG 15, 2024
Last list price

38 Ruskin Loop Hernando, MS 38632

4 Beds
3 Baths
2,554 Sq Ft
0.32 Acres

Recently Sold

$172 Per Sq Ft

61 Days on Market

Highlights

  • Open Floorplan
  • Cathedral Ceiling
  • Combination Kitchen and Living
  • Oak Grove Central Elementary School Rated A-
  • Wood Flooring
  • Quartz Countertops

About This Home

As of August 2024

**NEW EVEN LOWER LIST PRICE!**Welcome to your dream home! This stunning property offers the perfect blend of modern sophistication and cozy comfort. Built in 2022, this home still feels like new and boasts numerous upgrades throughout.

Step inside and be greeted by the warmth of hardwood plank flooring that leads you through the spacious living areas. The kitchen is a chef's delight with quartz countertops, a marble backsplash, a gas cooktop, and double ovens. The walk-in pantry ensures ample storage space, while the formal dining room provides an elegant setting for entertaining guests. Additionally, there's a convenient breakfast area for casual dining.

The primary bedroom is a retreat unto itself, featuring a separate tub and a large walk-in shower, double vanity with color accented cabinet & gold hardware, and a beautifully built-out closet. With two bedrooms and two bathrooms downstairs, this layout offers flexibility and convenience.

Upstairs, you'll find two more bedrooms, a bathroom, and a bonus room, providing plenty of space for family and guests. Outside, the large covered patio with an extended area for entertaining beckons you to relax and enjoy the outdoors. The fully fenced private yard offers both security and privacy.

With its modern amenities, cozy ambiance, and thoughtful upgrades, this home is truly a gem. Don't miss your chance to make it yours!

Last Agent to Sell the Property

Amy Patterson

Crye-Leike Of MS-OB License #22197 Listed on: 05/17/2024

Crye-Leike Of MS-OB

Last Buyer's Agent

Non MLS Member

Nonmls Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $546

Year Built

  • Built in 2022

Lot Details

  • 0.32 Acre Lot
  • Wood Fence
  • Back Yard Fenced

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 2,554 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Entrance Foyer
  • Great Room with Fireplace
  • Combination Kitchen and Living
  • Breakfast Room

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Gas Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Quartz Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms
  • Double Vanity
  • Bathtub Includes Tile Surround
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level

Schools

  • Hernando Elementary And Middle School
  • Hernando High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Water Heater

Community Details

  • The Crossroads Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Assessor Parcel Number 3081012700007700

Home Details

Home Type

Single Family

Est. Annual Taxes

$546

Year Built

Built in 2022

Lot Details

0

HOA Fees

$38 per month

Parking

2

Listing Details

  • Unit Levels: Two
  • Parking Features Parking Total: 2.0
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2022
  • Lot Size Acres: 0.32
  • Subdivision Name: The Crossroads
  • Directions: From Green T Road and US 51 in Hernando, turn left onto US 51 for .3 miles, left onto Crossroads Blvd for .2 miles, right onto Ruskin Lp, property is on the left.
  • New Construction: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Special Features: NewHome

Interior Features

  • Appliances: Dishwasher, Disposal, Double Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Water Heater
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: Dead Bolt Lock(s)
  • Fireplace Features: Gas Log, Great Room
  • Flooring: Carpet, Ceramic Tile, Hardwood
  • Interior Amenities: Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Vaulted Ceiling(s), Double Vanity, Kitchen Island
  • Window Features: Vinyl
  • Fireplace: Yes
  • ResoLivingAreaSource: Appraiser
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Pantry: Yes
  • Kitchen Features:KitchenFamily Room View: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Recessed Lighting: Yes
  • Kitchen Features:Kitchen Island2: Yes
  • Bathroom Features:Double Vanity2: Yes
  • Bathroom Features:Separate Tub Shower: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Gas Cooktop: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Kitchen Features:Breakfast RoomMorning Room: Yes
  • Bathroom Features:Walk-In Shower: Yes
  • Fireplace Features:Great Room2: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Kitchen Features:Quartz Counters: Yes
  • Appliances:Ice Maker: Yes
  • Bathroom Features:Ceramic Tile2: Yes

Exterior Features

  • Disclosures: None
  • Exterior Features: Private Yard
  • Fencing: Back Yard, Privacy, Wood
  • Foundation Details: Slab
  • Lot Features: Fenced
  • Roof: Architectural Shingles
  • Pool Private: No
  • Construction Type: Brick
  • General Property Information:Accessibility Features: No
  • Patio And Porch Features:Patio - Covered: Yes
  • Door Features:Dead Bolt Lock(s): Yes
  • Exterior Features:Private Yard: Yes
  • Window Features:Vinyl2: Yes
  • Lot Features:Fenced: Yes
  • Driveway Features:Paved Drive: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage Door Opener, Paved
  • Attached Garage: Yes
  • Total Parking Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage Door Opener: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric, Multi Units
  • Heating: Central, Natural Gas
  • Laundry Features: Laundry Room, Main Level
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Natural Gas2: Yes
  • Water Heater: Yes

Condo/Co-op/Association

  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Tax and Financial Information:Association: Yes
  • Covenants And Restrictions:Homeowner Association: Yes
  • Tax and Financial Information:Association Fee: 450.0
  • Tax and Financial Information:Association Fee Frequency: Annually
  • Association Fee Includes:Other19: Yes

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Hernando
  • High School: Hernando
  • Middle Or Junior School: Hernando

Lot Info

  • Parcel #: 3081012700007700
  • Lot Size Sq Ft: 13939.2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 546.0
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 26, 2022
Closed on
Jan 18, 2023
Sold by
Kim Grant Homes Llc
Bought by
Camino Valmor and Acauan Dunia
Seller's Agent
Sharon Thornton
Grant New Homes Llc Dba Grant & Co.
Buyer's Agent
Donald Stocker
Crye-Leike Of MS-OB
Sold Price
$464,592
Current Estimated Value
$438,180

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$26,412
Avg. Annual Appreciation
-2.74%
Original Mortgage
$370,142
Interest Rate
6.27%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Memphis Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $432,030 FHA
Closed $370,142 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2024 08/15/24 Sold -- -- --
07/18/2024 07/18/24 Pending -- -- --
06/21/2024 06/21/24 Price Changed $440,000 -2.2% $172 / Sq Ft
05/29/2024 05/29/24 Price Changed $450,000 -1.1% $176 / Sq Ft
05/17/2024 05/17/24 For Sale $455,000 -2.0% $178 / Sq Ft
01/18/2023 01/18/23 Sold -- -- --
07/02/2022 07/02/22 Price Changed $464,142 -- $186 / Sq Ft
06/26/2022 06/26/22 Pending -- -- --
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,358 $24,203 $3,500 $20,703
2023 $3,358 $3,938 $0 $0
2022 $546 $3,938 $3,938 $0
Source: Public Records

Agents Affiliated with this Home

  • Amy Patterson

    Seller's Agent in 2024

    Amy Patterson

    Crye-Leike Of MS-OB

    (901) 604-0153

    6 in this area

    148 Total Sales

    Amy Patterson
    Section Image

  • N

    Buyer's Agent in 2024

    Non MLS Member

    Nonmls Office

  • S

    Seller's Agent in 2023

    Sharon Thornton

    Grant New Homes Llc Dba Grant & Co.

    (999) 999-9999

    73 in this area

    94 Total Sales

    Sharon Thornton
    Section Image
  • Donald Stocker

    Buyer's Agent in 2023

    Donald Stocker

    Crye-Leike Of MS-OB

    (662) 420-2490

    9 in this area

    95 Total Sales

    Donald Stocker
    Section Image
See All Agents

Map

Source: MLS United

MLS Number: 4079947

MLS United

APN: 3081012700007700

Mississippi DeSoto County Hernando 38632

38 Ruskin Loop, Hernando, MS

This home is located at 38 Ruskin Loop, Hernando, MS 38632 and is currently estimated at $440,000, approximately $172 per square foot. This property was built in 2022. 38 Ruskin Loop is a home located in DeSoto County with nearby schools including Oak Grove Central Elementary School, Hernando Hills Elementary, and Hernando Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.

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