$880,000
PENDING

Estimated payment $5,477/month

Total Views 1,321
4 Beds
2.5 Baths
2,047 Sq Ft
$430 Price per Sq Ft

Highlights

  • 64 Feet of Waterfront
  • Private Water Access
  • Commercial Range
  • Primary bedroom faces the bay
  • River View
  • Open Floorplan

About This Home

Welcome to this breathtaking 4-bedroom coastal retreat, perfectly situated on the deep waters of sought-after Seneca Creek. This barely lived-in home exudes elegance, showcasing high-end finishes, custom details, and designer touches throughout its spacious 2,000+ sq ft interior. The heart of the home is a chef’s dream kitchen featuring a custom island, commercial-grade appliances, stunning fixtures, and an open flow perfect for entertaining. Unwind in spa-inspired bathrooms and retreat to one of four oversized bedrooms, including a main-level suite ideal for guests or multi-generational living. The detached carriage-style garage includes a workshop and loft storage, adding both charm and functionality. Outdoors, follow the beautifully designed hardscaping—complete with premium exterior lighting—to your private pier equipped with water, electric, guest docking, and a 20,000 lb boat lift. Enjoy over 5 feet of water depth at all times—perfect for serious boaters. With an elevation of over 11 feet, no flood insurance is required, offering peace of mind along with incredible views. Additional upgrades include a tankless water heater for endless hot water, an underground propane tank for efficient appliances, and a concrete crawlspace that helps keep pests at bay. This turn-key waterfront gem offers an unparalleled lifestyle—luxury, leisure, and location all in one. Don’t miss this rare opportunity to own a true showstopper on the water!

Listing Agent

Samantha Bongiorno

RE/MAX Advantage Realty License #611244

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,614

Year Built

  • Built in 2021

Lot Details

  • 9,648 Sq Ft Lot
  • 64 Feet of Waterfront
  • Home fronts navigable water
  • Extensive Hardscape
  • Property is in excellent condition

Parking

  • 1 Car Detached Garage
  • 4 Driveway Spaces
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Cottage
  • Architectural Shingle Roof

Interior Spaces

  • 2,047 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Double Pane Windows
  • Double Hung Windows
  • Window Screens
  • River Views
  • Crawl Space

Kitchen

  • Gas Oven or Range
  • Commercial Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • Primary bedroom faces the bay

Laundry

  • Laundry on main level
  • Stacked Washer and Dryer

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Private Water Access
  • River Nearby
  • Swimming Allowed
  • Deck
  • Exterior Lighting
  • Porch

Utilities

  • Central Air
  • Back Up Gas Heat Pump System
  • Heating System Powered By Owned Propane
  • Tankless Water Heater
  • Propane Water Heater
  • Grinder Pump

Community Details

  • No Home Owners Association
  • Bowleys Quarters Subdivision

Listing and Financial Details

  • Tax Lot 212
  • Assessor Parcel Number 04151508005530

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,614

Year Built

Built in 2021

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2025-05-20
  • Year Built: 2021
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to this breathtaking 4-bedroom coastal retreat, perfectly situated on the deep waters of sought-after Seneca Creek. This barely lived-in home exudes elegance, showcasing high-end finishes, custom details, and designer touches throughout its spacious 2,000+ sq ft interior. The heart of the home is a chef’s dream kitchen featuring a custom island, commercial-grade appliances, stunning fixtures, and an open flow perfect for entertaining. Unwind in spa-inspired bathrooms and retreat to one of four oversized bedrooms, including a main-level suite ideal for guests or multi-generational living. The detached carriage-style garage includes a workshop and loft storage, adding both charm and functionality. Outdoors, follow the beautifully designed hardscaping—complete with premium exterior lighting—to your private pier equipped with water, electric, guest docking, and a 20,000 lb boat lift. Enjoy over 5 feet of water depth at all times—perfect for serious boaters. With an elevation of over 11 feet, no flood insurance is required, offering peace of mind along with incredible views. Additional upgrades include a tankless water heater for endless hot water, an underground propane tank for efficient appliances, and a concrete crawlspace that helps keep pests at bay. This turn-key waterfront gem offers an unparalleled lifestyle—luxury, leisure, and location all in one. Don’t miss this rare opportunity to own a true showstopper on the water!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Commercial Range, Dishwasher, Disposal, Oven/Range - Gas, Washer/Dryer Stacked, Stainless Steel Appliances, Water Heater - Tankless
  • Interior Amenities: Built-Ins, Entry Level Bedroom, Floor Plan - Open, Primary Bedroom - Bay Front, Upgraded Countertops, Window Treatments
  • Window Features: Double Pane, Energy Efficient, Double Hung, Screens
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2047
  • Living Area Sq Ft: 2047
  • Price Per Sq Ft: 429.90
  • Above Grade Finished Sq Ft: 2047
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3834

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination
  • Exterior Features: Extensive Hardscape, Exterior Lighting
  • Roof: Architectural Shingle
  • View: River
  • Water Access Features: Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Seneca Creek
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 64

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Parking
  • Garage Features: Garage Door Opener, Garage - Front Entry, Additional Storage Area
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Detached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Propane - Owned, Electric
  • Heating Type: Heat Pump - Gas Backup
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Grinder Pump
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • School District Key: 121140087473
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.22
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9648.00
  • Outdoor Living Structures: Porch(es), Deck(s)
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6614.00
  • Assessor Parcel Number: 04151508005530
  • Tax Lot: 212
  • Tax Total Finished Sq Ft: 1800
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Mean Low Water Feet: 5

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,758 $545,733 $0 $0
2023 $7,205 $498,100 $259,500 $238,600
2022 $6,910 $486,800 $0 $0
2021 $4,147 $475,500 $0 $0
2020 $4,147 $342,200 $259,500 $82,700
2019 $4,070 $335,767 $0 $0
2018 $5,283 $329,333 $0 $0
2017 $5,035 $322,900 $0 $0
2016 -- $321,967 $0 $0
2015 $5,921 $321,033 $0 $0
2014 $5,921 $320,100 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/22/2025 05/22/25 Pending -- -- --
05/20/2025 05/20/25 For Sale $880,000 +198.9% $430 / Sq Ft
07/06/2020 07/06/20 Sold $294,405 -5.0% $196 / Sq Ft
06/07/2020 06/07/20 Pending -- -- --
06/02/2020 06/02/20 Price Changed $309,900 -6.1% $206 / Sq Ft
05/11/2020 05/11/20 For Sale $329,900 0.0% $219 / Sq Ft
05/09/2020 05/09/20 Pending -- -- --
05/01/2020 05/01/20 For Sale $329,900 -- $219 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $294,405 Commercial Title Group Llc
Trustee Deed $340,000 None Available
Deed $545,000 --
Deed $545,000 --
Deed $71,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $72,955 Credit Line Revolving
Previous Owner $417,000 Purchase Money Mortgage
Previous Owner $417,000 Purchase Money Mortgage
Source: Public Records

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Source: Bright MLS

MLS Number: MDBC2128306

Bright MLS

APN: 15-1508005530