3860 Clay St Point of Rocks, MD 21777
5
Beds
3
Baths
3,044
Sq Ft
0.26
Acres
Highlights
- Cape Cod Architecture
- 3-minute walk to Point Of Rocks
- Main Floor Bedroom
- Valley Elementary School Rated A-
- Wood Flooring
- No HOA
About This Home
As of September 2024A Beautiful home that offers 3 finished levels of living space and about 3,000 square feet. This 5 bedroom, 3 bath charmer is in the heart of Point of Rocks, MD! Refinished hardwood floors and move in ready. Country kitchen has all Stainless Steal appliances, sliding glass door to spacious rear deck and stamped patio, Living Room w/wood fireplace, 2 main level BR's & full bath. Upper level 2 bedrooms with a full bath, Bright and roomy walkout level basement has family room, full bath & laundry room and another Bedroom. The lower has plumbing stubbed out for a second kitchen and could make a nice in-law suite. Large level fenced yard with vegetable garden and large storage shed. Stamped concrete stairs and rear deck and large patio. Enjoy Valley Elementary, Brunswick Middle and High School! Roof replaced in 2021+/- and all electric HVAC. Public water and sewer. NO HOA!!! Walk to C&O canal, MARC train station & park. Just a short ride to the famous Rocky Point Creamery and conveniently sited with access to Rt 15 and 28!!! A wonderful home that offers so much!
Last Agent to Sell the Property
Samson Properties License #RS288206 Listed on: 07/25/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,314
Year Built
- Built in 1993
Lot Details
- 0.26 Acre Lot
- Landscaped
- Back Yard Fenced
- Property is in excellent condition
Home Design
- Cape Cod Architecture
- Block Foundation
- Advanced Framing
- Architectural Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Ceiling Fan
- Wood Burning Fireplace
- Living Room
- Combination Kitchen and Dining Room
- Game Room
- Wood Flooring
Kitchen
- Breakfast Room
- Eat-In Kitchen
- Stove
- Ice Maker
- Disposal
Bedrooms and Bathrooms
- En-Suite Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Walk-Out Basement
- Interior and Side Basement Entry
- Basement Windows
Parking
- 4 Parking Spaces
- 4 Driveway Spaces
Outdoor Features
- Patio
- Storage Shed
- Outbuilding
- Porch
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 1101006762
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 25, 2024
Closed on
Sep 4, 2024
Sold by
Stone Derek R and Chung Anna J
Bought by
Ziobro Andrew and Johnson Cabin
Seller's Agent
Steve Powell
Samson Properties
Buyer's Agent
Stacy Hurney
The List Realty
List Price
$509,900
Sold Price
$484,900
Premium/Discount to List
-$25,000
-4.9%
Views
82
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,137
Avg. Annual Appreciation
7.50%
Original Mortgage
$363,675
Outstanding Balance
$361,459
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$151,963
Purchase Details
Listed on
Aug 27, 2023
Closed on
Sep 15, 2023
Sold by
Shay Justin W and Shay Carolyn M
Bought by
Stone Derek R and Chung Anna J
Seller's Agent
Brian William Jamison
Route 28 Real Estate
Buyer's Agent
Gary Ozbenian
Realty Advantage of Maryland LLC
List Price
$499,900
Sold Price
$480,000
Premium/Discount to List
-$19,900
-3.98%
Views
76
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.05%
Original Mortgage
$386,000
Interest Rate
7.09%
Mortgage Type
New Conventional
Purchase Details
Listed on
Mar 16, 2013
Closed on
Apr 30, 2013
Sold by
Gansel James G and Gansel Susan J
Bought by
Shay Justin W and Brown Carolyn M
Seller's Agent
Katherine Vallaster
RE/MAX Results
Buyer's Agent
Pamela Jamison
Charles H. Jamison, LLC
List Price
$279,900
Sold Price
$275,000
Premium/Discount to List
-$4,900
-1.75%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.51%
Original Mortgage
$220,000
Interest Rate
3.57%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 23, 1992
Sold by
Lizzi Alfredo
Bought by
Gansel James G and Gansel Susan J
Similar Homes in Point of Rocks, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $484,900 | Village Settlements | |
| Special Warranty Deed | $480,000 | Household Title | |
| Special Warranty Deed | $275,000 | Commonwealth Land Title Insu | |
| Deed | $30,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $363,675 | New Conventional | |
| Previous Owner | $386,000 | New Conventional | |
| Previous Owner | $220,000 | New Conventional | |
| Previous Owner | $120,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/04/2024 09/04/24 | Sold | $484,900 | 0.0% | $159 / Sq Ft |
| 08/06/2024 08/06/24 | Price Changed | $484,900 | -3.0% | $159 / Sq Ft |
| 08/01/2024 08/01/24 | Price Changed | $499,900 | -2.0% | $164 / Sq Ft |
| 07/25/2024 07/25/24 | For Sale | $509,900 | +6.2% | $168 / Sq Ft |
| 09/15/2023 09/15/23 | Sold | $480,000 | -4.0% | $247 / Sq Ft |
| 08/27/2023 08/27/23 | For Sale | $499,900 | +81.8% | $257 / Sq Ft |
| 04/30/2013 04/30/13 | Sold | $275,000 | -1.8% | $141 / Sq Ft |
| 03/27/2013 03/27/13 | Pending | -- | -- | -- |
| 03/16/2013 03/16/13 | For Sale | $279,900 | -- | $144 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,774 | $304,400 | $83,200 | $221,200 |
| 2023 | $3,529 | $293,567 | $0 | $0 |
| 2022 | $3,372 | $282,733 | $0 | $0 |
| 2021 | $3,230 | $271,900 | $79,000 | $192,900 |
| 2020 | $3,230 | $270,567 | $0 | $0 |
| 2019 | $3,128 | $269,233 | $0 | $0 |
| 2018 | $3,023 | $267,900 | $79,000 | $188,900 |
| 2017 | $2,852 | $267,900 | $0 | $0 |
| 2016 | $2,898 | $232,433 | $0 | $0 |
| 2015 | $2,898 | $214,700 | $0 | $0 |
| 2014 | $2,898 | $214,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Steve Powell
Seller's Agent in 2024
Steve Powell
Samson Properties
(301) 991-7990
2 in this area
228 Total Sales
-
Stacy Hurney
Buyer's Agent in 2024
Stacy Hurney
The List Realty
(240) 388-5359
1 in this area
24 Total Sales
-
Brian William Jamison
Seller's Agent in 2023
Brian William Jamison
Route 28 Real Estate
(301) 788-8817
8 in this area
91 Total Sales
-
Gary Ozbenian
Buyer's Agent in 2023
Gary Ozbenian
Realty Advantage of Maryland LLC
(301) 404-1040
1 in this area
69 Total Sales
-
Katherine Vallaster
Seller's Agent in 2013
Katherine Vallaster
RE/MAX
(240) 446-2692
29 Total Sales
-
Pamela Jamison
P
Buyer's Agent in 2013
Pamela Jamison
Charles H. Jamison, LLC
(240) 388-0720
Map
Source: Bright MLS
MLS Number: MDFR2051950
APN: 01-006762
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