$245,000
SOLD SEP 12, 2025

3874 E Lake Todd Dr Hernando, FL 34442

3 Beds
2 Baths
1,554 Sq Ft
7,200 Sq Ft Lot

Recently Sold

$158 Per Sq Ft

2% Below List Price

102 Days on Market

Highlights

  • Docks
  • Fitness Center
  • RV Access or Parking
  • Community Boat Facilities
  • In Ground Spa
  • Gated Community

About This Home

As of September 2025

Welcome home to Arbor Lakes - Come check out this beautiful 3/2/2 home in this gated 55+with water access. Kitchen has granite counters with upgraded cabinet hinges & door pulls, and fairly new white appliances (about 3 years old). Master w/dual sinks, walk in shower + tub, granite in bathrooms. Ceiling fans w/remotes & ceiling lights. Sprinkler system has smart system control. Smart system also for a/c unit. Pergo wide plank flooring in bedrooms. Plantation shutters in living room. Tile through living room and kitchen. In ground spa pool 5'x10.5'. Roof replaced in 2016, HVAC replaced in 2018. Shopping nearby as well as restaurants, parks, walking/bike trail, doctors, etc.

Last Agent to Sell the Property

Vanesa Douglas

Century 21 J.W.Morton R.E. License #3394391 Listed on: 05/19/2025

Century 21 J.W.Morton R.E.

Last Buyer's Agent

Denise Dixon

LPT Realty, LLC License #3469257

LPT Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,268

Year Built

  • Built in 1995

Lot Details

  • 7,200 Sq Ft Lot
  • Waterfront
  • Property fronts a private road
  • Level Lot
  • Property is zoned PDR

HOA Fees

  • $172 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • RV Access or Parking

Home Design

  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,554 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Double Pane Windows
  • Plantation Shutters
  • Blinds
  • Sliding Doors
  • Luxury Vinyl Plank Tile Flooring
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector
  • Laundry in unit

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Cooktop
  • Range Hood
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Garden Bath
  • Separate Shower

Pool

  • In Ground Spa
  • Private Pool

Outdoor Features

  • Water Access
  • Docks
  • Gazebo

Schools

  • Hernando Elementary School
  • Citrus Springs Middle School
  • Citrus High School

Utilities

  • Central Air
  • Heat Pump System
  • Underground Utilities
  • Water Softener is Owned

Community Details

Overview

  • Association fees include cable TV, high speed internet, maintenance structure, pool(s), recreation facilities, road maintenance, street lights, security, tennis courts, trash
  • Vine Management Association, Phone Number (352) 812-8086
  • Arbor Lakes Subdivision

Amenities

  • Shops
  • Clubhouse
  • Community Kitchen
  • Billiard Room

Recreation

  • Community Boat Facilities
  • Tennis Courts
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Park

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,268

Year Built

Built in 1995

Lot Details

0

HOA Fees

$172 per month

Parking

2

Listing Details

  • Architectural Style: One Story
  • Carport Y N: No
  • Directions: Take W Norvell Bryant Hwy, left on to 41 N Florida Ave, to 200 N Carl G Rose Hwy, turn right onto Arbor Lakes Dr., left on E Cove Park Trail, right onto E Lake Todd - arrive at 3874 E Lake Todd Dr.
  • Water Frontage Type: Waterfront
  • Garage Yn: Yes
  • Unit Levels: One
  • Lot Size Acres: 0.17
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Building Stories: 1
  • Subdivision Name: Arbor Lakes
  • Year Built: 1995
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave, Range Hood, Water Softener Owned
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Flooring: Luxury Vinyl Plank, Tile
  • Interior Amenities: Attic, Breakfast Bar, Bathtub, Cathedral Ceiling(s), Eat-in Kitchen, Garden Tub/Roman Tub, Primary Suite, Open Floorplan, Pantry, Pull Down Attic Stairs, Stone Counters, Separate Shower, Tub Shower, Walk-In Closet(s), Wood Cabinets, Window Treatments, Sliding Glass Door(s)
  • Living Area: 1554.0
  • Spa Features: In Ground
  • Private Spa: Yes
  • Window Features: Blinds, Double Pane Windows

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Concrete Driveway
  • Foundation Details: Block, Slab
  • Lot Features: Flat
  • Other Structures: Gazebo
  • Pool Features: Pool, Community
  • Roof: Asphalt, Shingle
  • Waterfront Features: Water Access
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Driveway, Garage, Boat, Garage Door Opener, RV Access/Parking
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Laundry Features: Laundry - Living Area
  • Security: Gated Community, Smoke Detector(s), Security Service
  • Sewer: Public Sewer
  • Utilities: Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 515.0
  • Association Fee Frequency: Quarterly
  • Association Name: Vine Management
  • Phone: 352-812-8086
  • Association: Yes
  • Community Features: Boat Facilities, Billiard Room, Clubhouse, Fitness, Kitchen Facilities, Park, Shuffleboard, Shopping, Street Lights, Tennis Court(s), Gated

Fee Information

  • Association Fee Includes: Cable TV, High Speed Internet, Maintenance Structure, Pool(s), Recreation Facilities, Road Maintenance, Street Lights, Security, Tennis Courts, Trash

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Citrus Springs Middle

Lot Info

  • Lot Size Sq Ft: 7200.0
  • Zoning: PDR

Tax Info

  • Tax Annual Amount: 1268.01
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 19, 2025
Closed on
Sep 12, 2025
Sold by
Faye J Matzke Trust and Matzke Faye J
Bought by
Barlow David
Seller's Agent
Vanesa Douglas
Century 21 J.W.Morton R.E.
Buyer's Agent
Denise Dixon
LPT Realty, LLC
List Price
$249,900
Sold Price
$245,000
Premium/Discount to List
-$4,900
-1.96%
Views
345
Current Estimated Value
$246,186

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,186
Avg. Annual Appreciation
1.21%

Purchase Details

Closed on
May 25, 2023
Sold by
Matzke Faye J
Bought by
Faye J Matzke Trust

Purchase Details

Listed on
May 20, 2020
Closed on
Sep 15, 2020
Sold by
Knight Rebecca D
Bought by
Matzke Faye J
Seller's Agent
Rita Johnson
Century 21 J.W.Morton R.E.
Buyer's Agent
Vanesa Douglas
Century 21 J.W.Morton R.E.
List Price
$205,000
Sold Price
$196,000
Premium/Discount to List
-$9,000
-4.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.33%

Purchase Details

Closed on
Aug 23, 2019
Sold by
Knight Eric W
Bought by
Knight Rebecca D

Purchase Details

Closed on
Feb 2, 2018
Sold by
Knight Rebecca D
Bought by
Knight Eric W and Knight Rebecca D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,320
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 31, 2018
Sold by
Bruner Kenneth L and Bruner Alice A
Bought by
Knight Rebecca D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,320
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 7, 2017
Sold by
Bruner Kenneth L and Bruner Alice A
Bought by
Bruner Kenneth L and Bruner Alice A

Purchase Details

Closed on
Nov 30, 2007
Sold by
Williamson John A and Williamson Terri G
Bought by
Bruner Kenneth L and Bruner Alice A

Purchase Details

Closed on
Jan 8, 2003
Sold by
Miller Shannon
Bought by
Williamson John A and Williamson Terri G

Purchase Details

Closed on
Dec 1, 2002
Bought by
Bruner Kenneth L and Bruner Alice A

Purchase Details

Closed on
Dec 1, 1999
Bought by
Bruner Kenneth L and Bruner Alice A

Purchase Details

Closed on
May 1, 1995
Bought by
Bruner Kenneth L and Bruner Alice A
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $245,000 Legacy Title
Quit Claim Deed $100 None Listed On Document
Warranty Deed $196,000 American Ttl Svcs Of Citrus
Warranty Deed $196,000 American Title Services
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Attorney
Warranty Deed $157,900 North Central Florida Title
Interfamily Deed Transfer -- Attorney
Warranty Deed $139,100 Benchmark Title
Warranty Deed $105,000 --
Deed $100 --
Deed $108,900 --
Deed $21,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $126,320 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/12/2025 09/12/25 Sold $245,000 -2.0% $158 / Sq Ft
08/29/2025 08/29/25 Pending -- -- --
05/19/2025 05/19/25 For Sale $249,900 +27.5% $161 / Sq Ft
09/21/2020 09/21/20 Sold $196,000 -4.4% $126 / Sq Ft View Prior Sale
08/22/2020 08/22/20 Pending -- -- --
05/20/2020 05/20/20 For Sale $205,000 -- $132 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,268 $130,237 -- --
2024 $1,225 $126,567 -- --
2023 $1,225 $122,881 $0 $0
2022 $1,271 $119,302 $0 $0
2021 $1,217 $115,827 $0 $0
2020 $1,491 $139,183 $9,830 $129,353
2019 $1,468 $132,161 $9,830 $122,331
2018 $809 $106,243 $6,620 $99,623
2017 $801 $86,119 $6,430 $79,689
2016 $803 $84,348 $7,490 $76,858
2015 $809 $83,762 $7,490 $76,272
2014 $837 $84,090 $11,310 $72,780
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTORS® Association of Citrus County

MLS Number: 844824

REALTORS® Association of Citrus County

APN: 19E-18S-14-0140-000N0-0080