$210,000
SOLD APR 22, 2026

3548 E Cove Park Trail Hernando, FL 34442

3 Beds
2 Baths
1,704 Sq Ft
7,841 Sq Ft Lot Lot

Sale Details

Date Sold: April 22, 2026

$123 Per Sq Ft

7% Below List Price

41 Days on Market

Highlights

  • Lake Front
  • Community Boat Facilities
  • Boat Ramp
  • Parking available for a boat
  • Water Access
  • Fitness Center

About This Home

As of April 2026

Welcome to Arbor Lakes, a private, gated 55+ lakeside community situated on Tsala Apopka Chain of Lakes where comfort, tranquility, and active living come together. This 3-bedroom, 2-bath, 2-car garage home has been lovingly cared for and is ready for its next owner. From the moment you arrive, you're welcomed by a beautiful custom stained-glass front door that fills the home with abundant natural light. Inside, the open-concept main living area creates the perfect space for everyday living and effortless entertaining. The private primary suite serves as a peaceful retreat, featuring an en-suite bath with a jetted spa tub-ideal for unwinding after a day of pickleball, biking, or scenic walks throughout this highly sought-after community. At the heart of the home is a spacious kitchen with newer stainless-steel appliances, offering a perfect vantage point to the breakfast nook, living room, and an additional flex space that seamlessly connects all areas for entertaining. A traditional split floor plan places two generously sized guest bedrooms and a full bath on the opposite side of the home, providing privacy for visitors. You'll appreciate the abundance of storage, with multiple extra closets throughout. A versatile bonus room connects the garage entry to the kitchen and offers endless possibilities-home office, hobby room, or it can easily be converted back into a traditional laundry room. Step outside to enjoy the home's natural tropical setting, surrounded by majestic mature trees. The screened-in lanai is the perfect spot for morning coffee or relaxing while taking in peaceful surroundings. Additional highlights include a newly installed HVAC system for peace of mind, and a garage door with a storm-rated locking mechanism. With a little TLC, this home presents an excellent opportunity to personalize and enjoy everything Arbor Lakes has to offer. Residents can choose an active lifestyle or a relaxed pace, with a full calendar of community events always available. Storage is also available in the community for boats/RV's, etc. Lakeside living just got a whole lot better....DON'T LET THIS ONE GET AWAY!!!

Last Agent to Sell the Property

Grace Rinaldi

Century 21 J.W.Morton R.E. License #3630491 Listed on: 01/30/2026

Century 21 J.W.Morton R.E.

Last Buyer's Agent

Grace Rinaldi

Century 21 J.W.Morton R.E. License #3630491 Listed on: 01/30/2026

Century 21 J.W.Morton R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,208

Year Built

  • Built in 2001

Lot Details

  • 7,841 Sq Ft Lot
  • Lake Front
  • Property fronts a private road
  • Corner Lot
  • Sprinkler System
  • Property is zoned PDR

HOA Fees

  • $172 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking available for a boat
  • RV Access or Parking

Property Views

  • Views of a pier
  • Lake

Home Design

  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,704 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Blinds
  • Stained Glass
  • Leaded Glass Windows
  • Carpet
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Electric Oven
  • Microwave
  • Dishwasher
  • Laminate Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Secondary Bathroom Jetted Tub
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Stacked Washer and Dryer
  • Laundry Tub

Outdoor Features

  • Water Access
  • Boat Ramp
  • Lake Privileges
  • Rain Gutters

Schools

  • Hernando Elementary School
  • Citrus Springs Middle School
  • Citrus High School

Utilities

  • Central Air
  • Heat Pump System
  • Underground Utilities
  • High Speed Internet

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, high speed internet, legal/accounting, ground maintenance, maintenance structure, pool(s), recreation facilities, reserve fund, road maintenance, street lights, security, trash
  • Vine Management Association, Phone Number (352) 812-8086
  • Arbor Lakes Subdivision

Amenities

  • Community Barbecue Grill
  • Shops
  • Clubhouse
  • Community Kitchen
  • Billiard Room

Recreation

  • Community Boat Facilities
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Park

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,208

Year Built

Built in 2001

Lot Details

7,841 Sq Ft Lot

HOA Fees

$172 per month

Parking

2

Listing Details

  • Architectural Style: One Story
  • Carport Y N: No
  • Water Frontage Type: Lakefront, Waterfront
  • Garage Yn: Yes
  • Unit Levels: One
  • Lot Size Acres: 0.18
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Building Stories: 1
  • Subdivision Name: Arbor Lakes
  • Year Built: 2001
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Washer/Dryer Stacked, Dishwasher, Electric Oven, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Tile
  • Interior Amenities: Cathedral Ceiling(s), Jetted Tub, Laminate Counters, Primary Suite, Open Floorplan, Split Bedrooms, Tub Shower, Walk-In Closet(s), Window Treatments
  • Living Area: 1704.0
  • Window Features: Stained Glass, Blinds, Leaded Glass

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Sprinkler/Irrigation, Rain Gutters, Concrete Driveway
  • Foundation Details: Block, Slab
  • Lot Features: Corner Lot
  • Pool Features: None, Community
  • Roof: Asphalt, Shingle
  • View: Lake, Water
  • View: Yes
  • Waterfront Features: Boat Ramp/Lift Access, Lake Privileges, Pier, Lake Front, Water Access
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Driveway, Garage, Boat, Garage Door Opener, RV Access/Parking
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Laundry Features: Laundry Tub, Stacked
  • Security: Gated Community, Smoke Detector(s), Security Service
  • Sewer: Public Sewer
  • Utilities: High Speed Internet Available, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 515.0
  • Association Fee Frequency: Quarterly
  • Association Name: Vine Management
  • Phone: 352-812-8086
  • Association: Yes
  • Community Features: Barbecue, Boat Facilities, Billiard Room, Clubhouse, Fitness, Kitchen Facilities, Park, Pickleball, Shuffleboard, Shopping, Street Lights, Sidewalks, Gated
  • Pets Allowed: Pet Restrictions
  • Senior Community: Yes

Fee Information

  • Association Fee Includes: Cable TV, High Speed Internet, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pool(s), Recreation Facilities, Reserve Fund, Road Maintenance, Street Lights, Security, Trash

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Citrus Springs Middle

Lot Info

  • Lot Size Sq Ft: 7841.0
  • Zoning: PDR

Tax Info

  • Tax Annual Amount: 3207.79
  • Tax Year: 2025

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 30, 2026
Closed on
Apr 20, 2026
Sold by
Bought by
Seller's Agent
Grace Rinaldi
Century 21 J.W.Morton R.E.
Buyer's Agent
Grace Rinaldi
Century 21 J.W.Morton R.E.
List Price
$225,000
Sold Price
$210,000
Premium/Discount to List
-$15,000
-6.67%
Views
143

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.56%
Original Mortgage
$136,500
Outstanding Balance
$136,500
Interest Rate
6.11%
Mortgage Type
New Conventional
Estimated Equity
$79,008

Purchase Details

Closed on
Oct 5, 2010
Sold by
Bought by

Purchase Details

Closed on
Mar 30, 2005
Sold by
Bought by

Purchase Details

Closed on
Apr 27, 2001
Sold by
Bought by

Purchase Details

Closed on
Aug 17, 2000
Sold by
Bought by
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $210,000 American Title Services
Interfamily Deed Transfer -- Attorney
Warranty Deed $181,500 Dba Crystal River Title
Warranty Deed $15,000 Crystal River Title
Warranty Deed $18,800 Crystal River Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $136,500 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/22/2026 04/22/26 Sold $210,000 -6.7% $123 / Sq Ft
03/12/2026 03/12/26 Pending -- -- --
02/25/2026 02/25/26 For Sale $225,000 0.0% $132 / Sq Ft
02/23/2026 02/23/26 Pending -- -- --
01/30/2026 01/30/26 For Sale $225,000 -- $132 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,255 $204,073 $11,060 $193,013
2024 $1,174 $210,366 $10,300 $200,066
2023 $1,174 $110,256 $0 $0
2022 $1,096 $107,045 $0 $0
2021 $1,079 $103,927 $0 $0
2020 $1,015 $146,072 $10,300 $135,772
2019 $997 $133,295 $10,300 $122,995
2018 $966 $121,533 $7,120 $114,413
2017 $958 $96,298 $6,920 $89,378
2016 $963 $94,317 $8,060 $86,257
2015 $972 $93,661 $8,060 $85,601
2014 $999 $93,610 $12,354 $81,256
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTORS® Association of Citrus County

MLS Number: 851439

REALTORS® Association of Citrus County

APN: 19E-18S-14-0140-000E0-0010

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