Teresa Pharr
Keller Williams Realty - Elite Partners II
(910) 765-8817
62 Total Sales
5 in Hernando
$26K - $120K Price Range
3548 E Cove Park Trail Hernando, FL 34442
Hernando AreaEstimated Value: $208,000 - $230,611
3
Beds
2
Baths
1,704
Sq Ft
$129/Sq Ft
Est. Value
Highlights
- Lake Front
- Community Boat Facilities
- Boat Ramp
- Parking available for a boat
- Water Access
- Fitness Center
About This Home
As of April 2026Welcome to Arbor Lakes, a private, gated 55+ lakeside community situated on Tsala Apopka Chain of Lakes where comfort, tranquility, and active living come together. This 3-bedroom, 2-bath, 2-car garage home has been lovingly cared for and is ready for its next owner. From the moment you arrive, you're welcomed by a beautiful custom stained-glass front door that fills the home with abundant natural light. Inside, the open-concept main living area creates the perfect space for everyday living and effortless entertaining. The private primary suite serves as a peaceful retreat, featuring an en-suite bath with a jetted spa tub-ideal for unwinding after a day of pickleball, biking, or scenic walks throughout this highly sought-after community. At the heart of the home is a spacious kitchen with newer stainless-steel appliances, offering a perfect vantage point to the breakfast nook, living room, and an additional flex space that seamlessly connects all areas for entertaining. A traditional split floor plan places two generously sized guest bedrooms and a full bath on the opposite side of the home, providing privacy for visitors. You'll appreciate the abundance of storage, with multiple extra closets throughout. A versatile bonus room connects the garage entry to the kitchen and offers endless possibilities-home office, hobby room, or it can easily be converted back into a traditional laundry room. Step outside to enjoy the home's natural tropical setting, surrounded by majestic mature trees. The screened-in lanai is the perfect spot for morning coffee or relaxing while taking in peaceful surroundings. Additional highlights include a newly installed HVAC system for peace of mind, and a garage door with a storm-rated locking mechanism. With a little TLC, this home presents an excellent opportunity to personalize and enjoy everything Arbor Lakes has to offer. Residents can choose an active lifestyle or a relaxed pace, with a full calendar of community events always available. Storage is also available in the community for boats/RV's, etc. Lakeside living just got a whole lot better....DON'T LET THIS ONE GET AWAY!!!
Last Agent to Sell the Property
Century 21 J.W.Morton R.E. License #3630491 Listed on: 01/30/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,208
Year Built
- Built in 2001
Lot Details
- 7,841 Sq Ft Lot
- Lake Front
- Property fronts a private road
- Corner Lot
- Sprinkler System
- Property is zoned PDR
HOA Fees
- $172 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking available for a boat
- RV Access or Parking
Property Views
- Views of a pier
- Lake
Home Design
- Block Foundation
- Slab Foundation
- Shingle Roof
- Asphalt Roof
- Stucco
Interior Spaces
- 1,704 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Cathedral Ceiling
- Blinds
- Stained Glass
- Leaded Glass Windows
- Carpet
- Fire and Smoke Detector
Kitchen
- Breakfast Area or Nook
- Electric Oven
- Microwave
- Dishwasher
- Laminate Countertops
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Secondary Bathroom Jetted Tub
- Bathtub with Shower
Laundry
- Laundry Room
- Stacked Washer and Dryer
- Laundry Tub
Outdoor Features
- Water Access
- Boat Ramp
- Lake Privileges
- Rain Gutters
Schools
- Hernando Elementary School
- Citrus Springs Middle School
- Citrus High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
- High Speed Internet
Community Details
Overview
- Active Adult
- Association fees include cable TV, high speed internet, legal/accounting, ground maintenance, maintenance structure, pool(s), recreation facilities, reserve fund, road maintenance, street lights, security, trash
- Vine Management Association, Phone Number (352) 812-8086
- Arbor Lakes Subdivision
Amenities
- Community Barbecue Grill
- Shops
- Clubhouse
- Community Kitchen
- Billiard Room
Recreation
- Community Boat Facilities
- Shuffleboard Court
- Fitness Center
- Community Pool
- Park
Security
- Security Service
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 30, 2026
Closed on
Apr 20, 2026
Sold by
Bought by
Seller's Agent
Grace Rinaldi
Century 21 J.W.Morton R.E.
Buyer's Agent
Grace Rinaldi
Century 21 J.W.Morton R.E.
List Price
$225,000
Sold Price
$210,000
Premium/Discount to List
-$15,000
-6.67%
Views
143
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,306
Avg. Annual Appreciation
16.13%
Original Mortgage
$136,500
Outstanding Balance
$136,233
Interest Rate
6.11%
Mortgage Type
New Conventional
Estimated Equity
$83,073
Purchase Details
Closed on
Oct 5, 2010
Sold by
Bought by
Purchase Details
Closed on
Mar 30, 2005
Sold by
Bought by
Purchase Details
Closed on
Apr 27, 2001
Sold by
Bought by
Purchase Details
Closed on
Aug 17, 2000
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Hernando, FL
-
Teresa Pharr
-
Brian McCarthy
Brian McCarthy
CB/ELLISON RLTY WEST
(352) 414-0902
161 Total Sales
5 in Hernando
$206K - $289K Price Range
-
Julie Beck
Julie Beck
Responds QuicklyKELLER WILLIAMS CORNERSTONE RE
(352) 820-4339
216 Total Sales
4 in Hernando
$255K - $380K Price Range
-
Daniel Gilland
Daniel Gilland
FLORIDA ADVANTAGE REALTY GROUP
(352) 292-1649
117 Total Sales
1 in Hernando
$97,400 Price
-
Kelly Shipes
Kelly Shipes
DOWN HOME REALTY, LLLP
(352) 724-1642
87 Total Sales
1 in Hernando
$19,999 Price
-
Zachary Gerlack
Zachary Gerlack
RE/MAX SUNSET REALTY
(352) 770-1360
48 Total Sales
2 in Hernando
$220,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $210,000 | American Title Services | ||
| -- | Attorney | ||
| $181,500 | Dba Crystal River Title | ||
| $15,000 | Crystal River Title | ||
| $18,800 | Crystal River Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $136,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/22/2026 04/22/26 | Sold | $210,000 | -6.7% | $123 / Sq Ft |
| 03/12/2026 03/12/26 | Pending | -- | -- | -- |
| 02/25/2026 02/25/26 | For Sale | $225,000 | 0.0% | $132 / Sq Ft |
| 02/23/2026 02/23/26 | Pending | -- | -- | -- |
| 01/30/2026 01/30/26 | For Sale | $225,000 | -- | $132 / Sq Ft |
Source: REALTORS® Association of Citrus County
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,255 | $204,073 | $11,060 | $193,013 |
| 2024 | $1,174 | $210,366 | $10,300 | $200,066 |
| 2023 | $1,174 | $110,256 | $0 | $0 |
| 2022 | $1,096 | $107,045 | $0 | $0 |
| 2021 | $1,079 | $103,927 | $0 | $0 |
| 2020 | $1,015 | $146,072 | $10,300 | $135,772 |
| 2019 | $997 | $133,295 | $10,300 | $122,995 |
| 2018 | $966 | $121,533 | $7,120 | $114,413 |
| 2017 | $958 | $96,298 | $6,920 | $89,378 |
| 2016 | $963 | $94,317 | $8,060 | $86,257 |
| 2015 | $972 | $93,661 | $8,060 | $85,601 |
| 2014 | $999 | $93,610 | $12,354 | $81,256 |
Source: Public Records
Agents Affiliated with this Home
-
Grace Rinaldi
G
Seller's Agent in 2026
Grace Rinaldi
Century 21 J.W.Morton R.E.
(352) 322-9171
9 Total Sales
Map
Source: REALTORS® Association of Citrus County
MLS Number: 851439
APN: 19E-18S-14-0140-000E0-0010
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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