$369,000
SOLD JAN 3, 2025

3889 Oak Terrace Saint Paul, MN 55110

4 Beds
2 Baths
2,212 Sq Ft
0.29 Acres

Recently Sold

$167 Per Sq Ft

4% Below List Price

46 Days on Market

Highlights

  • Deck
  • No HOA
  • 2 Car Attached Garage
  • Main Floor Primary Bedroom
  • The kitchen features windows
  • Wet Bar

About This Home

As of January 2025

Nestled in a lovely White Bear Lake neighborhood, this 4 bedroom, 2 bathroom gem offers a perfect blend of warmth and character. Step inside to discover a spacious living area featuring a beautiful brick wall with a cozy wood-burning fireplace, perfect for Minnesota winters. The thoughtfully designed layout includes ample room for living, entertaining, and relaxing. The fenced backyard is a private retreat, complete with a handy shed for all your storage needs. Located in a desirable community with nearby parks, schools, and amenities, this home is ready for you to make it your own. Don’t miss this opportunity—schedule your tour today!!

Last Agent to Sell the Property

Cindy Otten

Realty ONE Group SIMPLIFIED Brokerage Email: cindy@cindyotten.com Listed on: 11/18/2024

Realty ONE Group SIMPLIFIED

Co-Listed By

Brenda Daubenspeck

Realty ONE Group SIMPLIFIED Brokerage Email: cindy@cindyotten.com

Last Buyer's Agent

Brett Lizotte

RE/MAX Results

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,564

Year Built

  • Built in 1970

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 80x160
  • Property is Fully Fenced
  • Chain Link Fence

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Pitched Roof

Interior Spaces

  • Wet Bar
  • Wood Burning Fireplace
  • Brick Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Combination Kitchen and Dining Room
  • Utility Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Storage
  • Natural lighting in basement

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • 100 Amp Service
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Green Acres Subdivision

Listing and Financial Details

  • Assessor Parcel Number 253022240040

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,564

Year Built

Built in 1970

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 1970
  • Above Grade Finished Sq Ft: 1218
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable
  • FoundationDimensions: 26x45
  • Attribution Contact: cindy@cindyotten.com
  • Attribution Contact: cindy@cindyotten.com
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Finished, Storage Space
  • Appliances: Dishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • Fireplace Features: Brick, Family Room, Wood Burning
  • Living Area: 2212
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 994
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Dining Room, Living Room, Family Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bar/Wet Bar Room, Foyer, Utility Room

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt, Pitched
  • PoolFeatures: None
  • Fencing: Chain Link, Full
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Block
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Electric, Garage Door Opener
  • Garage Square Feet: 488
  • Garage Door Height: 7

Utilities

  • Heating: Forced Air, Fireplace(s)
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers, 100 Amp Service
  • Fuel: Natural Gas
  • Power Company: Xcel Energy

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Cable,Deck,Kitchen Window,Main Floor Primary Bedroom,Vaulted Ceiling(s),Washer/Dryer Hookup,Wet Bar

Schools

  • Junior High Dist: White Bear Lake
  • SchoolDistrictNumber: 624
  • SchoolDistrictPhone: 651-407-7500

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 80x160
  • Lot Size Sq Ft: 12763.08
  • Land Lease: No
  • Lot Features: Public Transit (w/in 6 blks), Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Wood Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 253022240040
  • Tax Annual Amount: 4564
  • TaxWithAssessments: 4564.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 18, 2024
Closed on
Jan 3, 2025
Sold by
Belak Micheal M and Belak Patricia K
Bought by
Weimer Shawn
Seller's Agent
Cindy Otten
Realty ONE Group SIMPLIFIED
Buyer's Agent
Brett Lizotte
RE/MAX Results
List Price
$385,000
Sold Price
$369,000
Premium/Discount to List
-$16,000
-4.16%
Views
437
Current Estimated Value
$378,472

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,472
Avg. Annual Appreciation
4.04%
Original Mortgage
$357,930
Outstanding Balance
$356,033
Interest Rate
6.69%
Mortgage Type
New Conventional
Estimated Equity
$22,439
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $369,000 Legacy Title
Warranty Deed $369,000 Legacy Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $357,930 New Conventional
Closed $357,930 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/03/2025 01/03/25 Sold $369,000 -4.2% $167 / Sq Ft
01/03/2025 01/03/25 Pending -- -- --
11/18/2024 11/18/24 For Sale $385,000 -- $174 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,564 $356,100 $84,800 $271,300
2023 $4,564 $323,100 $84,800 $238,300
2022 $3,880 $316,100 $84,800 $231,300
2021 $3,670 $271,100 $84,800 $186,300
2020 $4,000 $262,300 $84,800 $177,500
2019 $3,270 $268,200 $84,800 $183,400
2018 $2,758 $233,700 $84,800 $148,900
2017 $2,754 $201,700 $84,800 $116,900
2016 $2,508 $0 $0 $0
2015 $2,436 $172,200 $79,700 $92,500
2014 $2,792 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6633431

NorthstarMLS

APN: 25-30-22-24-0040