$287,000
SOLD MAY 30, 2025

39 Riverside Dr Palmyra, VA 22963

3 Beds
2 Baths
1,392 Sq Ft
0.39 Acres

Recently Sold

$206 Per Sq Ft

25 Days on Market

Highlights

  • Beach
  • Bar or Lounge
  • Clubhouse
  • Golf Club
  • Community Lake
  • Rambler Architecture

About This Home

As of May 2025

Don't miss this fantastic one-level home featuring 3 bedrooms and 2 baths with beautiful hardwood flooring throughout. Nestled on a great street outside the gated area of Lake Monticello, this home offers the perfect blend of convenience and privacy. Enjoy outdoor living on the nice deck, ideal for relaxing or entertaining. A pre-inspection has been completed and is available for review?many repairs have already been made, ensuring peace of mind for the new owner. This quality home is move-in ready and priced to sell quickly! Schedule your showing today before it's gone! We are still actively showing this home, so bring in the offers!

Last Agent to Sell the Property

PEGGY SHANKLIN

LONG & FOSTER - LAKE MONTICELLO License #0225247109[8859] Listed on: 03/01/2025

Last Buyer's Agent

ELAINE BELLEZZA

LONG & FOSTER - CHARLOTTESVILLE License #0225263652[108054]

LONG & FOSTER - CHARLOTTESVILLE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,000

Year Built

  • Built in 2002

Lot Details

  • 0.39 Acre Lot

HOA Fees

  • $122 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Block Foundation

Interior Spaces

  • 1,392 Sq Ft Home
  • Property has 1 Level
  • Living Room
  • Dining Room
  • Crawl Space
  • Laundry Room

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System

Community Details

Overview

  • Lmoa HOA
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Community Dining Room
  • Community Library
  • Bar or Lounge

Recreation

  • Beach
  • Golf Club
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,000

Year Built

Built in 2002

Lot Details

0

HOA Fees

$122 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Building Total Sq Ft: 1392.00
  • Inclusions: Washer and Dryer, Dishwasher, Stove/Oven
  • New Construction: No
  • Story List: Main
  • Year Built: 2002
  • Remarks Public: Don't miss this fantastic one-level home featuring 3 bedrooms and 2 baths with beautiful hardwood flooring throughout. Nestled on a great street outside the gated area of Lake Monticello, this home offers the perfect blend of convenience and privacy. Enjoy outdoor living on the nice deck, ideal for relaxing or entertaining. A pre-inspection has been completed and is available for review?many repairs have already been made, ensuring peace of mind for the new owner. This quality home is move-in ready and priced to sell quickly! Schedule your showing today before it's gone! We are still actively showing this home, so bring in the offers!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Entry Level Bedroom
  • Fireplace: No
  • Foundation Details: Block, Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Laundry, Full Bath, Additional Bedroom
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1392
  • Living Area Sq Ft: 1392
  • Price Per Sq Ft: 206.18
  • Above Grade Finished Sq Ft: 1392
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 39

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Completed: No
  • Water Oriented: No
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Cooling: No
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable, DSL, Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 1464.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 855.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Bar/Lounge, Baseball Field, Basketball Courts, Beach, Club House, Community Center, Dining Rooms, Golf Club, Lake, Library, Meeting Room, Picnic Area, Tot Lots/Playground, Swimming Pool, Soccer Field, Tennis Courts, Volleyball Courts
  • HOA Name: LMOA
  • HOA: Yes

Schools

  • School District: FLUVANNA COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTRAL
  • Middle School: FLUVANNA
  • High School: FLUVANNA
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140888891
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Size Acres: 0.39
  • Zoning: R
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2000.00
  • Tax Year: 2024
  • Close Date: 05/30/2025

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 1, 2025
Closed on
May 20, 2025
Sold by
Sanders Carole J and Vanescobar Jennifer Van
Bought by
Hughes Michael D and Hughes Peggy S
Seller's Agent
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
ELAINE BELLEZZA
LONG & FOSTER - CHARLOTTESVILLE
List Price
$287,000
Sold Price
$287,000
Views
93
Current Estimated Value
$284,341

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,659
Avg. Annual Appreciation
-3.65%
Original Mortgage
$296,471
Outstanding Balance
$295,615
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
-$11,274

Purchase Details

Closed on
Apr 18, 2018
Sold by
Hart James R and Hart Elizabeth M
Bought by
Sanders Carole J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,625
Interest Rate
4.44%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 7, 2011
Sold by
Fannie Mae
Bought by
Hart James R and Hart Elizabeth M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,350
Interest Rate
4.74%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 18, 2010
Sold by
Jansson Rebecca Leigh and Professional Foreclosure Corp
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jun 17, 2004
Sold by
Co County Of Fluvanna
Bought by
School Board Of The County Of Fluvanna
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $287,000 Sage Title
Deed $167,500 Chicago Title
Special Warranty Deed $121,500 None Available
Trustee Deed $176,406 None Available
Special Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $296,471 New Conventional
Previous Owner $125,625 New Conventional
Previous Owner $109,350 New Conventional
Previous Owner $180,000 New Conventional
Previous Owner $40,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2025 05/30/25 Sold $287,000 0.0% $206 / Sq Ft
03/01/2025 03/01/25 For Sale $287,000 -- $206 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,827 $243,600 $30,000 $213,600
2024 $17 $198,700 $30,000 $168,700
2023 $1,677 $198,700 $30,000 $168,700
2022 $1,440 $165,500 $25,000 $140,500
2021 $1,440 $165,500 $25,000 $140,500
2020 $1,398 $151,100 $25,000 $126,100
2019 $1,398 $151,100 $25,000 $126,100
2018 $1,253 $138,200 $25,000 $113,200
2017 $1,253 $138,200 $25,000 $113,200
2016 $1,232 $134,400 $25,000 $109,400
2015 $1,159 $134,400 $25,000 $109,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 661355

Bright MLS

APN: 18A 6 5