Seller's Agent in 2025
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
(434) 962-2762
86 in this area
110 Total Sales
39 Riverside Dr Palmyra, VA 22963
3
Beds
2
Baths
1,392
Sq Ft
0.39
Acres
Highlights
- Beach
- Bar or Lounge
- Clubhouse
- Golf Club
- Community Lake
- Rambler Architecture
About This Home
As of May 2025Don't miss this fantastic one-level home featuring 3 bedrooms and 2 baths with beautiful hardwood flooring throughout. Nestled on a great street outside the gated area of Lake Monticello, this home offers the perfect blend of convenience and privacy. Enjoy outdoor living on the nice deck, ideal for relaxing or entertaining. A pre-inspection has been completed and is available for review?many repairs have already been made, ensuring peace of mind for the new owner. This quality home is move-in ready and priced to sell quickly! Schedule your showing today before it's gone! We are still actively showing this home, so bring in the offers!
Last Agent to Sell the Property
(434) 962-2762 peggy.shanklin@LNF.com LONG & FOSTER - LAKE MONTICELLO License #0225247109[8859] Listed on: 03/01/2025
Last Buyer's Agent
(415) 488-7740 elaine.bellezza@kw.com LONG & FOSTER - CHARLOTTESVILLE License #0225263652[108054]
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,000
Year Built
- Built in 2002
Lot Details
- 0.39 Acre Lot
HOA Fees
- $122 Monthly HOA Fees
Home Design
- Rambler Architecture
- Block Foundation
Interior Spaces
- 1,392 Sq Ft Home
- Property has 1 Level
- Living Room
- Dining Room
- Crawl Space
- Laundry Room
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
Community Details
Overview
- Lmoa HOA
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Community Center
- Meeting Room
- Community Dining Room
- Community Library
- Bar or Lounge
Recreation
- Beach
- Golf Club
- Tennis Courts
- Baseball Field
- Soccer Field
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 1, 2025
Closed on
May 20, 2025
Sold by
Sanders Carole J and Vanescobar Jennifer Van
Bought by
Hughes Michael D and Hughes Peggy S
Seller's Agent
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
ELAINE BELLEZZA
LONG & FOSTER - CHARLOTTESVILLE
List Price
$287,000
Sold Price
$287,000
Views
93
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,096
Avg. Annual Appreciation
-2.41%
Original Mortgage
$296,471
Outstanding Balance
$294,321
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
-$11,417
Purchase Details
Closed on
Apr 18, 2018
Sold by
Hart James R and Hart Elizabeth M
Bought by
Sanders Carole J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,625
Interest Rate
4.44%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 7, 2011
Sold by
Fannie Mae
Bought by
Hart James R and Hart Elizabeth M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,350
Interest Rate
4.74%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 17, 2004
Sold by
Co County Of Fluvanna
Bought by
School Board Of The County Of Fluvanna
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $287,000 | Sage Title | |
| Deed | $167,500 | Chicago Title | |
| Special Warranty Deed | $121,500 | None Available | |
| Special Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $296,471 | New Conventional | |
| Previous Owner | $125,625 | New Conventional | |
| Previous Owner | $109,350 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/30/2025 05/30/25 | Sold | $287,000 | 0.0% | $206 / Sq Ft |
| 03/01/2025 03/01/25 | For Sale | $287,000 | -- | $206 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,827 | $243,600 | $30,000 | $213,600 |
| 2024 | $17 | $198,700 | $30,000 | $168,700 |
| 2023 | $1,677 | $198,700 | $30,000 | $168,700 |
| 2022 | $1,440 | $165,500 | $25,000 | $140,500 |
| 2021 | $1,440 | $165,500 | $25,000 | $140,500 |
| 2020 | $1,398 | $151,100 | $25,000 | $126,100 |
| 2019 | $1,398 | $151,100 | $25,000 | $126,100 |
| 2018 | $1,253 | $138,200 | $25,000 | $113,200 |
| 2017 | $1,253 | $138,200 | $25,000 | $113,200 |
| 2016 | $1,232 | $134,400 | $25,000 | $109,400 |
| 2015 | $1,159 | $134,400 | $25,000 | $109,400 |
Source: Public Records
Agents Affiliated with this Home
-
PEGGY SHANKLIN
-
ELAINE BELLEZZA
Buyer's Agent in 2025
ELAINE BELLEZZA
LONG & FOSTER - CHARLOTTESVILLE
(415) 488-7740
4 in this area
13 Total Sales
Map
Source: Bright MLS
MLS Number: 661355
APN: 18A 6 5
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