NOT LISTED FOR SALE

3900 Creedmoor Ave Modesto, CA 95357

La Loma Neighborhood

Estimated Value: $439,000 - $485,000

3 Beds
2.5 Baths
1,789 Sq Ft
$257/Sq Ft Est. Value

Sale Details

Date Sold: September 25, 2025

Last sale price $445,000 $249 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,836 / mo

8 Days on Market

Highlights

  • Spa
  • Engineered Wood Flooring
  • Open Floorplan
  • Contemporary Architecture
  • Cathedral Ceiling
  • Granite Countertops

About This Home

As of September 2025

Welcome to this charming 3-bedroom, 2.5-bath home in the desirable Dry Creek Meadows neighborhood, offering just under 1,800 sq. ft. of comfortable living space. Step inside to find both a separate living room and a cozy family room with a warm fireplaceperfect for relaxing or entertaining. The spacious kitchen features a breakfast bar for casual dining, while LVP flooring on the main level adds style and durability. Upstairs, you'll find plush carpeting in the bedrooms for a soft, inviting feel. Outside, enjoy a generous backyard with room to play, garden, or simply unwindplus a couple of fruit trees for you to enjoy!

Last Agent to Sell the Property

Cindy Fraze

Berkshire Hathaway HomeServices-Drysdale Properties License #01362128 Listed on: 08/06/2025

Berkshire Hathaway HomeServices-Drysdale Properties

Co-Listed By

Kimberly Goldman

Berkshire Hathaway HomeServices-Drysdale Properties License #02218158

Last Buyer's Agent

Debbie Alegria

Intero Real Estate Services License #01470316

Intero Real Estate Services

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1992

Lot Details

  • 5,001 Sq Ft Lot
  • North Facing Home
  • Back Yard Fenced
  • Sprinklers on Timer

Parking

  • 2 Car Attached Garage
  • 2 Open Parking Spaces
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Mediterranean Architecture
  • Slab Foundation
  • Fiber Cement Roof
  • Stucco

Interior Spaces

  • 1,789 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Double Pane Windows
  • Family Room with Fireplace
  • Family Room Downstairs
  • Open Floorplan
  • Living Room
  • Dining Room

Kitchen

  • Built-In Gas Oven
  • Built-In Gas Range
  • Range Hood
  • Plumbed For Ice Maker
  • Dishwasher
  • Granite Countertops
  • Laminate Countertops

Flooring

  • Engineered Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Secondary Bathroom Double Sinks
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry in Garage
  • 220 Volts In Laundry

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Pool

  • Spa

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • 220 Volts in Kitchen
  • Natural Gas Connected
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Dry Creek Meadows 04 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 079-010-024-000

Home Details

Home Type

Single Family

Year Built

Built in 1992

Lot Details

5,001 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached, Tract
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Restrictions: Parking
  • Stories: 2
  • Year Built: 1992
  • Architectural Style: Mediterranean, Contemporary
  • Subdivision: Dry Creek Meadows 04
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Free Standing Gas Oven, Free Standing Gas Range, Built-In Gas Oven, Gas Plumbed, Built-In Gas Range, Gas Water Heater, Hood Over Range, Dishwasher, Insulated Water Heater, Plumbed For Ice Maker
  • Interior Amenities: Cathedral Ceiling
  • Fireplace Features: Living Room, Family Room, Wood Burning
  • Fireplaces: 1
  • Flooring: Carpet, Simulated Wood
  • Master Bathroom Features: Double Sinks, Tub w/Shower Over
  • Total Bathrooms: 3
  • Bathroom Features: Double Sinks, Tub w/Shower Over
  • Dining Room Features: Dining/Family Combo
  • Family Room Features: Cathedral/Vaulted
  • Kitchen Features: Granite Counter, Kitchen/Family Combo, Laminate Counter
  • Living Room Features: Cathedral/Vaulted
  • Room Type: Dining Room, Family Room, Kitchen, Laundry, Living Room
  • Lower Level: Living Room, Dining Room, Family Room, Garage, Kitchen, Street Entrance
  • Main Level: Living Room, Dining Room, Family Room, Garage, Kitchen, Street Entrance
  • Price Per Square Foot: 248.74
  • Square Footage: 1789.00
  • Window Features: Dual Pane Full

Exterior Features

  • Construction Materials: Stucco, Wood
  • Property Faces: North
  • Disclosures/Documents: Disclosure Package Available
  • Fencing: Back Yard, Fenced, Wood
  • Foundation: Slab
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 449000.00
  • Lot Features: Auto Sprinkler F&R, Shape Regular, Street Lights
  • New Construction: No
  • Pool: No
  • Property Condition: Original
  • Road Surface Type: Asphalt
  • Roof: Cement
  • Spa Features: Spa/Hot Tub Personal
  • Spa: Yes
  • Topography: Snow Line Below,Level,Trees Many,Snow Line Below,Level,Trees Many
  • Land Use: Residential

Garage/Parking

  • Open Parking Spaces: 2.00
  • Garage Spaces: 2.00
  • Parking Features: Attached, Garage Door Opener, Garage Facing Front, Uncovered Parking Spaces 2+
  • Driveway/Sidewalks: Sidewalk/Curb/Gutter, Paved Driveway

Utilities

  • Security: Carbon Mon Detector, Double Strapped Water Heater, Smoke Detector
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Public, DSL Available, Underground Utilities, Internet Available, Natural Gas Connected, Sewer In & Connected
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts in Kitchen, 220 Volts in Laundry
  • Heating: Central, Fireplace(s)
  • Laundry Features: In Garage
  • Water Source: Meter on Site, Public

Condo/Co-op/Association

  • Association: No
  • Pets Allowed: Yes
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Modesto City

Lot Info

  • Zoning: R-1
  • Irrigation: None
  • Lot Size Acres: 0.1148
  • Lot Size Sq Ft: 5001.00

Multi Family

Tax Info

  • Assessor Parcel Number: 079-010-024-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Stanislaus

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 6, 2025
Closed on
Sep 3, 2025
Sold by
Bgrs Relocation Inc
Bought by
Alba Maria Del Pilar
Seller's Agent
Cindy Fraze
Berkshire Hathaway HomeServices-Drysdale Properties
Buyer's Agent
Debbie Alegria
Intero Real Estate Services
List Price
$449,995
Sold Price
$445,000
Premium/Discount to List
-$4,995
-1.11%
Views
219
Current Estimated Value
$459,451

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,451
Avg. Annual Appreciation
5.38%
Original Mortgage
$428,998
Outstanding Balance
$428,616
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$30,835

Purchase Details

Closed on
May 5, 2025
Sold by
Ayala Joaquin and Bartolotto Benjamin
Bought by
Bgrs Relocation Inc

Purchase Details

Listed on
Jul 18, 2022
Closed on
Nov 1, 2022
Sold by
Stewart-Reber Family Revocable Trust
Bought by
Ayala Joaquin and Bartolotto Benjamin
Seller's Agent
Tracy Williams-Weatheral
Grand Properties
Buyer's Agent
Dan Smith
Berkshire Hathaway HomeServices-Drysdale Properties
List Price
$449,000
Sold Price
$424,000
Premium/Discount to List
-$25,000
-5.57%
Views
78

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.34%
Original Mortgage
$424,000
Interest Rate
6.92%
Mortgage Type
VA

Purchase Details

Closed on
Sep 29, 2008
Sold by
Deutsche Bank National Trust Co
Bought by
Stewart Allan Henry and Reber Rori

Purchase Details

Closed on
Aug 5, 2008
Sold by
Sunga Charina and Sunga Ryan
Bought by
Deutsche Bank National Trust Co and Ameriquest Mortgage Securities Inc Asset

Purchase Details

Closed on
Feb 26, 2004
Sold by
Mitchell Phyllis Y and Mitchell Frankie
Bought by
Sunga Ryan and Sunga Charina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,040
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 26, 2000
Sold by
Mitchell Phyllis Y
Bought by
Mitchell Phyllis Y and Mitchell Frankie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$9,250
Interest Rate
7.87%

Purchase Details

Closed on
Oct 26, 1999
Sold by
Mitchell Frankie
Bought by
Mitchell Phyllis Y

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,235
Interest Rate
7.82%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 12, 1999
Sold by
Lynn Humeston Frederick Lee and Lynn Susan
Bought by
Mitchell Phyllis Y

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,235
Interest Rate
7.82%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Alba Maria Del Pilar $445,000 Lennar Title
Bgrs Relocation Inc $473,500 Lennar Title
Ayala Joaquin $424,000 First American Title
Stewart Allan Henry $161,000 Landamerica Commonwealth
Deutsche Bank National Trust Co $166,500 Accommodation
Sunga Ryan $269,000 Alliance Title Company
Mitchell Phyllis Y -- Fidelity National Title
Mitchell Phyllis Y -- Fidelity National Title Co
Mitchell Phyllis Y $144,000 Fidelity National Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Alba Maria Del Pilar $428,998
Previous Owner Ayala Joaquin $424,000
Previous Owner Sunga Ryan $215,040
Previous Owner Mitchell Phyllis Y $9,250
Previous Owner Mitchell Phyllis Y $140,235
Previous Owner Mitchell Phyllis Y $140,235
Closed Sunga Ryan $53,760
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/25/2025 09/25/25 Sold $445,000 -0.9% $249 / Sq Ft
08/14/2025 08/14/25 Pending -- -- --
08/07/2025 08/07/25 Price Changed $449,000 -0.2% $251 / Sq Ft
08/06/2025 08/06/25 For Sale $449,995 +6.1% $252 / Sq Ft
11/15/2022 11/15/22 Sold $424,000 -0.2% $237 / Sq Ft View Prior Sale
10/07/2022 10/07/22 Pending -- -- --
09/17/2022 09/17/22 Price Changed $424,900 -3.2% $238 / Sq Ft
08/11/2022 08/11/22 Price Changed $439,000 -4.4% $245 / Sq Ft
07/18/2022 07/18/22 Price Changed $459,000 +2.2% $257 / Sq Ft
07/18/2022 07/18/22 For Sale $449,000 -- $251 / Sq Ft
Source: MetroList

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,795 $441,129 $208,080 $233,049
2024 $4,708 $432,480 $204,000 $228,480
2023 $5,200 $424,000 $200,000 $224,000
2022 $2,501 $195,359 $60,668 $134,691
2021 $2,616 $191,529 $59,479 $132,050
2020 $2,578 $189,566 $58,870 $130,696
2019 $2,530 $185,850 $57,716 $128,134
2018 $2,490 $182,207 $56,585 $125,622
2017 $2,435 $178,635 $55,476 $123,159
2016 $2,387 $175,134 $54,389 $120,745
2015 $2,354 $172,505 $53,573 $118,932
2014 $2,308 $169,127 $52,524 $116,603
Source: Public Records

Agents Affiliated with this Home

  • Cindy Fraze

    Seller's Agent in 2025

    Cindy Fraze

    BHHS Drysdale

    (209) 499-0393

    11 in this area

    140 Total Sales

    Cindy Fraze
    Section Image

  • K

    Seller Co-Listing Agent in 2025

    Kimberly Goldman

    BHHS Drysdale

    (209) 526-4040

    1 in this area

    8 Total Sales

    Kimberly Goldman
    Section Image

  • D

    Buyer's Agent in 2025

    Debbie Alegria

    Intero Real Estate Services

    (408) 665-7877

    2 in this area

    22 Total Sales

    Debbie Alegria
    Section Image
  • Tracy Williams-Weatheral

    Seller's Agent in 2022

    Tracy Williams-Weatheral

    Grand Properties

    (209) 840-0025

    1 in this area

    62 Total Sales

    Tracy Williams-Weatheral
    Section Image
  • Dan Smith

    Buyer's Agent in 2022

    Dan Smith

    BHHS Drysdale

    (209) 534-7485

    1 in this area

    57 Total Sales

    Dan Smith
    Section Image
See All Agents

Map

Source: MetroList

MLS Number: 225102214

MetroList

APN: 079-10-24

California Stanislaus County Modesto 95357 La Loma

3900 Creedmoor Ave, Modesto, CA

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