Pamela Harmon
PMZ Real Estate
(209) 502-2442
146 Total Sales
10 in La Loma
$246K - $545K Price Range
3900 Creedmoor Ave Modesto, CA 95357
La Loma Neighborhood
3
Beds
2.5
Baths
1,789
Sq Ft
5,001
Sq Ft Lot
Highlights
- Spa
- Simulated Wood
- Open Floorplan
- Contemporary Architecture
- Cathedral Ceiling
- Granite Countertops
About This Home
As of September 2025Welcome to this charming 3-bedroom, 2.5-bath home in the desirable Dry Creek Meadows neighborhood, offering just under 1,800 sq. ft. of comfortable living space. Step inside to find both a separate living room and a cozy family room with a warm fireplaceperfect for relaxing or entertaining. The spacious kitchen features a breakfast bar for casual dining, while LVP flooring on the main level adds style and durability. Upstairs, you'll find plush carpeting in the bedrooms for a soft, inviting feel. Outside, enjoy a generous backyard with room to play, garden, or simply unwindplus a couple of fruit trees for you to enjoy!
Last Agent to Sell the Property
Berkshire Hathaway HomeServices-Drysdale Properties License #01362128 Listed on: 08/06/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 1992
Lot Details
- 5,001 Sq Ft Lot
- North Facing Home
- Back Yard Fenced
- Sprinklers on Timer
Parking
- 2 Car Attached Garage
- 2 Open Parking Spaces
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Contemporary Architecture
- Mediterranean Architecture
- Slab Foundation
- Fiber Cement Roof
- Stucco
Interior Spaces
- 1,789 Sq Ft Home
- 2-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Double Pane Windows
- Family Room with Fireplace
- Family Room Downstairs
- Open Floorplan
- Living Room
- Dining Room
Kitchen
- Built-In Gas Oven
- Built-In Gas Range
- Range Hood
- Plumbed For Ice Maker
- Dishwasher
- Granite Countertops
- Laminate Countertops
Flooring
- Simulated Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Upstairs
- Secondary Bathroom Double Sinks
- Bathtub and Shower Combination in Primary Bathroom
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry in Garage
- 220 Volts In Laundry
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Pool
- Spa
Utilities
- Central Heating and Cooling System
- Underground Utilities
- 220 Volts in Kitchen
- Natural Gas Connected
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Dry Creek Meadows 04 Subdivision
Listing and Financial Details
- Assessor Parcel Number 079-010-024-000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 6, 2025
Closed on
Sep 3, 2025
Sold by
Bgrs Relocation Inc
Bought by
Seller's Agent
Cindy Fraze
Berkshire Hathaway HomeServices-Drysdale Properties
Buyer's Agent
Debbie Alegria
Intero Real Estate Services
List Price
$449,995
Sold Price
$445,000
Premium/Discount to List
-$4,995
-1.11%
Views
219
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,097
Avg. Annual Appreciation
2.29%
Original Mortgage
$428,998
Outstanding Balance
$424,681
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$30,416
Purchase Details
Closed on
May 5, 2025
Sold by
Ayala Joaquin and Bartolotto Benjamin
Bought by
Bgrs Relocation Inc
Purchase Details
Listed on
Jul 18, 2022
Closed on
Nov 1, 2022
Sold by
Stewart-Reber Family Revocable Trust
Bought by
Ayala Joaquin and Bartolotto Benjamin
Seller's Agent
Tracy Williams-Weatheral
Grand Properties
Buyer's Agent
Dan Smith
Berkshire Hathaway HomeServices-Drysdale Properties
List Price
$449,000
Sold Price
$424,000
Premium/Discount to List
-$25,000
-5.57%
Views
78
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.86%
Original Mortgage
$424,000
Interest Rate
6.92%
Mortgage Type
VA
Purchase Details
Closed on
Sep 29, 2008
Sold by
Deutsche Bank National Trust Co
Bought by
Stewart Allan Henry and Reber Rori
Purchase Details
Closed on
Aug 5, 2008
Sold by
Sunga Charina and Sunga Ryan
Bought by
Deutsche Bank National Trust Co and Ameriquest Mortgage Securities Inc Asset
Purchase Details
Closed on
Feb 26, 2004
Sold by
Mitchell Phyllis Y and Mitchell Frankie
Bought by
Sunga Ryan and Sunga Charina
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,040
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 26, 2000
Sold by
Mitchell Phyllis Y
Bought by
Mitchell Phyllis Y and Mitchell Frankie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$9,250
Interest Rate
7.87%
Purchase Details
Closed on
Oct 26, 1999
Sold by
Mitchell Frankie
Bought by
Mitchell Phyllis Y
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,235
Interest Rate
7.82%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 12, 1999
Sold by
Lynn Humeston Frederick Lee and Lynn Susan
Bought by
Mitchell Phyllis Y
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,235
Interest Rate
7.82%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in La Loma, CA
-
Pamela Harmon
-
Cindi Hagley
Cindi Hagley
Keller Williams Tri-Valley
(925) 396-8605
26 Total Sales
1 in La Loma
$450,000 Price
-
Gina Craig, Ph. D.
Gina Craig, Ph. D.
Responds QuicklyCraig & Craig Prof. Realty
(209) 270-6680
26 Total Sales
1 in La Loma
$495,000 Price
-
Sung Park
Sung Park
PMZ Real Estate
(424) 842-2095
103 Total Sales
1 in La Loma
$525,000 Price
-
Aaron Unger
Aaron Unger
Simplified Realty
(209) 255-5824
154 Total Sales
1 in La Loma
$460,000 Price
-
Kristopher Losole
Kristopher Losole
PMZ Real Estate
(209) 719-3737
112 Total Sales
3 in La Loma
$80K - $457K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $445,000 | Lennar Title | |
| Grant Deed | $473,500 | Lennar Title | |
| Grant Deed | $424,000 | First American Title | |
| Grant Deed | $161,000 | Landamerica Commonwealth | |
| Trustee Deed | $166,500 | Accommodation | |
| Grant Deed | $269,000 | Alliance Title Company | |
| Interfamily Deed Transfer | -- | Fidelity National Title | |
| Interfamily Deed Transfer | -- | Fidelity National Title Co | |
| Grant Deed | $144,000 | Fidelity National Title Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $428,998 | New Conventional | |
| Previous Owner | $424,000 | VA | |
| Previous Owner | $25,000 | Credit Line Revolving | |
| Previous Owner | $319,882 | Unknown | |
| Previous Owner | $215,040 | Purchase Money Mortgage | |
| Previous Owner | $217,000 | Unknown | |
| Previous Owner | $14,000 | Stand Alone Second | |
| Previous Owner | $172,000 | Unknown | |
| Previous Owner | $37,700 | Credit Line Revolving | |
| Previous Owner | $9,250 | No Value Available | |
| Previous Owner | $140,235 | Purchase Money Mortgage | |
| Previous Owner | $140,235 | Purchase Money Mortgage | |
| Previous Owner | $41,000 | Unknown | |
| Previous Owner | $18,753 | Unknown |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/25/2025 09/25/25 | Sold | $445,000 | -0.9% | $249 / Sq Ft | |
| 08/14/2025 08/14/25 | Pending | -- | -- | -- | |
| 08/07/2025 08/07/25 | Price Changed | $449,000 | -0.2% | $251 / Sq Ft | |
| 08/06/2025 08/06/25 | For Sale | $449,995 | +6.1% | $252 / Sq Ft | |
| 11/15/2022 11/15/22 | Sold | $424,000 | -0.2% | $237 / Sq Ft | View Prior Sale |
| 10/07/2022 10/07/22 | Pending | -- | -- | -- | |
| 09/17/2022 09/17/22 | Price Changed | $424,900 | -3.2% | $238 / Sq Ft | |
| 08/11/2022 08/11/22 | Price Changed | $439,000 | -4.4% | $245 / Sq Ft | |
| 07/18/2022 07/18/22 | Price Changed | $459,000 | +2.2% | $257 / Sq Ft | |
| 07/18/2022 07/18/22 | For Sale | $449,000 | -- | $251 / Sq Ft |
Source: MetroList
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,795 | $441,129 | $208,080 | $233,049 |
| 2024 | $4,708 | $432,480 | $204,000 | $228,480 |
| 2023 | $5,200 | $424,000 | $200,000 | $224,000 |
| 2022 | $2,501 | $195,359 | $60,668 | $134,691 |
| 2021 | $2,616 | $191,529 | $59,479 | $132,050 |
| 2020 | $2,578 | $189,566 | $58,870 | $130,696 |
| 2019 | $2,530 | $185,850 | $57,716 | $128,134 |
| 2018 | $2,490 | $182,207 | $56,585 | $125,622 |
| 2017 | $2,435 | $178,635 | $55,476 | $123,159 |
| 2016 | $2,387 | $175,134 | $54,389 | $120,745 |
| 2015 | $2,354 | $172,505 | $53,573 | $118,932 |
| 2014 | $2,308 | $169,127 | $52,524 | $116,603 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Fraze
Seller's Agent in 2025
Cindy Fraze
BHHS Drysdale
(209) 499-0393
11 in this area
142 Total Sales
-
Kimberly Goldman
KG
Seller Co-Listing Agent in 2025
Kimberly Goldman
BHHS Drysdale
(209) 526-4040
1 in this area
10 Total Sales
-
Debbie Alegria
DA
Buyer's Agent in 2025
Debbie Alegria
Intero Real Estate Services
(408) 665-7877
2 in this area
28 Total Sales
-
Tracy Williams-Weatheral
Seller's Agent in 2022
Tracy Williams-Weatheral
Grand Properties
(209) 840-0025
1 in this area
59 Total Sales
-
Dan Smith
Buyer's Agent in 2022
Dan Smith
BHHS Drysdale
(209) 534-7485
1 in this area
47 Total Sales
Map
Source: MetroList
MLS Number: 225102214
APN: 079-10-24
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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