$570,000
SOLD APR 23, 2025

39017 Shady Rd Onamia, MN 56359

4 Beds
2 Baths
1,835 Sq Ft
0.67 Acres

Recently Sold

$311 Per Sq Ft

12% Below List Price

240 Days on Market

Highlights

  • 125 Feet of Waterfront
  • Main Floor Primary Bedroom
  • Porch
  • Guest House
  • No HOA
  • Living Room

About This Home

As of April 2025

This scenic, extraordinary lakeshore property on Mille Lacs Lake has multiple year-round homes that have all been recently updated with new styles. It's move-in ready, with most of the furniture and items staying. This unique property has two houses and a guest cottage. House #1 (+/- 765 finished sq. ft.) has 2 bed/1 bath; House #2 (+/- 1070 finished sq. ft.) has 2 bed/1 bath on the upper level and 2 additional non-conforming bedrooms on the lower level.  The guest cottage is +/- 302 finished sq ft. There are a couple of outbuildings nestled under mature trees in Cove Bay. The lakeshore is +/-125 ft., with a beautiful view of the sunsets, which are hard to beat during the summer evenings. Enjoy the spacious level yard with fantastic lake views while entertaining your guests. Mille Lacs Lake is one of Minnesota's premier fishing and recreational lakes. The area offers activities such as snowmobiling, biking, golf, and ATV trails, with the Soo-line trail nearby. Numerous shops and restaurants are within 5-10 minutes for your enjoyment. Create memories with your guests by owning Lakeshore property. This property is worth a look! The agents are related to the sellers. Note: MLS's foundation size and square footage reflect both homes combined.

Last Agent to Sell the Property

Mark Herr

Whitetail Properties Real Estate Listed on: 08/08/2024

Whitetail Properties Real Estate

Co-Listed By

Kaila Carroll

Whitetail Properties Real Estate

Last Buyer's Agent

Tiffany Khotsombath

TheMLSonline.com, Inc.

TheMLSonline.com, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,226

Year Built

  • Built in 1970

Lot Details

  • 0.67 Acre Lot
  • 125 Feet of Waterfront
  • Lake Front

Interior Spaces

  • 2-Story Property
  • Living Room

Kitchen

  • Range
  • Microwave
  • Freezer

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Utilities

  • Forced Air Heating System
  • Well

Additional Features

  • Porch
  • Guest House

Community Details

  • No Home Owners Association
  • Bergs Add To Mille Lacs Subdivision

Listing and Financial Details

  • Assessor Parcel Number 171200130

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,226

Year Built

Built in 1970

Lot Details

0

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Window Unit(s)
  • Accessibility Features: None
  • Water Source: Well
  • Year Built: 1970
  • Above Grade Finished Sq Ft: 1443
  • Water Body Name: Mille Lacs
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Other
  • Appliances: Freezer, Gas Water Heater, Microwave, Range, Refrigerator
  • Living Area: 1835
  • Fireplace: No
  • Below Grade Finished Sq Ft: 392
  • Basement YN: No
  • Dining Room Type: Kitchen, Living Room, Bedroom 1, Bedroom 2, Bathroom, Three Season Porch, Guest House, Other Room

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 4

Exterior Features

  • View: Lake
  • Other Structures: Other
  • PatioPorchType: Front Porch,Screened
  • Lake Acres: 128250
  • Lake Bottom: Reeds,Rocky,Sand
  • LakeChain: N
  • Waterfront Frontage: 125

Garage/Parking

  • Parking Features: Driveway - Other Surface

Utilities

  • Heating: Forced Air
  • Sewer: Holding Tank
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Dock,French Doors,Hardwood Floors,Main Floor Primary Bedroom,Porch

Schools

  • Junior High Dist: Onamia
  • SchoolDistrictNumber: 480
  • SchoolDistrictPhone: 320-532-4174

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 1
  • Lot Size Sq Ft: 29010.96
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Other
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Cedar

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 171200130
  • Tax Annual Amount: 4226
  • TaxWithAssessments: 4226.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 8, 2024
Closed on
Apr 18, 2025
Sold by
Timber Creek Remodeling Llc
Bought by
Phan Linh Nguyen and Phan David
Seller's Agent
Mark Herr
Whitetail Properties Real Estate
Buyer's Agent
Tiffany Khotsombath
TheMLSonline.com, Inc.
List Price
$650,000
Sold Price
$570,000
Premium/Discount to List
-$80,000
-12.31%
Views
198
Current Estimated Value
$572,708

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,708
Avg. Annual Appreciation
1.40%
Original Mortgage
$427,500
Outstanding Balance
$426,372
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$146,336

Purchase Details

Listed on
Dec 9, 2022
Closed on
Jul 26, 2023
Sold by
Paul R Yerigan Living Trust
Bought by
Timber Creek Remodeling Llc
Seller's Agent
Mark Herr
Whitetail Properties Real Estate
Buyer's Agent
Mark Herr
Whitetail Properties Real Estate
List Price
$619,000
Sold Price
$450,000
Premium/Discount to List
-$169,000
-27.3%
Views
84

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.46%

Purchase Details

Closed on
Mar 21, 2013
Sold by
Yerigan Paul R
Bought by
Yerigan Paul R and Paul R Yerigan Living Trust
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $570,000 Home Security Abstract & Title
Deed $450,000 Clear Title & Abstract
Contract Of Sale $450,000 --
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $427,500 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/23/2025 04/23/25 Sold $570,000 -1.6% $311 / Sq Ft
04/05/2025 04/05/25 Pending -- -- --
12/13/2024 12/13/24 Price Changed $579,000 -3.3% $316 / Sq Ft
08/24/2024 08/24/24 Price Changed $599,000 -7.8% $326 / Sq Ft
08/08/2024 08/08/24 For Sale $650,000 +44.4% $354 / Sq Ft
07/26/2023 07/26/23 Sold $450,000 -13.3% $588 / Sq Ft
06/23/2023 06/23/23 Pending -- -- --
05/30/2023 05/30/23 Price Changed $519,000 -16.2% $678 / Sq Ft
12/09/2022 12/09/22 For Sale $619,000 -- $809 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,226 $481,400 $264,400 $217,000
2023 $4,276 $444,700 $241,300 $203,400
2022 $4,210 $427,800 $225,800 $202,000
2021 $3,844 $340,700 $198,800 $141,900
2020 $3,810 $320,100 $193,000 $127,100
2019 $3,962 $294,200 $187,300 $106,900
2018 $3,694 $298,100 $193,000 $105,100
2017 $3,802 $275,100 $177,500 $97,600
2016 $3,924 $0 $0 $0
2015 $4,226 $0 $0 $0
2014 $4,226 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6579504

NorthstarMLS

APN: 17-120-0130