Seller's Agent in 2025
Gina King
Realty Executives
(828) 320-3883
3 in this area
125 Total Sales
3905 Granite St Terrell, NC 28682
4
Beds
3
Baths
3,300
Sq Ft
0.62
Acres
Highlights
- Wood Flooring
- Wine Refrigerator
- 2 Car Attached Garage
- Sherrills Ford Elementary School Rated A-
- Screened Porch
- Built-In Features
About This Home
As of July 2025AMAZING LAYOUT on this Custom-Built/Vinyl & Rock 2-Story located in secluded Somerset on Lake Norman! 4BR/3BA, over 3100 htd sq ft, stunning hdwd flrs & crown molding thru-out! Enter on tile & rock front steps into a 2-story foyer; french doors into private office; formal dining rm w/chair rlg; huge kitchen/dining w/granite countertops, tile backsplash, SS appl (2 yrs) incl. wine fridge, under-cabinet lighting, pull outs & pantry; screen porch w/tongue & groove ceiling & CF; huge living rm w/tall windows/transoms, recessed lights & gas log FP; & a lg BR w/full BA. Upstairs features massive primary suite w/french doors into private den, ensuite w/dbl tray ceilings, dbl crown mldg, 2 WICs, huge walk-in tile shower, 2 sep furniture style vanities & heated floors; 2 spare BRs (WICs & attic stg) separated by jack-n-jill full BA; huge bonus rm & laundry rm w/sink & cabs! Lg, private backyard w/split rail fencing & in-ground irrigation; & nice walk-in crawl space w/concrete storage area!
Last Agent to Sell the Property
Realty Executives of Hickory Brokerage Email: soldbyginaking@gmail.com License #185649 Listed on: 10/23/2024
Home Details
Home Type
- Single Family
Year Built
- Built in 2004
Lot Details
- Lot Dimensions are 90x300x90x300
- Back Yard Fenced
- Level Lot
- Irrigation
- Property is zoned R-30
HOA Fees
- $21 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Stone Siding
- Vinyl Siding
- Stucco
Interior Spaces
- 2-Story Property
- Sound System
- Built-In Features
- Ceiling Fan
- Gas Log Fireplace
- Propane Fireplace
- Insulated Windows
- Window Screens
- French Doors
- Entrance Foyer
- Living Room with Fireplace
- Screened Porch
- Storage
- Crawl Space
- Carbon Monoxide Detectors
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Wine Refrigerator
- Kitchen Island
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- Walk-In Closet
- Mirrored Closets Doors
- 3 Full Bathrooms
Laundry
- Laundry Room
- Laundry on upper level
- Washer and Dryer
Schools
- Sherrills Ford Elementary School
- Mill Creek Middle School
- Bandys High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Heat Pump System
- Propane
- Electric Water Heater
- Septic Tank
- Cable TV Available
Community Details
- Somerset Of Lake Norman Association
- Somerset On Lake Norman Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 461714438859
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 23, 2024
Closed on
Jul 10, 2025
Sold by
Warner William Mitchell and Warner Staci
Bought by
Hernandez Jennifer and Hernandez John
Seller's Agent
Gina King
Realty Executives of Hickory
Buyer's Agent
Tracy Crosby
Austin-Barnett Realty LLC
List Price
$799,000
Sold Price
$710,000
Premium/Discount to List
-$89,000
-11.14%
Views
138
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,634
Avg. Annual Appreciation
9.72%
Original Mortgage
$404,000
Outstanding Balance
$403,316
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$338,318
Purchase Details
Closed on
May 7, 2013
Sold by
Bandel Andrew and Bandel Wendy
Bought by
Warner William Mitchell and Warner Staci Shawn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$360,000
Interest Rate
3.59%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 29, 2002
Purchase Details
Closed on
May 10, 1999
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $710,000 | None Listed On Document | |
| Warranty Deed | $710,000 | None Listed On Document | |
| Warranty Deed | $384,000 | The Title Company Of Nc | |
| Deed | $24,900 | -- | |
| Deed | $619,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $404,000 | New Conventional | |
| Closed | $404,000 | New Conventional | |
| Previous Owner | $360,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/18/2025 07/18/25 | Sold | $710,000 | -3.3% | $215 / Sq Ft |
| 06/03/2025 06/03/25 | Price Changed | $734,000 | -2.0% | $222 / Sq Ft |
| 02/11/2025 02/11/25 | Price Changed | $749,000 | -3.4% | $227 / Sq Ft |
| 12/06/2024 12/06/24 | Price Changed | $775,000 | -3.0% | $235 / Sq Ft |
| 10/23/2024 10/23/24 | For Sale | $799,000 | -- | $242 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,198 | $649,300 | $33,200 | $616,100 |
| 2024 | $3,198 | $649,300 | $33,200 | $616,100 |
| 2023 | $3,133 | $423,500 | $33,200 | $390,300 |
| 2022 | $2,986 | $423,500 | $33,200 | $390,300 |
| 2021 | $2,986 | $423,500 | $33,200 | $390,300 |
| 2020 | $2,986 | $423,500 | $33,200 | $390,300 |
| 2019 | $2,989 | $424,000 | $0 | $0 |
| 2018 | $2,756 | $402,300 | $33,400 | $368,900 |
| 2017 | $2,756 | $0 | $0 | $0 |
| 2016 | $2,756 | $0 | $0 | $0 |
| 2015 | $2,202 | $402,340 | $33,400 | $368,940 |
| 2014 | $2,202 | $367,000 | $31,100 | $335,900 |
Source: Public Records
Agents Affiliated with this Home
-
Gina King
-
Tracy Crosby
Buyer's Agent in 2025
Tracy Crosby
Austin-Barnett Realty LLC
(704) 239-1063
1 in this area
3 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4193891
APN: 4617144388590000
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