$409,000
SOLD JUL 17, 2025
3 Beds
3.5 Baths
2,372 Sq Ft
7,875 Sq Ft Lot

Recently Sold

$172 Per Sq Ft

22% Below List Price

219 Days on Market

Highlights

  • Lake Front
  • Living Room with Fireplace
  • Community Pool
  • Clubhouse
  • Great Room
  • Tennis Courts

About This Home

As of July 2025

Probate. Wow! An additional $20k price drop. It's unbelievable this home is still available. Come visit this 3 bed + DEN/OFFICE/4th bedroom, beautiful Lakefront home with stunning views from nearly every window. This home boasts two master suites with walk in closets, bathtubs, and separate walk-in showers. Each master suite is on a separate level for maximum privacy. The kitchen has tons of storage and large 42-inch cabinets with upgraded granite and tons of space to prepare your favorite meals. The roof was installed 7/1/2019. The peaceful serenity you feel both with your views from the inside of this home to sitting in your favorite seat on either your upstairs or downstairs screened patios is totally priceless. The large deck on the back will need all new decking. Seller requests 60 days to close.

Last Agent to Sell the Property

Chris Burden

EPIC REAL ESTATE ADVISORS LLC Brokerage Phone: 407-495-3672 License #3143850 Listed on: 10/15/2024

Last Buyer's Agent

Stellar Non-Member Agent

Stellar Non-Member Office

Stellar Non-Member Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,536

Year Built

  • Built in 1999

Lot Details

  • 7,875 Sq Ft Lot
  • Lake Front
  • Northwest Facing Home
  • Property is zoned PUD

HOA Fees

  • $30 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,372 Sq Ft Home
  • 2-Story Property
  • Great Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Range
  • Laundry in unit

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs

Outdoor Features

  • Private Mailbox

Utilities

  • Zoned Heating and Cooling
  • Water Softener

Listing and Financial Details

Community Details

Overview

  • Association fees include pool
  • Arbor Lake Villas Association
  • Arbor Lake Villas Subdivision

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,536

Year Built

Built in 1999

Lot Details

0

HOA Fees

$30 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Vinyl Siding
  • Fireplace: Yes
  • Living Area: 2372
  • Lot Size Acres: 0.18
  • New Construction: No
  • Year Built: 1999
  • Building Area Total: 3147
  • Lot Size Sq Ft: 7875
  • Directions to Property: From 295, turn East on McCormick Rd., turn Left of Fort Caroline Rd, turn Right on Harbor Cove Dr S, then Right on Arbor Lake Dr W, the home will be on your left side.
  • Status: Sold
  • Street Post Direction: W
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Winter Park,
  • Escrow Postal Code: 32789
  • Escrow State: FL
  • Escrow Street Name: N Wymore Rd
  • Escrow Street Number: 436
  • List Office Head Office Key Nume: 1054090
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 172.43
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-495-3672
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Living Room
  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Living Room/Dining Room Combo, PrimaryBedroom Upstairs
  • Appliances Included: Range, Refrigerator, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Stories: 2
  • Street Number Modifier: 3949
  • Living Area Meters: 220.37
  • Room Count: 3

Exterior Features

  • Direction Faces: Northwest
  • Exterior Features: Private Mailbox
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Water Body Name: LAKE NARCISSUS
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected
  • Cooling: Central Air, Zoned
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Canal/Lake For Irrigation, Public

Condo/Co-op/Association

  • Community Features: Pool, Tennis Court(s)
  • Association Amenities: Clubhouse, Pool, Tennis Court(s)
  • Association Fee: 30
  • Association Fee Frequency: Monthly
  • Association Name: Arbor Lake Villas
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer must contact the HOA and local municipality to verify any pet restrictions.
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 360.00
  • Total Monthly Fees: 30.00
  • Monthly HOA Amount: 30.00

Lot Info

  • Zoning: PUD
  • Parcel Number: 160671-8216
  • Additional Parcels: No
  • Flood Zone Code: x
  • Homestead YN: 0
  • Lot Size Square Meters: 732

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer must contact the HOA and local municipality to verify any leasing restrictions. We are investigating some more

Tax Info

  • Tax Annual Amount: 6536.09
  • Tax Block: 00/00
  • Tax Book Number: 40-87
  • Tax Lot: 6D

Multi Family

  • Waterfront Features: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 15, 2024
Closed on
Jul 18, 2025
Sold by
Duvall Anna
Bought by
Pleasant Gabriela Maina and Pleasant Gary Martin
Seller's Agent
Chris Burden
EPIC REAL ESTATE ADVISORS LLC
Buyer's Agent
Stellar Non-Member Agent
Stellar Non-Member Office
List Price
$525,000
Sold Price
$409,000
Premium/Discount to List
-$116,000
-22.1%
Views
97

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.93%
Original Mortgage
$409,000
Outstanding Balance
$409,000
Interest Rate
6.85%
Mortgage Type
VA
Estimated Equity
$7,320

Purchase Details

Listed on
Apr 10, 2020
Closed on
May 12, 2020
Sold by
Manke Michael E and Manke Tamara
Bought by
Duvall Carolina Alina
Seller's Agent
CHRISTINA WELCH
KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Buyer's Agent
MICHAEL LEACHMAN
WATSON REALTY CORP
List Price
$325,000
Sold Price
$315,000
Premium/Discount to List
-$10,000
-3.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.17%

Purchase Details

Listed on
Oct 2, 2015
Closed on
Jan 5, 2016
Sold by
Beazley Ryan S and Beazley Abigail H
Bought by
Manke Michael E and Manke Tamara
Seller's Agent
LORI WILSON
COLDWELL BANKER VANGUARD REALTY
Buyer's Agent
Christina Welch
KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
List Price
$252,500
Sold Price
$230,000
Premium/Discount to List
-$22,500
-8.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.50%
Original Mortgage
$225,834
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 19, 2009
Sold by
Cummings Cynthia L and Cummings Frank D
Bought by
Beazley Ryan S and Beazley Abigail H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$237,616
Interest Rate
4.79%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 30, 2002
Sold by
Horn Hilary J and Macnish Doreen
Bought by
Sorensen Cynthia L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
6.27%

Purchase Details

Closed on
Feb 5, 1999
Sold by
Harmony Homes Of North Florida Inc
Bought by
Horn Hilary J and Macnish Doreen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,050
Interest Rate
6.85%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Personal Reps Deed $409,000 Florida State Title Services L
Personal Reps Deed $409,000 Florida State Title Services L
Warranty Deed $315,000 Landmark Title
Warranty Deed $230,000 Attorney
Warranty Deed $242,000 Sunbelt Title Agency
Warranty Deed $215,000 --
Warranty Deed $182,100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $409,000 VA
Closed $409,000 VA
Previous Owner $225,834 FHA
Previous Owner $237,616 FHA
Previous Owner $212,000 Unknown
Previous Owner $190,000 Unknown
Previous Owner $175,000 No Value Available
Previous Owner $122,050 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2025 07/17/25 Sold $409,000 0.0% $172 / Sq Ft
05/22/2025 05/22/25 Pending -- -- --
04/21/2025 04/21/25 Price Changed $409,000 -4.7% $172 / Sq Ft
03/06/2025 03/06/25 Price Changed $429,000 -6.5% $181 / Sq Ft
02/12/2025 02/12/25 Price Changed $459,000 -2.1% $194 / Sq Ft
01/08/2025 01/08/25 Price Changed $469,000 -6.0% $198 / Sq Ft
11/07/2024 11/07/24 Price Changed $499,000 -5.0% $210 / Sq Ft
10/15/2024 10/15/24 For Sale $525,000 +66.7% $221 / Sq Ft
12/17/2023 12/17/23 Off Market $315,000 -- --
12/17/2023 12/17/23 Off Market $230,000 -- --
05/12/2020 05/12/20 Sold $315,000 -3.1% $129 / Sq Ft
05/02/2020 05/02/20 Pending -- -- --
04/10/2020 04/10/20 For Sale $325,000 +41.3% $133 / Sq Ft
01/05/2016 01/05/16 Sold $230,000 -8.9% $91 / Sq Ft
11/25/2015 11/25/15 Pending -- -- --
10/02/2015 10/02/15 For Sale $252,500 -- $100 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,282 $395,731 $104,087 $291,644
2024 $6,536 $396,782 $100,000 $296,782
2023 $6,536 $395,608 $95,000 $300,608
2022 $5,595 $354,089 $67,000 $287,089
2021 $4,960 $272,361 $67,000 $205,361
2020 $3,297 $217,877 $0 $0
2019 $3,259 $212,979 $0 $0
2018 $3,217 $209,008 $35,000 $174,008
2017 $3,998 $208,640 $35,000 $173,640
2016 $2,822 $182,400 $0 $0
2015 $2,693 $172,859 $0 $0
2014 $2,556 $164,125 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6249076

Stellar MLS

APN: 160671-8216