NOT LISTED FOR SALE

396 Cotton Rd Oxford, MS 38655

Estimated Value: $211,000 - $262,000

2 Beds
1 Bath
1,028 Sq Ft
$222/Sq Ft Est. Value

Last Sold May 30, 2023

Current estimated payment $1,313/month

Highlights

  • Traditional Architecture
  • No HOA
  • Patio
  • Lafayette Elementary School Rated A-
  • Eat-In Kitchen
  • Laundry Room

About This Home

As of May 2023

This would be an amazing AirBNB investment property or starter home. ONLY ''11'' MILES from the University of Mississippi campus! Super adorable 2 bedroom 1 bath home located just outside the city limits of Oxford around the Taylor area. Property has an electric car charger! Roof is only 5 years old. HVAC is 8 years old. Dishwasher is 1 year old. Refrigerator, stove and water heater are 8 years old! All new windows except front picture window. Eat-in kitchen, laundry room, covered carport, concrete patio, nice yard space and a concrete block building that does need some TLC. Won't last! Listing agent related to seller.

Last Agent to Sell the Property

Christy Savage

Burch Realty Group Hernando License #S-49923 Listed on: 04/15/2023

Last Buyer's Agent

Non MLS Member

Nonmls Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,131

Year Built

  • Built in 1963

Lot Details

  • 0.5 Acre Lot

Parking

  • 1 Carport Space

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Combination Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 1,028 Sq Ft Home
  • 1-Story Property
  • Bookcases
  • Living Room with Fireplace
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Patio
  • Outbuilding
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • No Home Owners Association
  • Metes And Bounds Subdivision

Listing and Financial Details

  • Assessor Parcel Number 177-35-006.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,131

Year Built

Built in 1963

Lot Details

0

Listing Details

  • Architectural Style: Traditional
  • Unit Levels: One
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 1963
  • Lot Size Acres: 0.5
  • Subdivision Name: Metes And Bounds
  • Directions: From Oxford head South on S Lamar Blvd, turn Right on MS-7 S for 2.4 miles, turn Right on MS-328 W for 3.9 miles to 396 Cotton Rd.
  • New Construction: No
  • Appliances Microwave: Yes
  • General Property Information:New Construction: No
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Microwave
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Living Room
  • Interior Amenities: Bookcases, Eat-in Kitchen
  • Fireplace: Yes
  • ResoLivingAreaSource: Owner
  • Appliances Dishwasher: Yes
  • Interior Features:Bookcases: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Fireplace Features:Living Room2: Yes
  • Appliances:Range3: Yes

Exterior Features

  • Disclosures: Lead Paint, Seller/Agent Relationship
  • Exterior Features: Rain Gutters
  • Foundation Details: Combination
  • Roof: Architectural Shingles
  • Other Structures: Outbuilding
  • Patio And Porch Features: Patio
  • Pool Private: No
  • Construction Type: Brick
  • General Property Information:Accessibility Features: No
  • Exterior Features:Rain Gutters: Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Carport Spaces: 1.0
  • Parking Features: Carport
  • Attached Garage: No
  • Parking Features:Carport: Yes

Utilities

  • Cooling: Central Air, Electric
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Septic Tank
  • Utilities: Electricity Available, Water Available
  • Water Source: Community
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Association/Amenities

  • Tax and Financial Information:Association: No

Lot Info

  • Parcel #: 177-35-006.00
  • Lot Size Sq Ft: 21780.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1131.0
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 17, 2020
Closed on
Jun 12, 2020
Sold by
Jacobs Charles A and Jacobs Kimberrly M
Bought by
Scallions Troy Cole and Price Claire B
Seller's Agent
Keith Black
Market Realty
Buyer's Agent
Joe Non-member
NON-MEMBER
List Price
$119,900
Current Estimated Value
$228,546

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.51%
Original Mortgage
$109,890
Outstanding Balance
$98,478
Interest Rate
3.2%
Mortgage Type
FHA
Estimated Equity
$110,579

Purchase Details

Listed on
Nov 3, 2017
Closed on
Jan 24, 2018
Sold by
Letzring Timothy D and Letzring Karen
Bought by
Jacobs Charles A and Jacobs Kimberly M
Seller's Agent
Keith Black
Market Realty
List Price
$99,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.02%
Original Mortgage
$96,929
Interest Rate
3.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 17, 2017
Sold by
Letzring Sydney D and Tucker Morgan W
Bought by
Letzring Timothy D and Letzring Karen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,000
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 3, 2008
Sold by
Reynolds Eddie
Bought by
Clark Billy Matt

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,211
Interest Rate
6.43%
Mortgage Type
Land Contract Argmt. Of Sale
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Scallions Troy Cole -- None Available
Jacobs Charles A -- None Available
Letzring Timothy D -- None Available
Clark Billy Matt -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Scallions Troy Cole $109,890
Previous Owner Jacobs Charles A $96,929
Previous Owner Letzring Timothy D $68,000
Previous Owner Letzring Sydney D $2,124
Previous Owner Clark Billy Matt $77,848
Previous Owner Clark Billy Matt $131,211
Previous Owner Clark Billy Matt $150,562
Previous Owner Clark Billy Matt $150,562
Previous Owner Clark Billy Matt $128,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2023 05/30/23 Sold -- -- --
04/16/2023 04/16/23 Pending -- -- --
04/15/2023 04/15/23 For Sale $175,000 +46.0% $170 / Sq Ft
06/15/2020 06/15/20 Sold -- -- --
05/06/2020 05/06/20 Pending -- -- --
04/18/2020 04/18/20 For Sale $119,900 +21.1% $117 / Sq Ft
01/25/2018 01/25/18 Sold -- -- --
01/13/2018 01/13/18 Pending -- -- --
11/06/2017 11/06/17 For Sale $99,000 +28.6% $96 / Sq Ft
12/30/2014 12/30/14 Sold -- -- --
11/30/2014 11/30/14 Pending -- -- --
10/07/2014 10/07/14 For Sale $77,000 -- $75 / Sq Ft
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,134 $9,639 $0 $0
2023 $1,134 $9,639 $0 $0
2022 $1,115 $9,639 $0 $0
2021 $1,131 $9,639 $0 $0
2020 $493 $6,573 $0 $0
2019 $493 $6,573 $0 $0
2018 $1,137 $9,860 $0 $0
2017 $494 $6,573 $0 $0
2016 $477 $6,489 $0 $0
2015 $92 $6,489 $0 $0
2014 $311 $9,734 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2023

    Christy Savage

    Burch Realty Group Hernando

    (901) 937-9972

    74 Total Sales

    Christy Savage
    Section Image

  • N

    Buyer's Agent in 2023

    Non MLS Member

    Nonmls Office

  • K

    Seller's Agent in 2020

    Keith Black

    Market Realty

    (662) 816-4094

    153 Total Sales

    Keith Black
    Section Image

  • J

    Buyer's Agent in 2020

    Joe Non-member

    NON-MEMBER

  • K

    Buyer's Agent in 2014

    Kendall Davis

    Nix-Tann Oxford

    (662) 801-0539

    7 Total Sales

    Kendall Davis
    Section Image
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Map

Source: MLS United

MLS Number: 4044895

MLS United

APN: 177-35-006.00

Mississippi Lafayette County Oxford 38655

396 Cotton Rd, Oxford, MS

This home is located at 396 Cotton Rd, Oxford, MS 38655 since 15 April 2023 and is currently estimated at $228,546, approximately $222 per square foot. This property was built in 1963. 396 Cotton Rd is a home located in Lafayette County with nearby schools including Lafayette Elementary School, Lafayette Upper Elementary School, and Lafayette Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.

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