NOT LISTED FOR SALE

3960 E Smith Rd Bay City, MI 48706

Estimated Value: $229,000 - $309,476

4 Beds
2 Baths
2,554 Sq Ft
$108/Sq Ft Est. Value

Last Sold September 16, 2022

Last sale price $218,000 $85 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $1,794/month

69 Days on Market

Highlights

  • 1 Acre Lot
  • Ceramic Tile Flooring
  • 2 Car Garage
  • Traditional Architecture

About This Home

As of September 2022

Well-maintained bi-level home with 2500 sq ft of living space! Four bedrooms and two and a half baths. The kitchen was remodeled in 2014. The lower level features a family room with a wood-burning fireplace plus a bonus room with a bar perfect for your poker or pool table. Large deck overlooking the one-acre yard. Unique custom-built fire pit area for entertaining. Rail trail and river access are just a few blocks away. A must see!

Last Agent to Sell the Property

Kristi Lambert

Ayre/Rhinehart Bay REALTORS License #BCRA-6501422336 Listed on: 06/02/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1976

Lot Details

  • 1 Acre Lot
  • 107 Ft Wide Lot

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Brick Exterior Construction

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Location

  • Flood Insurance May Be Required
  • Flood Risk

Additional Features

  • Basement

Listing and Financial Details

  • Assessor Parcel Number 010-L13-000-933-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,099

Year Built

Built in 1976

Lot Details

0

Listing Details

  • Originating MLS: Bay County REALTOR Association
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Traditional
  • Structure Style: Bi-Level
  • Flood Insurance: Required
  • Flood Plain: 100 Year
  • Total Tax Amount: 2372
  • Year Built: 1976
  • Mail City: Bay City
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Basement: Yes
  • Bedrooms: 4
  • Bedroom 1: On 1st Floor, Dimensions: 11 x 13
  • Bedroom 1 Floor Covering: Carpet
  • Bedroom 2: On 1st Floor, Dimensions: 10 x 9
  • Bedroom 2 Floor Covering: Carpet
  • Bedroom 3: On 1st Floor, Dimensions: 9 x 13
  • Bedroom 3 Floor Covering: Carpet
  • Bedroom 4: On Lower Floor, Dimensions: 13 x 11
  • Bedroom 4 Floor Covering: Carpet
  • Full Bathrooms: 2
  • Total Bathrooms: 3
  • Bathroom 1: On Level: First, Flooring: Linoleum
  • Bathroom 2: On Level: Lower
  • Family Room: On Lower Floor, Dimensions: 11 x 15
  • Family Room Floor Covering: Carpet
  • Kitchen: On 1st Floor, Dimensions: 11 x 19
  • Kitchen Floor Covering: Ceramic
  • Laundry: On Lower Floor, Dimensions: 11 x 17
  • Living Room: On 1st Floor, Dimensions: 11 x 15
  • Living Room Floor Covering: Carpet
  • Other Room 2: Dimensions: 11x21, On Level: Lower, Flooring: Carpet
  • Below Grade Sq Ft: 1277
  • Finished Below Grade Sq Ft: 1277
  • Half Bathrooms: 1
  • Above Grade Finished Sq Ft: 1277
  • Total Finished Sq Ft: 2554

Exterior Features

  • Exterior: Aluminum, Brick
  • Foundation: Basement
  • Frontage: 107
  • Frontage Type: Road

Garage/Parking

  • Garage Spaces: 2
  • Garage: Yes

Utilities

  • Sewer: Public Sanitary
  • Water: Public Water

Lot Info

  • Assessor Parcel Number: 010-L13-000-933-00
  • Lot Dimensions: 43313.9
  • Acreage: 1
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2021, Amount: $1,429.00
  • Winter Tax: Year: 2021, Amount: $943.00
  • Total Tax: Amount: $2,372.00

MLS Schools

  • School District: Bangor Township Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 2, 2022
Closed on
Sep 16, 2022
Sold by
Stepanski James P and Stepanski Beatrice F
Bought by
Sutter Terry
Seller's Agent
Kristi Lambert
Ayre/Rhinehart Bay REALTORS
List Price
$219,900
Sold Price
$218,000
Premium/Discount to List
-$1,900
-0.86%
Current Estimated Value
$276,869

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$58,869
Avg. Annual Appreciation
7.96%
Original Mortgage
$223,014
Outstanding Balance
$212,612
Interest Rate
4.99%
Mortgage Type
VA
Estimated Equity
$64,257

Purchase Details

Closed on
Oct 4, 1984
Sold by
Phillips Linda L
Bought by
Stepanski James P and Stepanski Beatrice F
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sutter Terry $218,000 --
Stepanski James P $56,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sutter Terry $223,014
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/16/2022 09/16/22 Sold $218,000 -0.9% $85 / Sq Ft
08/10/2022 08/10/22 Pending -- -- --
06/24/2022 06/24/22 For Sale $219,900 0.0% $86 / Sq Ft
06/16/2022 06/16/22 Pending -- -- --
06/02/2022 06/02/22 For Sale $219,900 -- $86 / Sq Ft
Source: Bay County Realtor® Association MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,099 $132,600 $0 $0
2024 $2,386 $117,700 $0 $0
2023 $3,691 $103,600 $0 $0
2022 $2,487 $84,400 $0 $0
2021 $2,323 $77,750 $77,750 $0
2020 $2,273 $72,250 $72,250 $0
2019 $2,180 $67,450 $0 $0
2018 $2,121 $78,100 $0 $0
2017 $1,997 $78,400 $0 $0
2016 $1,998 $75,100 $0 $75,100
2015 -- $60,350 $0 $60,350
2014 -- $62,050 $0 $62,050
Source: Public Records

Agents Affiliated with this Home

  • Kristi Lambert

    Seller's Agent in 2022

    Kristi Lambert

    Ayre/Rhinehart Bay REALTORS

    (989) 980-8298

    13 in this area

    79 Total Sales

    Kristi Lambert
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Map

Source: Bay County Realtor® Association MLS

MLS Number: 50076789

Bay County Realtor® Association MLS

APN: 09-010-L13-000-933-00

Michigan Bay County Bay City 48706

3960 E Smith Rd, Bay City, MI

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bay County Realtor® Association MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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