NOT LISTED FOR SALE

3962 E Lake Hernando Ln Hernando, FL 34442

Hernando Area

Estimated Value: $256,151

3 Beds
2 Baths
1,517 Sq Ft
$169/Sq Ft Est. Value

Sale Details

Date Sold: August 29, 2014

Last sale price $103,000 $68 Per Sq Ft

Est. 149% increase in value since last sale

Current estimated payment $1,605 / mo

153 Days on Market

Highlights

  • Community Boat Dock
  • Private Pool
  • Cathedral Ceiling
  • Boat Ramp
  • Open Floorplan
  • Attic

About This Home

As of August 2014

Arbor Lakes * Gated LAKEFRONT 55+ Community * 3 bedrooms 2 baths * open kitchen with walk-in pantry * spacious bedrooms * lots of storage * Florida Room plus 16 x 16 screen lanain --great for plants or hot tub * Easy distance to walking trail, clubhouse and boat launch.

Last Agent to Sell the Property

Karen Morton

Century 21 J.W.Morton R.E. License #384935 Listed on: 02/27/2014

Century 21 J.W.Morton R.E.
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $801

Year Built

  • Built in 1998

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 72x95
  • Property fronts a private road
  • Property fronts a county road
  • Landscaped
  • Rectangular Lot
  • Property is zoned PDR

HOA Fees

  • $65 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,517 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Thermal Windows
  • Double Pane Windows
  • Drapes & Rods
  • Blinds
  • Carpet
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Oven
  • Range
  • Dishwasher
  • Laminate Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Private Pool
  • Boat Ramp
  • Exterior Lighting

Schools

  • Hernando Elementary School
  • Inverness Middle School
  • Citrus High School

Utilities

  • Central Air
  • Heat Pump System
  • Water Heater

Community Details

Overview

  • Arbor Lakes Unit 1 Subdivision

Recreation

  • Community Boat Dock
  • Community Boat Facilities
  • Tennis Courts
  • Shuffleboard Court
  • Community Pool
  • Dog Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$801

Year Built

Built in 1998

Lot Details

6,970 Sq Ft Lot

HOA Fees

$65 per month

Parking

2

Listing Details

  • Architectural Style: Ranch
  • Carport Y N: No
  • Directions: 41 North to right into ARBOR LAKES stay on Arbor Lakes Dr. to right on ARbor Shore to left on Lake Hernando Lane. Home on right.
  • Garage Yn: Yes
  • Efficiency: Windows
  • Unit Levels: One
  • Lot Size Acres: 0.16
  • Lot Size: 72x95
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: County Road, Private Road
  • Building Stories: 1
  • Subdivision Name: Arbor Lakes Unit 1
  • Year Built: 1998
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Oven, Range, Refrigerator, Water Heater, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet
  • Furnished: Unfurnished
  • Interior Amenities: Attic, Breakfast Bar, Cathedral Ceiling(s), Decorative/Designer Lighting Fixtures, Laminate Counters, Primary Suite, Open Floorplan, Pantry, Pull Down Attic Stairs, Split Bedrooms, Window Treatments, Cable TV
  • Living Area: 1517.0
  • Window Features: Blinds, Double Pane Windows, Drapes, Thermal Windows

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Landscaping, Lighting
  • Foundation Details: Block
  • Lot Features: Rectangular
  • Pool Features: Concrete, None
  • Roof: Asphalt, Shingle
  • Waterfront Features: Boat Ramp/Lift Access
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Security: Smoke Detector(s)
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 65.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Community Features: Boat Facilities, Community Pool, Dock, Dog Park, Shuffleboard, Tennis Court(s)

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Inverness Middle

Lot Info

  • Zoning: PDR

Tax Info

  • Tax Annual Amount: 801.0
  • Tax Year: 2013

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 24, 2025
Sold by
Spitzer Carolyn E
Bought by
Current Estimated Value
$256,151

Purchase Details

Closed on
Jul 7, 2017
Sold by
Depasquale Joseph A and Depasquale Elizabeth R
Bought by
Spitzer Carolyn E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,000
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 27, 2014
Closed on
Aug 29, 2014
Sold by
Engelman Engelman Madeline Madeline and Engelman William R
Bought by
Depasquale Joseph A and Depasquale Elizabeth R
Seller's Agent
Karen Morton
Century 21 J.W.Morton R.E.
List Price
$114,900
Sold Price
$103,000
Premium/Discount to List
-$11,900
-10.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.85%

Purchase Details

Closed on
Aug 13, 2003
Sold by
Unruh William R and Unruh Norma J
Bought by
Engelman William R and Engelman Madeline

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,400
Interest Rate
5.42%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 24, 2000
Sold by
Landry Robert and Landry Ann
Bought by
Unrum William R and Unrum Norma J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,000
Interest Rate
8%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Jan 1, 1998
Bought by
Spitzer Carolyn E and Depasquale Elizabeth R
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Hernando, FL

  • Doug Phillips Real Estate Agent - Meant2b Realty LLC

    Doug Phillips

    Meant2b Realty LLC

    (772) 302-2621

    42 Total Sales

    1 in Hernando

    $67,500 Price

    Doug Phillips
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  • Kelley Sempert Real Estate Agent - COMPASS FLORIDA LLC

    Kelley Sempert

    COMPASS FLORIDA LLC

    (813) 491-9259

    99 Total Sales

    1 in Hernando

    $167,900 Price

    Kelley Sempert
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  • John Hoffman Real Estate Agent - KELLER WILLIAMS RLTY NEW TAMPA

    John Hoffman

    KELLER WILLIAMS RLTY NEW TAMPA

    (844) 252-8380

    413 Total Sales

    1 in Hernando

    $269,900 Price

    John Hoffman
     Section Image
  • Darci Smith Real Estate Agent - TROTTER REALTY

    Darci Smith

    TROTTER REALTY

    (352) 453-8559

    93 Total Sales

    2 in Hernando

    $195,000 Price Range

    Darci Smith
     Section Image
  • Wendy Hoffmann Real Estate Agent - ERA AMERICAN SUNCOAST REALTY

    Wendy Hoffmann

    ERA AMERICAN SUNCOAST REALTY

    (352) 707-9553

    117 Total Sales

    2 in Hernando

    $11K - $22K Price Range

    Wendy Hoffmann
     Section Image
  • Cindy Burkhardt Real Estate Agent - ERA AMERICAN SUNCOAST REALTY

    Cindy Burkhardt

    ERA AMERICAN SUNCOAST REALTY

    (352) 770-1706

    95 Total Sales

    6 in Hernando

    $235K - $350K Price Range

    Cindy Burkhardt
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$100 None Listed On Document
Spitzer Carolyn E $148,000 American Title Svcs Of Citru
Depasquale Joseph A $103,000 American Title Svcs Citrus C
Engelman William R $128,000 Dba Crystal River Title
Unrum William R $114,000 Crystal River Title
Spitzer Carolyn E $24,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $116,000
Previous Owner Engelman William R $102,400
Previous Owner Unrum William R $74,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/29/2014 08/29/14 Sold $103,000 -10.4% $68 / Sq Ft
07/30/2014 07/30/14 Pending -- -- --
02/27/2014 02/27/14 For Sale $114,900 -- $76 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $991 $105,856
2024 $955 $102,873
2023 $955 $99,877 $0 $0
2022 $956 $96,968 $0 $0
2021 $915 $94,144 $0 $0
2020 $868 $129,958 $9,640 $120,318
2019 $851 $118,575 $9,640 $108,935
2018 $819 $104,012 $6,490 $97,522
2017 $700 $84,608 $6,300 $78,308
2016 $699 $82,868 $7,340 $75,528
2015 $703 $82,292 $7,340 $74,952
2014 $787 $81,160 $11,160 $70,000
Source: Public Records

Agents Affiliated with this Home

  • Karen Morton Real Estate Agent - Century 21 J.W.Morton R.E.

    Seller's Agent in 2014

    Karen Morton

    Century 21 J.W.Morton R.E.

    (352) 212-7595

    32 Total Sales

    Karen Morton
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Map

Source: REALTORS® Association of Citrus County

MLS Number: 708930

REALTORS® Association of Citrus County

APN: 19E-18S-14-0140-000P0-0050

Florida Citrus County Hernando 34442

3962 E Lake Hernando Ln, Hernando, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

REALTORS® Association of Citrus County IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

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