$645,000
SOLD SEP 12, 2024
4 Beds
3 Baths
1,746 Sq Ft
8,455 Sq Ft Lot

Recently Sold

$369 Per Sq Ft

2% Below List Price

5 Days on Market

Highlights

  • Screened Pool
  • Wood Flooring
  • Corner Lot
  • Anona Elementary School Rated A-
  • Garden View
  • 2 Car Attached Garage

About This Home

As of September 2024

Gorgeous 4 bedroom 3 bathroom saltwater pool home in highly sought after Harbor Hills. Easily relax and entertain in the open floor plan. Bright, sunlit kitchen with granite countertops, all stainless-steel appliances including a brand new induction range. All wood cabinetry. Elegant plantation shutters throughout. Bathroom remodels in 2021. New roof, soffits facia and downlighting 2023. Beautifully manicured fenced in yard with mature landscaping. Heated screened in pool area. Home is situated high and dry in a NO FLOOD ZONE. Just minutes away from India Rocks, Clearwater/Sand Key beaches, great shopping and restaurants!

Last Agent to Sell the Property

Doug Addeo

COMMUNITY REALTY ASSOCIATES Brokerage Phone: 561-852-1341 License #559732 Listed on: 07/31/2024

Last Buyer's Agent

Stellar Non-Member Agent

Stellar Non-Member Office

Stellar Non-Member Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,525

Year Built

  • Built in 1959

Lot Details

  • 8,455 Sq Ft Lot
  • Lot Dimensions are 90x100
  • West Facing Home
  • Corner Lot
  • Property is zoned R-3

HOA Fees

  • $6 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Property Views

  • Garden
  • Pool

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,746 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Blinds
  • Fire and Smoke Detector

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Terrazzo

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry in Garage
  • Dryer

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Gunite Pool
  • Fence Around Pool

Outdoor Features

  • Patio

Schools

  • Anona Elementary School
  • Largo Middle School
  • Largo High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Harbor Hills Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,525

Year Built

Built in 1959

Lot Details

0

HOA Fees

$6 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1746
  • Lot Size Acres: 0.19
  • New Construction: No
  • Year Built: 1959
  • Building Area Total: 2366
  • Lot Size Sq Ft: 8455
  • Directions to Property: From north Pinellas County from 19 south, west on East Bay towards Largo, left on Indian Rocks Rd, Right on High Bluff .... From south Pinellas County from 19 north, west on Ulmerton towards Largo, right on Indian Rocks Rd, Right on High Bluff
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 0
  • Escrow State: FL
  • List Office Head Office Key Nume: 1052284
  • RATIO Current Price By Calculate: 369.42
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 561-852-1341
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Terrazzo, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Stories: 1
  • Window Features: Blinds
  • Street Number Modifier: 3966
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 162.21
  • Room Count: 7

Exterior Features

  • Direction Faces: West
  • Pool Features: Gunite, Heated, In Ground, Screen Enclosure
  • Exterior Features: Other
  • Roof: Shingle
  • Pool Private: Yes
  • View: Garden, Pool
  • Waterfront: No
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener

Utilities

  • Utilities: Cable Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, In Garage, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions
  • Association Fee: 75
  • Association Fee Frequency: Annually
  • Association Name: Unknown
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Pet Restrictions: Buyer to confirm and verify all HOA Restrictions & Bylaws regarding Pets and other Restrictions
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 75.00
  • Total Monthly Fees: 6.25
  • Monthly HOA Amount: 6.25

Schools

  • Elementary School: Anona Elementary-PN
  • High School: Largo High-PN
  • Middle Or Junior School: Largo Middle-PN

Lot Info

  • Zoning: R-3
  • Parcel Number: 05-30-15-35982-002-0010
  • Additional Parcels: No
  • Lot Features: Corner Lot, Paved
  • Lot Dimensions: 90x100
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 785

Rental Info

  • Pets Allowed: Yes

Tax Info

  • Tax Annual Amount: 2524.83
  • Tax Block: B
  • Tax Book Number: 46-58
  • Tax Lot: 1

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 31, 2024
Closed on
Sep 12, 2024
Sold by
Gospodinsky Michael Edward and Gospodinsky Karen Suzan
Bought by
Bowles Mitchell and Bowles Melissa
Seller's Agent
Doug Addeo
COMMUNITY REALTY ASSOCIATES
Buyer's Agent
Stellar Non-Member Agent
Stellar Non-Member Office
List Price
$659,900
Sold Price
$645,000
Premium/Discount to List
-$14,900
-2.26%
Views
7

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.22%
Original Mortgage
$613,093
Outstanding Balance
$609,320
Interest Rate
6.73%
Mortgage Type
VA
Estimated Equity
$34,507

Purchase Details

Closed on
Jul 23, 2010
Sold by
Hsbc Bank Usa Na
Bought by
Gospodinsky Michael and Gospodinsky Karen

Purchase Details

Closed on
May 11, 2010
Sold by
Urban Neill W and Urban Kristine M
Bought by
Hsbc Bank Usa Na

Purchase Details

Closed on
Oct 10, 2001
Sold by
Rosenburg Mitchell
Bought by
Urban Neill W and Urban Kristine M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,900
Interest Rate
6.87%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $645,000 Coastline Title Of Pinellas
Special Warranty Deed $153,000 Premium Title
Trustee Deed $133,000 None Available
Warranty Deed $163,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $613,093 VA
Previous Owner $179,300 New Conventional
Previous Owner $200,000 New Conventional
Previous Owner $90,243 Unknown
Previous Owner $63,000 Credit Line Revolving
Previous Owner $49,000 Credit Line Revolving
Previous Owner $252,000 Unknown
Previous Owner $213,750 Purchase Money Mortgage
Previous Owner $19,853 New Conventional
Previous Owner $163,900 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/19/2025 06/19/25 Price Changed $705,000 -1.4% $404 / Sq Ft
05/30/2025 05/30/25 For Sale $715,000 +10.9% $410 / Sq Ft
09/12/2024 09/12/24 Sold $645,000 -2.3% $369 / Sq Ft
08/05/2024 08/05/24 Pending -- -- --
07/31/2024 07/31/24 For Sale $659,900 -- $378 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,525 $185,749 -- --
2023 $2,525 $180,339 $0 $0
2022 $2,454 $175,086 $0 $0
2021 $2,485 $169,986 $0 $0
2020 $2,500 $167,937 $0 $0
2019 $2,453 $164,161 $0 $0
2018 $2,428 $161,100 $0 $0
2017 $2,403 $157,786 $0 $0
2016 $2,379 $154,541 $0 $0
2015 $2,416 $153,467 $0 $0
2014 -- $152,249 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: T3545750

Stellar MLS

APN: 05-30-15-35982-002-0010