397 N Commonwealth Ave Elgin, IL 60123
Grant Park Neighborhood
2
Beds
2
Baths
1,106
Sq Ft
10,542
Sq Ft Lot
Highlights
- Deck
- Wood Flooring
- Formal Dining Room
- Ranch Style House
- Corner Lot
- 2 Car Detached Garage
About This Home
As of March 2024Beautiful corner lot on one of the most pretty streets in Elgin. Come see this more than charming and move in condition ranch with basement big enough to put an addl. bedroom if needed. Beautiful large wood deck, sunfilled rooms with large windows, great hardwood flooring, 2 full baths, new flooring, appliances, faucet. All new main floor bath, lots of storage in the basement and partially finished, water heater 7yrs, ac 2yrs, new laundry sink, water softner owned, all new electric!!! roof 10yrs, chimney rebuilt one yr ago, battery back up garage door wifi opener. This home is charming in and out, come see it fast!! Your will love your new home. large storage space in basement for all your things.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,952
Year Built
- Built in 1921 | Remodeled in 2016
Lot Details
- Lot Dimensions are 77x130
- Corner Lot
Parking
- 2 Car Detached Garage
- Driveway
- Parking Space is Owned
Home Design
- Ranch Style House
- Asphalt Roof
- Wood Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,106 Sq Ft Home
- Formal Dining Room
- Wood Flooring
- Gas Dryer Hookup
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 22, 2024
Closed on
Mar 22, 2024
Sold by
Palarz Amanda and Palarz David Michael
Bought by
Garnica Jonathan
Seller's Agent
Dina House
Brokerocity Inc
Buyer's Agent
Esther Zamudio
Zamudio Realty Group
List Price
$259,900
Sold Price
$275,000
Premium/Discount to List
$15,100
5.81%
Total Days on Market
1
Views
67
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,004
Avg. Annual Appreciation
0.62%
Original Mortgage
$6,000
Interest Rate
6.77%
Mortgage Type
New Conventional
Purchase Details
Listed on
Oct 27, 2014
Closed on
Dec 5, 2014
Sold by
Us Bank National Association
Bought by
Palarz Amanda
Seller's Agent
Joseph Mueller
Tanis Group Realty
Buyer's Agent
Ray Watson
RE/MAX All Pro
List Price
$107,900
Sold Price
$117,000
Premium/Discount to List
$9,100
8.43%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.73%
Original Mortgage
$7,500
Interest Rate
3.8%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Sep 19, 2014
Sold by
Wiltberger Jeffery J and Wiltberger Erica M
Bought by
Us Bank National Association
Purchase Details
Closed on
Jan 31, 2001
Sold by
Sundstrom Earl I
Bought by
Wiltberger Jeffery J and Wiltberger Erica M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,700
Interest Rate
7.18%
Similar Homes in Elgin, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $275,000 | None Listed On Document | |
| Special Warranty Deed | $117,000 | Fidelity National Title | |
| Deed In Lieu Of Foreclosure | -- | Servicelink | |
| Warranty Deed | $146,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $6,000 | New Conventional | |
| Open | $261,250 | New Conventional | |
| Previous Owner | $7,500 | Stand Alone Second | |
| Previous Owner | $93,600 | New Conventional | |
| Previous Owner | $160,200 | Unknown | |
| Previous Owner | $45,600 | Stand Alone Second | |
| Previous Owner | $154,400 | Fannie Mae Freddie Mac | |
| Previous Owner | $38,600 | Stand Alone Second | |
| Previous Owner | $19,235 | Unknown | |
| Previous Owner | $148,500 | Unknown | |
| Previous Owner | $9,170 | Credit Line Revolving | |
| Previous Owner | $138,700 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/26/2024 03/26/24 | Sold | $275,000 | +5.8% | $249 / Sq Ft |
| 02/24/2024 02/24/24 | Pending | -- | -- | -- |
| 02/22/2024 02/22/24 | For Sale | $259,900 | +122.1% | $235 / Sq Ft |
| 01/16/2015 01/16/15 | Sold | $117,000 | +8.4% | $106 / Sq Ft |
| 11/12/2014 11/12/14 | Pending | -- | -- | -- |
| 10/27/2014 10/27/14 | For Sale | $107,900 | -- | $98 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,218 | $69,216 | $21,099 | $48,117 |
| 2022 | $4,952 | $63,113 | $19,239 | $43,874 |
| 2021 | $4,729 | $59,006 | $17,987 | $41,019 |
| 2020 | $4,590 | $56,330 | $17,171 | $39,159 |
| 2019 | $4,451 | $53,657 | $16,356 | $37,301 |
| 2018 | $4,404 | $50,548 | $15,408 | $35,140 |
| 2017 | $4,298 | $47,786 | $14,566 | $33,220 |
| 2016 | $4,088 | $44,332 | $13,513 | $30,819 |
| 2015 | -- | $40,634 | $12,386 | $28,248 |
| 2014 | -- | $40,132 | $12,233 | $27,899 |
| 2013 | -- | $41,191 | $12,556 | $28,635 |
Source: Public Records
Agents Affiliated with this Home
-
Dina House
Seller's Agent in 2024
Dina House
Brokerocity Inc
(847) 414-9829
3 in this area
106 Total Sales
-
Esther Zamudio
Buyer's Agent in 2024
Esther Zamudio
Zamudio Realty Group
(847) 508-7500
14 in this area
626 Total Sales
-
Joseph Mueller
Seller's Agent in 2015
Joseph Mueller
Tanis Group Realty
(847) 514-4506
93 Total Sales
-
Ray Watson
Buyer's Agent in 2015
Ray Watson
RE/MAX
(847) 254-2254
210 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11986888
APN: 06-14-104-001
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