$1,652,400
SOLD AUG 12, 2020

3975 Roaring Fork Dr Loveland, CO 80538

4 Beds
5 Baths
5,586 Sq Ft
1.9 Acres

Recently Sold

$296 Per Sq Ft

3% Below List Price

4 Days on Market

Highlights

  • Fitness Center
  • Waterfront
  • River Nearby
  • Spa
  • Open Floorplan
  • Deck

About This Home

As of June 2025

Beautiful custom lakefront home with stunning mountain views & private rights to Horseshoe Lake. Enjoy your days boating/water skiing/fishing/jet skiing directly from your private dock right in your own backyard. The home sits on 1.9 acres and has 4,930 finished sqft with 4 bedrooms and 5 baths. Great outdoor spaces with a large yard, pergola, outdoor kitchen, & fire pit. Inside the home, you will find a an open floor plan with views from every room. Main floor master, walkout basement, travertine wood floors, alder cabinets and woodworking throughout are only a few of this homes characteristics. Gourmet kitchen is a chef's dream with granite countertops & stainless-steel appliances. All rooms wired for sound so you can enjoy beautiful music from every room. Three 2-sided fireplaces, wet bar, and a fitness center. The 5-car garage is enormous, two of which can accommodate RV's. Contact us today to learn more about this stunning home and make your lakefront property dreams a reality.

Last Agent to Sell the Property

Eric Breslin

Compass - Boulder Listed on: 05/22/2020

Compass - Boulder

Co-Listed By

Adam Micheli

Compass - Boulder

Last Buyer's Agent

Lani Carwin

RE/MAX Alliance-Loveland

RE/MAX Alliance-Loveland

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,142

Year Built

  • Built in 2001

Lot Details

  • 1.9 Acre Lot
  • Waterfront
  • Level Lot
  • Sprinkler System

HOA Fees

Parking

  • 5 Car Attached Garage
  • Garage Door Opener
  • Driveway Level

Property Views

  • Water
  • Mountain

Home Design

  • Contemporary Architecture
  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof
  • Stucco

Interior Spaces

  • 5,586 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Wet Bar
  • Bar Fridge
  • Cathedral Ceiling
  • Ceiling Fan
  • Multiple Fireplaces
  • Double Sided Fireplace
  • Gas Log Fireplace
  • Double Pane Windows
  • Window Treatments
  • French Doors
  • Dining Room
  • Home Office

Kitchen

  • Double Self-Cleaning Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Primary bathroom on main floor
  • Spa Bath

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Fireplace in Basement

Accessible Home Design

  • Garage doors are at least 85 inches wide

Outdoor Features

  • Spa
  • River Nearby
  • Deck
  • Patio
  • Outdoor Storage
  • Outdoor Gas Grill

Schools

  • Blair Elementary School
  • Ball Middle School
  • Thompson Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Water Rights
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number R1593951

Community Details

Overview

  • Association fees include common amenities, management
  • Horseshoe Lake Subdivision

Amenities

  • Recreation Room

Recreation

  • Community Playground
  • Fitness Center
  • Park
  • Hiking Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,142

Year Built

Built in 2001

Lot Details

0

HOA Fees

$137 per month

Parking

5

Listing Details

  • Year Built: 2001
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 1.9
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Co List Office Mls Id: LLEG
  • Subdivision Name: Horseshoe Lake
  • Directions: From I-25, take Hwy 34 exit and go west, take Madison to Seeley drive, east to Roaring Fork Drive, 3875 Roaring Fork Drive is on the west side of Roaring Fork Drive.
  • Above Grade Finished Sq Ft: 2793
  • Architectural Style: Contemporary/Modern, Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: Yes
  • IRESDS_Total Sq Ft: 5586
  • Special Features: None
  • Stories: 1

Interior Features

  • Possible Use: Single Family, Multi-Family
  • Spa Features: Bath
  • Private Spa: Yes
  • Appliances: 2 or more H20 Heaters, Self Cleaning Oven, Double Oven, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Microwave, Disposal
  • Accessibility Features: Level Lot, Level Drive, Main Floor Bath, Main Level Bedroom, Main Level Laundry
  • Has Basement: Full, 90%+ Finished Basement, Walk-Out Access
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 2793
  • Door Features: French Doors
  • Fireplace Features: 2+ Fireplaces, Gas, Gas Logs Included, Double Sided, Basement
  • Fireplace: Yes
  • Flooring: Wood Floors
  • Interior Amenities: Study Area, Separate Dining Room, Cathedral/Vaulted Ceilings, Open Floorplan, Pantry, Walk-In Closet(s), Wet Bar, Kitchen Island, 9ft+ Ceilings
  • Living Area: 4930
  • Window Features: Window Coverings, Double Pane Windows
  • Room Bedroom4 Area: 252
  • Room Bedroom3 Features: Carpet
  • IRESDS_HasFamilyRoom: No
  • Room Bedroom4 Level: Lower
  • Room Bedroom3 Area: 143
  • Room Bedroom4 Features: Carpet
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 168
  • Room Bedroom3 Level: Lower
  • Master Bedroom Master Bedroom Width: 17
  • Room Bedroom2 Level: Lower
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Wood Floor
  • Room Kitchen Area: 512
  • Room Master Bedroom Area: 289
  • Master Bathroom Features: Luxury Features Primary Bath, 5 Piece Primary Bath
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Lot Features: Lawn Sprinkler System
  • View: Mountain(s), Foothills View, Water
  • Waterfront Features: Abuts Pond/Lake
  • Waterfront: Yes
  • Construction Type: Wood/Frame, Brick/Brick Veneer, Stucco
  • Exterior Features: Gas Grill
  • Other Structures: Storage
  • Patio And Porch Features: Patio, Deck
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 5
  • Garage Spaces: 5
  • Parking Features: Garage Door Opener, >8' Garage Door, Oversized
  • IRESDS_Garage Sq Ft: 1734
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Electric, City
  • Heating: Forced Air, 2 or more Heat Sources
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Washer/Dryer Hookups, Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: City Sewer, Other Water/Sewer
  • Water Source: City Water, Other Water/Sewer, City of Loveland
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Management
  • Community Features: Playground, Fitness Center, Park, Hiking/Biking Trails, Recreation Room
  • Senior Community: No
  • Association #2 Fee: 285
  • Association #2 Fee Frequency: Quarterly
  • Association Fee: 125
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociation2Reserve: No
  • IRESDS_HasAssociation2Fee: Yes
  • IRESDS_HasAssociationReserve: No
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Blair (Mary)
  • HighSchool: Thompson Valley
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Ball (Conrad)

Lot Info

  • Zoning: RES
  • Lot Size Sq Ft: 82764
  • Parcel #: R1593951
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 7142

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 24, 2025
Closed on
Jun 12, 2025
Sold by
Campbell Charles W
Bought by
Javernick Matthew A and Javernick Elizabeth N
Seller's Agent
Derek Andersen
Andersen Real Estate
Buyer's Agent
Eric Hansen
Group Mulberry
List Price
$4,200,000
Sold Price
$4,080,000
Premium/Discount to List
-$120,000
-2.86%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-77.36%
Original Mortgage
$2,430,000
Outstanding Balance
$2,430,000
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$1,034,995

Purchase Details

Closed on
Jan 18, 2024
Sold by
Campbell Charles W and Campbell William Charles
Bought by
Campbell Charles W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$684,000
Interest Rate
9.5%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Dec 19, 2023
Sold by
Campbell William Charles and Campbell Lani Jo
Bought by
Campbell William Charles

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$684,000
Interest Rate
9.5%
Mortgage Type
Credit Line Revolving

Purchase Details

Listed on
May 22, 2020
Closed on
Aug 12, 2020
Sold by
Gates Michael O and Gates Teresa J
Bought by
Campbell Lani J and Campbell Charles W
Seller's Agent
Eric Breslin
Compass - Boulder
Buyer's Agent
Lani Carwin
RE/MAX Alliance-Loveland
List Price
$1,700,000
Sold Price
$1,652,400
Premium/Discount to List
-$47,600
-2.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.14%
Original Mortgage
$1,422,600
Interest Rate
3%
Mortgage Type
VA

Purchase Details

Closed on
Jul 18, 2000
Sold by
Morgan Russell H
Bought by
Gates Michael O and Gates Teresa J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$377,942
Interest Rate
8.36%

Purchase Details

Closed on
Dec 29, 1999
Sold by
Boerger Shannon L
Bought by
Morgan Russell H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$404,225
Interest Rate
7.69%
Mortgage Type
Unknown
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $4,080,000 Fidelity National Title
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Warranty Deed $1,652,400 First American
Warranty Deed $300,000 --
Warranty Deed $195,000 Land Title
Warranty Deed $180,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $2,430,000 New Conventional
Previous Owner $684,000 Credit Line Revolving
Previous Owner $1,422,600 VA
Previous Owner $761,717 Future Advance Clause Open End Mortgage
Previous Owner $201,000 Future Advance Clause Open End Mortgage
Previous Owner $150,927 Unknown
Previous Owner $511,000 Unknown
Previous Owner $46,655 Unknown
Previous Owner $514,000 Unknown
Previous Owner $827,860 Construction
Previous Owner $377,942 No Value Available
Previous Owner $404,225 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/12/2025 06/12/25 Sold $4,080,000 -2.9% $582 / Sq Ft
04/24/2025 04/24/25 For Sale $4,200,000 +154.2% $599 / Sq Ft
11/10/2021 11/10/21 Off Market $1,652,400 -- --
08/12/2020 08/12/20 Sold $1,652,400 -2.8% $296 / Sq Ft
05/26/2020 05/26/20 Pending -- -- --
05/22/2020 05/22/20 For Sale $1,700,000 -- $304 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,497 $160,271 $48,575 $111,696
2024 $12,052 $160,271 $48,575 $111,696
2022 $9,471 $119,033 $46,565 $72,468
2021 $9,732 $122,458 $47,905 $74,553
2020 $7,264 $91,363 $47,905 $43,458
2019 $7,142 $91,363 $47,905 $43,458
2018 $7,729 $93,910 $48,240 $45,670
2017 $6,656 $93,910 $48,240 $45,670
2016 $6,591 $89,860 $28,656 $61,204
2015 $6,537 $89,860 $28,660 $61,200
2014 $5,686 $75,620 $28,020 $47,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 912788

IRES MLS

APN: 85062-22-002