$4,080,000
SOLD JUN 12, 2025

3975 Roaring Fork Dr Loveland, CO 80538

6 Beds
7 Baths
7,015 Sq Ft
1.9 Acres

Recently Sold

$582 Per Sq Ft

3% Below List Price

11 Days on Market

Highlights

  • Water Views
  • Spa
  • River Nearby
  • Fitness Center
  • Open Floorplan
  • Fireplace in Primary Bedroom

About This Home

As of June 2025

Welcome to your luxury oasis, nestled on 1.9 acres of pristine landscaping, offering unparalleled features for the discerning homeowner with a breathtaking view of Horseshoe Lake. Arrive in style with ample garage space for your vehicles and watercraft. Experience the ultimate waterfront living with your own private dock access, complete with a grill, refrigerator, and fire pit. Every day is an opportunity for waterfront living at its finest, allowing you to explore the tranquil waters at your leisure. Step inside to discover a world of sophistication and comfort. A grand glass staircase beckons you to explore, while breathtaking mountain and lake views greet you through large glass windows at every turn. The walk-out basement and secondary upper-level suite add versatility and comfort to your living experience. Elevate your entertaining experience with the state-of-the-art kitchen, boasting a large walk-in pantry, three sinks, three dishwashers, and a full sized refrigerator freezer with 40+ bottle win Frigge . Designed for both functionality and style, this kitchen ensures efficiency and convenience even during the busiest of gatherings. Indulge in your luxurious retreat in the heart of paradise. Step into the expansive primary bedroom, where comfort and elegance harmonize effortlessly. Indulge in the opulence of your spa-like bathroom, featuring a rejuvenating steam shower, creating the perfect ambiance for unwinding and relaxation. With two generously sized walk-in closets, you'll have ample space to organize and display your wardrobe with ease. Open the sliding patio doors where breathtaking views of the lake and mountains await. Whether you're enjoying your morning coffee or savoring a glass of wine at sunset, this serene outdoor space provides the ideal backdrop for every moment.Experience the epitome of luxury living in this exquisite home where every detail has been carefully curated to exceed your expectations. Welcome home to your slice of paradise.

Last Agent to Sell the Property

Derek Andersen

Andersen Real Estate Listed on: 04/24/2025

Last Buyer's Agent

Eric Hansen

Group Mulberry

Group Mulberry

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,497

Year Built

  • Built in 2001

Lot Details

  • 1.9 Acre Lot
  • Level Lot
  • Sprinkler System
  • Property is zoned FA

HOA Fees

Parking

  • 8 Car Attached Garage
  • Garage Door Opener
  • Drive Through
  • Driveway Level

Property Views

  • Water
  • Panoramic
  • Mountain

Home Design

  • Contemporary Architecture
  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof
  • Stucco

Interior Spaces

  • 7,015 Sq Ft Home
  • 1.5-Story Property
  • Open Floorplan
  • Wet Bar
  • Bar Fridge
  • Cathedral Ceiling
  • Ceiling Fan
  • Multiple Fireplaces
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • French Doors
  • Great Room with Fireplace
  • Family Room
  • Dining Room
  • Home Office
  • Fire and Smoke Detector

Kitchen

  • Gas Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Main Floor Bedroom
  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Primary bathroom on main floor
  • Spa Bath

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Accessible Home Design

  • Garage doors are at least 85 inches wide

Outdoor Features

  • Spa
  • River Nearby
  • Balcony
  • Deck
  • Patio

Schools

  • Ball Middle School
  • Mountain View High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number R1593951

Community Details

Overview

  • Association fees include common amenities, management
  • Horseshoe Lake Corp Association
  • Faith Property Management Association
  • Horseshoe Lake First Subdivision

Amenities

  • Recreation Room

Recreation

  • Community Playground
  • Fitness Center
  • Park
  • Hiking Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,497

Year Built

Built in 2001

Lot Details

0

HOA Fees

$120 per month

Parking

8

Listing Details

  • Inclusions: Window Coverings,Gas Range/Oven,Self-Cleaning Oven,Dishwasher,Refrigerator,Bar Refrigerator,Clothes Washer,Clothes Dryer,Microwave,Jetted Bath Tub,Garage Door Opener,Disposal,Smoke Alarm(s)
  • Year Built: 2001
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 1.9
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: Horseshoe Lake First
  • Above Grade Finished Sq Ft: 5849
  • Architectural Style: Contemporary/Modern
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • New Construction: No
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 7015
  • Special Features: None
  • Stories: 0

Interior Features

  • Possible Use: Single Family
  • Spa Features: Bath
  • Private Spa: Yes
  • Appliances: 2 or more H20 Heaters, Gas Range/Oven, Self Cleaning Oven, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Microwave, Disposal
  • Accessibility Features: Level Lot, Level Drive, Main Floor Bath, Main Level Bedroom, Main Level Laundry
  • Has Basement: Full, Partially Finished, Walk-Out Access
  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 6
  • Below Grade Sq Ft: 2793
  • Door Features: French Doors
  • Fireplace Features: 2+ Fireplaces, Gas, Primary Bedroom, Great Room
  • Fireplace: Yes
  • Flooring: Wood Floors
  • Interior Amenities: Study Area, Separate Dining Room, Cathedral/Vaulted Ceilings, Open Floorplan, Pantry, Walk-In Closet(s), Wet Bar, Kitchen Island, 9ft+ Ceilings
  • Living Area: 6407
  • Main Level Bathrooms: 3
  • Window Features: Window Coverings, Double Pane Windows
  • Bedroom Features: Carpet
  • Room Bedroom4 Area: 168
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Hardwood
  • IRESDS_HasFamilyRoom: Yes
  • Room Bedroom4 Level: Basement
  • Living Room Living Room Level: Upper
  • Room Bedroom3 Area: 192
  • Room Bedroom4 Features: Carpet
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 400
  • Room Bedroom3 Level: Upper
  • Master Bedroom Master Bedroom Width: 19
  • Room Family Room Area: 315
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Bedroom5 Level: Basement
  • Room Bedroom5 Features: Carpet
  • Room Family Room Level: Basement
  • Room Bedroom5 Area: 165
  • Room Kitchen Features: Wood Floor
  • Room Living Room Area: 336
  • Family Room Features: Carpet
  • Living Room Features: Carpet
  • Room Kitchen Area: 544
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 361
  • Room Dining Room Area: 260
  • Master Bathroom Features: Full Primary Bath, Luxury Features Primary Bath

Exterior Features

  • Roof: Composition
  • Lot Features: Lawn Sprinkler System
  • View: Mountain(s), Foothills View, Water, Panoramic
  • View: Yes
  • Waterfront Features: Abuts Pond/Lake
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame, Brick/Brick Veneer, Stucco
  • Exterior Features: Balcony, Hot Tub Included
  • Patio And Porch Features: Patio, Deck
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 8
  • Garage Spaces: 8
  • Parking Features: Garage Door Opener, >8' Garage Door, Drive Through
  • IRESDS_Garage Sq Ft: 2350
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Electric, City
  • Heating: Forced Air, 2 or more Heat Sources
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Washer/Dryer Hookups, Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer, Other Water/Sewer
  • Water Source: City Water, Other Water/Sewer, City
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Management
  • Community Features: Playground, Fitness Center, Park, Hiking/Biking Trails, Recreation Room
  • Senior Community: No
  • Association #2 Fee: 285
  • Association #2 Fee Frequency: Quarterly
  • Association Fee: 300
  • Association Fee Frequency: Annually
  • Association: Faith Property Management
  • Association Name: Horseshoe Lake Corp
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociation2Reserve: No
  • IRESDS_HasAssociation2Fee: Yes
  • IRESDS_HasAssociationReserve: No
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: OTHER
  • HighSchool: Mountain View
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Ball (Conrad)

Lot Info

  • Zoning: FA
  • Lot Size Sq Ft: 82751
  • Parcel #: R1593951
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 12497

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 24, 2025
Closed on
Jun 12, 2025
Sold by
Campbell Charles W
Bought by
Javernick Matthew A and Javernick Elizabeth N
Seller's Agent
Derek Andersen
Andersen Real Estate
Buyer's Agent
Eric Hansen
Group Mulberry
List Price
$4,200,000
Sold Price
$4,080,000
Premium/Discount to List
-$120,000
-2.86%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-77.36%
Original Mortgage
$2,430,000
Outstanding Balance
$2,430,000
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$1,034,995

Purchase Details

Closed on
Jan 18, 2024
Sold by
Campbell Charles W and Campbell William Charles
Bought by
Campbell Charles W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$684,000
Interest Rate
9.5%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Dec 19, 2023
Sold by
Campbell William Charles and Campbell Lani Jo
Bought by
Campbell William Charles

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$684,000
Interest Rate
9.5%
Mortgage Type
Credit Line Revolving

Purchase Details

Listed on
May 22, 2020
Closed on
Aug 12, 2020
Sold by
Gates Michael O and Gates Teresa J
Bought by
Campbell Lani J and Campbell Charles W
Seller's Agent
Eric Breslin
Compass - Boulder
Buyer's Agent
Lani Carwin
RE/MAX Alliance-Loveland
List Price
$1,700,000
Sold Price
$1,652,400
Premium/Discount to List
-$47,600
-2.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.14%
Original Mortgage
$1,422,600
Interest Rate
3%
Mortgage Type
VA

Purchase Details

Closed on
Jul 18, 2000
Sold by
Morgan Russell H
Bought by
Gates Michael O and Gates Teresa J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$377,942
Interest Rate
8.36%

Purchase Details

Closed on
Dec 29, 1999
Sold by
Boerger Shannon L
Bought by
Morgan Russell H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$404,225
Interest Rate
7.69%
Mortgage Type
Unknown
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $4,080,000 Fidelity National Title
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Warranty Deed $1,652,400 First American
Warranty Deed $300,000 --
Warranty Deed $195,000 Land Title
Warranty Deed $180,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $2,430,000 New Conventional
Previous Owner $684,000 Credit Line Revolving
Previous Owner $1,422,600 VA
Previous Owner $761,717 Future Advance Clause Open End Mortgage
Previous Owner $201,000 Future Advance Clause Open End Mortgage
Previous Owner $150,927 Unknown
Previous Owner $511,000 Unknown
Previous Owner $46,655 Unknown
Previous Owner $514,000 Unknown
Previous Owner $827,860 Construction
Previous Owner $377,942 No Value Available
Previous Owner $404,225 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/12/2025 06/12/25 Sold $4,080,000 -2.9% $582 / Sq Ft
04/24/2025 04/24/25 For Sale $4,200,000 +154.2% $599 / Sq Ft
11/10/2021 11/10/21 Off Market $1,652,400 -- --
08/12/2020 08/12/20 Sold $1,652,400 -2.8% $296 / Sq Ft
05/26/2020 05/26/20 Pending -- -- --
05/22/2020 05/22/20 For Sale $1,700,000 -- $304 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,497 $160,271 $48,575 $111,696
2024 $12,052 $160,271 $48,575 $111,696
2022 $9,471 $119,033 $46,565 $72,468
2021 $9,732 $122,458 $47,905 $74,553
2020 $7,264 $91,363 $47,905 $43,458
2019 $7,142 $91,363 $47,905 $43,458
2018 $7,729 $93,910 $48,240 $45,670
2017 $6,656 $93,910 $48,240 $45,670
2016 $6,591 $89,860 $28,656 $61,204
2015 $6,537 $89,860 $28,660 $61,200
2014 $5,686 $75,620 $28,020 $47,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 1032022

IRES MLS

APN: 85062-22-002