$760,000
SOLD JUL 9, 2025
4 Beds
3.5 Baths
3,505 Sq Ft
1.05 Acres

Recently Sold

$217 Per Sq Ft

1% Above List Price

5 Days on Market

Highlights

  • Landscaped Professionally
  • Fireplace in Primary Bedroom
  • Wooded Lot
  • Ferson Creek Elementary School Rated A
  • Recreation Room
  • Wood Flooring

About This Home

As of July 2025

Welcome to this beautifully updated home tucked away at the end of a desirable, wooded cul-de-sac, perfect for those seeking a private and quiet home minutes from downtown St. Charles and the dining, shopping, and amenities along Randall Road. Enjoy the privacy and beauty of the spacious, professionally landscaped lot, located within the highly sought-after St. Charles School District. From the moment you arrive, the front porch, with its stone accent wall and tongue-and-groove ceiling, sets the tone for a refined yet inviting home. Step inside to discover a stunning entryway with oak floors that flow through the spacious main level, beginning with an elegant oversized dining room featuring thick crown molding, a built-in hutch with accent lighting, and a wood-cased, seamlessly transitioning into the custom-designed kitchen. The recently updated kitchen is a true showstopper, featuring white Shaker-style cabinetry, some with lit glass fronts, quartz countertops, a butcher block island, breakfast bar, top-of-the-line stainless steal appliances including Wolf and Bosch, and a planning desk and eating space with built-in window seat overlooking the professionally landscaped yard! The open living room boasts a floor-to-ceiling brick fireplace, recessed lighting, and double French doors leading to an impressive two-story sunroom with vaulted ceilings, skylights, a brick accent wall, and floor-to-ceiling windows offering panoramic views of the private backyard. The first floor also includes a half bath and a spacious laundry/mud room with built-ins conveniently located off the attached 2-car garage. Upstairs, new hardwood floors (2025) and runner on the staircase welcome you to the spacious primary suite, a true retreat featuring a brick fireplace, dual walk-in closets with built-ins, and a luxurious en-suite bath with dual granite-topped vanities, a slipper tub, and an oversized shower with custom tile wall and glass surround. Three secondary bedrooms provide generous space and storage, with two featuring walk-in closets, and share a beautifully updated full hall bath with a granite-topped vanity and shower/tub combo. The finished basement adds additional living space, featuring a large recreation room with brand-new carpet, an exercise room, office space, a full bath with a granite-topped vanity and beautiful shower with custom tile and glass doors, as well as abundant storage space. Outside, unwind or entertain on the expansive brick paver patio or around the fire pit, surrounded by mature trees, blooming flowers, and a spacious open green area backed by a serene wooded setting. This beautifully landscaped lot offers peace and privacy while conveniently being minutes from everything downtown St. Charles has to offer.

Last Agent to Sell the Property

Debora McKay

Coldwell Banker Realty License #475103636 Listed on: 06/12/2025

Coldwell Banker Realty

Co-Listed By

Roger Erikson

Coldwell Banker Realty License #475162758

Last Buyer's Agent

Jane Ruda

Baird & Warner Fox Valley - Geneva License #475163235

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,403

Year Built

  • Built in 1985 | Remodeled in 2016

Lot Details

  • 1.05 Acre Lot
  • Lot Dimensions are 76x219x175x176x217
  • Cul-De-Sac
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Wooded Lot

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Stone Siding
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,505 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room
  • Recreation Room
  • Heated Sun or Florida Room
  • Storage Room
  • Home Gym
  • Wood Flooring

Kitchen

  • Breakfast Bar
  • Double Oven
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Wine Refrigerator
  • Stainless Steel Appliances
  • Granite Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • Dual Sinks
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Home Security

  • Home Security System
  • Carbon Monoxide Detectors

Outdoor Features

  • Patio
  • Fire Pit

Schools

  • Ferson Creek Elementary School
  • Thompson Middle School
  • St Charles North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Water Purifier is Owned
  • Water Softener is Owned
  • Mechanical Septic System

Community Details

  • Association fees include insurance
  • Splitrail Farm Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,403

Year Built

Built in 1985 | Remodeled in 2016

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Splitrail Farm
  • Year Built: 1985
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2016
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2016

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, High End Refrigerator, Stainless Steel Appliance(s), Wine Refrigerator, Water Purifier Owned, Humidifier
  • Basement: Finished, Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 791
  • Fireplace Features: Wood Burning, Gas Log, Gas Starter
  • Fireplaces: 2
  • Flooring: Hardwood, Laminate
  • Interior Amenities: Cathedral Ceiling(s), Walk-In Closet(s), Granite Counters, Separate Dining Room
  • LivingArea: 3505
  • Other Equipment: Water-Softener Owned, Security System, CO Detectors, Ceiling Fan(s), Sump Pump, Backup Sump Pump;, Radon Mitigation System, Security Cameras
  • Room Type: Eating Area, Foyer, Heated Sun Room, Recreation Room, Exercise Room, Storage
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 3505
  • Bathroom Amenities: Separate Shower,Double Sink,Garden Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 2714
  • Basement Sq Ft: 791
  • Fireplace Location: Living Room,Master Bedroom
  • Total Sq Ft: 3505
  • Upper Level Sq Ft: 1310
  • Main Level Sq Ft: 1404
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Masonite, Stone
  • ExteriorFeatures: Fire Pit
  • Foundation Details: Concrete Perimeter
  • List Price: 749900
  • Lot Features: Cul-De-Sac, Landscaped, Wooded
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Garage, On Site, Garage Owned, Attached
  • ParkingTotal: 2

Utilities

  • Sewer: Septic-Mechanical
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, Gas Dryer Hookup
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee: 600
  • Association Fee Frequency: Annually
  • Community Features: Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: n/a
  • Management Contact Name: n/a
  • Management Phone: 000-000-0000

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Ferson Creek Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Size Acres: 1.05
  • Lot Dimensions: 76X219X175X176X217
  • Rural (Y/N): N
  • Lot Size: 1.0-1.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 11403.14
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 6, 2024
Closed on
Aug 27, 2024
Sold by
Victor Jeffrey Thomas and Victor Cynthia Louise
Bought by
Velleman Paul S and Velleman Kimberly A
Seller's Agent
Alex Rullo
RE/MAX All Pro - St Charles
Buyer's Agent
Debora McKay
Coldwell Banker Realty
List Price
$650,000
Sold Price
$675,000
Premium/Discount to List
$25,000
3.85%
Views
69

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.54%
Original Mortgage
$54,000
Outstanding Balance
$53,656
Interest Rate
6.55%
Mortgage Type
New Conventional
Estimated Equity
$636,247

Purchase Details

Closed on
Jun 2, 2004
Sold by
Goelz Richard W and Goelz Susan E
Bought by
Victor Jeffrey Thomas and Victor Cynthia Louise

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
4%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Mar 27, 2000
Sold by
Schroeder Eberhard G and Schroeder Linda J
Bought by
Goelz Richard W and Goelz Susan E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$325,000
Interest Rate
9.12%

Purchase Details

Closed on
Jan 29, 1999
Sold by
Schroeder Eberhard G and Schroeder Linda J
Bought by
Schroeder Linda J and Schroeder Eberhard G
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $675,000 Fox Title
Warranty Deed $420,000 Fox Title Company
Warranty Deed $325,000 Chicago Title Insurance Co
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $54,000 New Conventional
Previous Owner $383,200 New Conventional
Previous Owner $429,500 Adjustable Rate Mortgage/ARM
Previous Owner $50,000 Credit Line Revolving
Previous Owner $400,000 Fannie Mae Freddie Mac
Previous Owner $25,000 Credit Line Revolving
Previous Owner $399,000 Purchase Money Mortgage
Previous Owner $109,000 Unknown
Previous Owner $260,000 Unknown
Previous Owner $87,500 Unknown
Previous Owner $262,500 Unknown
Previous Owner $60,500 Unknown
Previous Owner $325,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/09/2025 07/09/25 Sold $760,000 +1.3% $217 / Sq Ft
06/17/2025 06/17/25 Pending -- -- --
06/12/2025 06/12/25 For Sale $749,900 +11.1% $214 / Sq Ft
09/06/2024 09/06/24 Sold $675,000 +3.8% $241 / Sq Ft
06/08/2024 06/08/24 Pending -- -- --
05/13/2024 05/13/24 For Sale $650,000 -- $232 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $11,144 $161,396 $24,003 $137,393
2022 $10,580 $147,058 $21,871 $125,187
2021 $9,941 $138,852 $20,651 $118,201
2020 $8,772 $136,854 $20,354 $116,500
2019 $8,661 $134,845 $20,055 $114,790
2018 $8,649 $134,845 $20,055 $114,790
2017 $8,571 $132,866 $19,761 $113,105
2016 $9,111 $115,125 $19,262 $95,863
2015 $8,401 $111,946 $18,730 $93,216
2014 $8,401 $111,557 $19,017 $92,540
2013 $8,401 $113,429 $19,336 $94,093
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12381654

Midwest Real Estate Data (MRED)

APN: 08-12-102-017