$675,000
SOLD SEP 6, 2024
4 Beds
3.5 Baths
2,805 Sq Ft
1.05 Acres

Recently Sold

$241 Per Sq Ft

4% Above List Price

25 Days on Market

Highlights

  • Landscaped Professionally
  • Fireplace in Primary Bedroom
  • Wooded Lot
  • Ferson Creek Elementary School Rated A
  • Recreation Room
  • Vaulted Ceiling

About This Home

As of July 2025

This totally updated home is perfect in every way and is on a beautifully landscaped wooded private cul-de-sac lot! You will love the big front porch that has a stone accent wall and tongue and groove ceiling! The foyer has stunning oak floors that can be found throughout the main floor. The oversized dining room has thick crown molding, built-in hutch with accent lights and a wood cased opening leading into your dream kitchen! This amazing kitchen (37x13!) was custom designed and offers white Shaker style cabinets (some with glass fronts and lighting), quartz c-tops, butcher block island, hi-end SS appliances: Wolf, Bosch...double oven, armoire refrigerator, under counter microwave, dishwasher and beverage cooler, breakfast bar, planning desk and eating space with built-in window seat overlooking the professionally landscaped yard!! The cozy family room has a floor to ceiling brick fireplace, recessed lighting and double French doors that open to an impressive 4-season sunroom with vaulted ceiling with skylights, brick accent wall and panoramic views of the yard!! Main floor laundry room with built-in cubbies, cabinets and utility sink. The primary bedroom suite boasts a floor to ceiling brick fireplace, ceiling fan/light, dual walk-in closets with built-ins...renovated en-suite bath--dual sink granite topped vanity, slipper tub and oversized shower with custom tile wall and glass surround. Three spacious secondary bedrooms with ceiling fan/lights and generous closet space. Updated full hall bath with granite topped vanity and shower/tub combo. Quality finished basement with big rec room, exercise room, music room, full bath with granite topped vanity and beautiful shower with custom tile and glass doors...and there is plenty of storage in the unfinished portion. Desirable cul-de-sac location and a picturesque lot with mature trees and perennials to enjoy all year while you sit on your expansive multi-level brick paved patios that span the width of this very special home!! Experience the country feel while being just a short distance from downtown St. Charles and all the dining and shopping along Randall Rd. too! Don't miss this one!!

Last Agent to Sell the Property

Alex Rullo

RE/MAX All Pro - St Charles License #475090750 Listed on: 06/06/2024

RE/MAX All Pro - St Charles

Last Buyer's Agent

Debora McKay

Coldwell Banker Realty License #475103636

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,144

Year Built

  • Built in 1985 | Remodeled in 2016

Lot Details

  • 1.05 Acre Lot
  • Lot Dimensions are 76x219x175x176x217
  • Cul-De-Sac
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Wooded Lot

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2.1 Car Attached Garage
  • Garage ceiling height seven feet or more
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,805 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Heated Sun or Florida Room
  • Home Gym
  • Carbon Monoxide Detectors

Kitchen

  • Double Oven
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Wine Refrigerator
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Fireplace in Primary Bedroom
  • Dual Sinks
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Gas Dryer Hookup

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Brick Porch or Patio
  • Shed

Schools

  • Ferson Creek Elementary School
  • Thompson Middle School
  • St Charles North High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Well
  • Water Purifier is Owned
  • Water Softener is Owned
  • Mechanical Septic System

Community Details

  • Association fees include insurance
  • True2854@Gmail.Com Association
  • Splitrail Farm Subdivision
  • Property managed by Splitrail Farms HOA

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,144

Year Built

Built in 1985 | Remodeled in 2016

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Splitrail Farm
  • Year Built: 1985
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2016
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2016

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, High End Refrigerator, Stainless Steel Appliance(s), Wine Refrigerator, Water Purifier Owned
  • Basement: Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Gas Log, Gas Starter
  • Fireplaces: 2
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors, Wood Laminate Floors, First Floor Laundry
  • LivingArea: 2805
  • Other Equipment: Humidifier, Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump, Backup Sump Pump;, Radon Mitigation System
  • Room Type: Office, Recreation Room, Exercise Room, Heated Sun Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Bathroom Amenities: Separate Shower,Double Sink,Garden Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room,Master Bedroom
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • ExteriorFeatures: Brick Paver Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 650000
  • Lot Features: Cul-De-Sac, Landscaped, Wooded
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Masonite,Stone

Garage/Parking

  • Garage Spaces: 2.1
  • ParkingTotal: 2.1
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s),7 Foot or more high garage door
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Septic-Mechanical
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee: 600
  • Association Fee Frequency: Annually
  • Community Features: Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Splitrail Farms HOA
  • Management Contact Name: true2854@gmail.com
  • Management Phone: 000-000-0000
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Ferson Creek Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Size Acres: 1.05
  • Lot Dimensions: 76X219X175X176X217
  • Rural (Y/N): N
  • Lot Size: 1.0-1.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 11144
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 6, 2024
Closed on
Aug 27, 2024
Sold by
Victor Jeffrey Thomas and Victor Cynthia Louise
Bought by
Velleman Paul S and Velleman Kimberly A
Seller's Agent
Alex Rullo
RE/MAX All Pro - St Charles
Buyer's Agent
Debora McKay
Coldwell Banker Realty
List Price
$650,000
Sold Price
$675,000
Premium/Discount to List
$25,000
3.85%
Views
69

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.54%
Original Mortgage
$54,000
Outstanding Balance
$53,656
Interest Rate
6.55%
Mortgage Type
New Conventional
Estimated Equity
$636,247

Purchase Details

Closed on
Jun 2, 2004
Sold by
Goelz Richard W and Goelz Susan E
Bought by
Victor Jeffrey Thomas and Victor Cynthia Louise

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
4%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Mar 27, 2000
Sold by
Schroeder Eberhard G and Schroeder Linda J
Bought by
Goelz Richard W and Goelz Susan E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$325,000
Interest Rate
9.12%

Purchase Details

Closed on
Jan 29, 1999
Sold by
Schroeder Eberhard G and Schroeder Linda J
Bought by
Schroeder Linda J and Schroeder Eberhard G
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $675,000 Fox Title
Warranty Deed $420,000 Fox Title Company
Warranty Deed $325,000 Chicago Title Insurance Co
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $54,000 New Conventional
Previous Owner $383,200 New Conventional
Previous Owner $429,500 Adjustable Rate Mortgage/ARM
Previous Owner $50,000 Credit Line Revolving
Previous Owner $400,000 Fannie Mae Freddie Mac
Previous Owner $25,000 Credit Line Revolving
Previous Owner $399,000 Purchase Money Mortgage
Previous Owner $109,000 Unknown
Previous Owner $260,000 Unknown
Previous Owner $87,500 Unknown
Previous Owner $262,500 Unknown
Previous Owner $60,500 Unknown
Previous Owner $325,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/09/2025 07/09/25 Sold $760,000 +1.3% $217 / Sq Ft
06/17/2025 06/17/25 Pending -- -- --
06/12/2025 06/12/25 For Sale $749,900 +11.1% $214 / Sq Ft
09/06/2024 09/06/24 Sold $675,000 +3.8% $241 / Sq Ft
06/08/2024 06/08/24 Pending -- -- --
05/13/2024 05/13/24 For Sale $650,000 -- $232 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $11,144 $161,396 $24,003 $137,393
2022 $10,580 $147,058 $21,871 $125,187
2021 $9,941 $138,852 $20,651 $118,201
2020 $8,772 $136,854 $20,354 $116,500
2019 $8,661 $134,845 $20,055 $114,790
2018 $8,649 $134,845 $20,055 $114,790
2017 $8,571 $132,866 $19,761 $113,105
2016 $9,111 $115,125 $19,262 $95,863
2015 $8,401 $111,946 $18,730 $93,216
2014 $8,401 $111,557 $19,017 $92,540
2013 $8,401 $113,429 $19,336 $94,093
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12054322

Midwest Real Estate Data (MRED)

APN: 08-12-102-017