$519,000
SOLD JUL 8, 2025

4 Chip Ct Palmyra, VA 22963

3 Beds
2 Baths
1,959 Sq Ft
0.39 Acres

Recently Sold

$265 Per Sq Ft

1% Below List Price

5 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • Recessed Lighting
  • Central Air
  • Eat-In Kitchen
  • Entrance Foyer
  • 2 Car Garage

About This Home

As of July 2025

Golf Course Dream Home! This custom-built split-bedroom rancher is truly a dream come true! Set along the golf course, this gorgeous vaulted home offers hardwood floors, skylights, and an open, naturally bright interior. The spacious great room features a cozy fireplace and soaring ceilings. Enjoy a large kitchen with granite countertops, maple cabinetry, tiled backsplash, and a sunny breakfast nook that opens to a relaxing screened porch—perfect for enjoying peaceful views. Additional highlights include a formal dining room, vaulted primary suite with an adjoining private sitting room or office, a luxurious en-suite bath, and generous secondary bedrooms. You'll love the large walk-up attic for extra storage, a paved driveway, and stunning fairway views with a sense of privacy. Pre-listing home inspection completed—move in with confidence!

Last Agent to Sell the Property

PEGGY SHANKLIN

LONG & FOSTER - LAKE MONTICELLO License #0225247109 Listed on: 05/14/2025

Last Buyer's Agent

Vicki Wilson

MONTICELLO COUNTRY REAL ESTATE, INC. License #0225050937

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,090

Year Built

  • Built in 2000

Lot Details

  • 0.39 Acre Lot

HOA Fees

  • $133 per month

Parking

  • 2 Car Garage
  • Basement Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • Recessed Lighting
  • Gas Log Fireplace
  • Entrance Foyer

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number INST 180001358

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,090

Year Built

Built in 2000

Lot Details

0

HOA Fees

$133 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: INST 180001358
  • Property Sub Type: Detached
  • LotSizeAcres: 0.39
  • Co List Office Mls Id: 6379
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1959.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • AboveGradeUnfinishedArea: 572.0
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas, Gas Log
  • Interior Amenities: Primary Downstairs, Entrance Foyer, Eat-in Kitchen, Recessed Lighting
  • Living Area: 1959.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3

Exterior Features

  • Disclosures: Seller Disclosure
  • Construction Type: Brick, Stick Built, Vinyl Siding
  • Foundation Details: Block

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Electricity, Garage, Garage Door Opener, Garage Faces Side

Utilities

  • Heating: Central, Heat Pump
  • Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available, Satellite Internet Available
  • Sewer: Public Sewer
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1600.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Land Lease Amount Frequency: Monthly
  • Land Lease Expiration Date: 2025-12-16
  • Zoning Description: R Residential

Building Info

  • Year Built: 2000

Tax Info

  • Year: 2025
  • Tax Annual Amount: 3090.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 14, 2025
Closed on
Jul 8, 2025
Sold by
Charles And Margaret Van Der Heide Trust and Vanescober Jennifer Van
Bought by
Keating William Lawrence and Keating Andrea Marie
Seller's Agent
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
Vicki Wilson
MONTICELLO COUNTRY REAL ESTATE, INC.
List Price
$525,000
Sold Price
$519,000
Premium/Discount to List
-$6,000
-1.14%
Views
66

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-15.36%
Original Mortgage
$519,000
Outstanding Balance
$519,000
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
-$9,434

Purchase Details

Listed on
Mar 16, 2018
Closed on
Apr 20, 2018
Sold by
Bremner James W and Bremner Barbara
Bought by
Charesl J Van Der Heide and Margaret L Van Der Heide
Seller's Agent
THE STRONG TEAM
STRONG TEAM, REALTORS
Buyer's Agent
THE STRONG TEAM
STRONG TEAM, REALTORS
List Price
$324,500
Sold Price
$315,000
Premium/Discount to List
-$9,500
-2.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.19%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $519,000 Chicago Title Insurance Compan
Deed $315,000 Chicago Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $519,000 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Sold $519,000 -1.1% $265 / Sq Ft
05/19/2025 05/19/25 Pending -- -- --
05/14/2025 05/14/25 For Sale $525,000 +66.7% $268 / Sq Ft
05/01/2018 05/01/18 Sold $315,000 -2.9% $161 / Sq Ft
03/16/2018 03/16/18 Pending -- -- --
03/16/2018 03/16/18 For Sale $324,500 -- $166 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,090 $412,000 $55,000 $357,000
2024 $30 $354,400 $55,000 $299,400
2023 $2,991 $354,400 $55,000 $299,400
2022 $2,603 $299,200 $50,000 $249,200
2021 $2,603 $299,200 $50,000 $249,200
2020 $2,684 $290,200 $50,000 $240,200
2019 $2,684 $290,200 $50,000 $240,200
2018 $2,638 $290,800 $50,000 $240,800
2017 $2,638 $290,800 $50,000 $240,800
2016 $2,260 $246,500 $35,000 $211,500
2015 $2,129 $246,500 $35,000 $211,500
2014 $2,129 $241,900 $35,000 $206,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 664552

Charlottesville area Association of Realtors®

APN: 18A 4 31