NOT LISTED FOR SALE

4 James River Rd Palmyra, VA 22963

Estimated Value: $294,000 - $360,000

3 Beds
2 Baths
1,456 Sq Ft
$222/Sq Ft Est. Value

Last Sold April 23, 2024

Last sale price $309,000 $212 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $1,982/month

18 Days on Market

Highlights

  • Boat Ramp
  • Fitness Center
  • Clubhouse
  • Beach
  • Community Lake
  • Rambler Architecture

About This Home

As of April 2024

Embrace the relaxed lifestyle at Lake Monticello. Resort style amenities such as golf, 352 acre lake with multiple swim beaches and docks, swimming pool and tennis courts are just a few of the many activities offered here. Enjoy the community's amenities while enjoying the convenience of living just outside the main gate. This home has undergone beautiful updates, including new carpets, fresh paint, and spacious new back deck! The open floor plan seamlessly connects the living room with gas fireplace to the dining room featuring chair moulding. The eat-in kitchen boasts new stainless steel appliances, pantry for added storage, new granite countertops and bright white cabinets. Each spacious bedroom also features a ceiling fan. The primary bedroom includes a walk-in closet and an attached bath. Fenced back yard, good road frontage and large shed perfect for storage. Charming home is framed by mature rhododendrons and azaleas. No need to wait for a new construction; this single-level home is ready for you to move in right away! 15 miles to Charlottesville, UVA and Downtown Mall. Wonderful opportunity to live at the lake and a perfect place to call home.,Granite Counter,White Cabinets,Fireplace in Living Room

Last Agent to Sell the Property

TREY DURHAM

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225059774[3279] Listed on: 03/16/2024

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Co-Listed By

Tara Savage

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225044570[2543]

Last Buyer's Agent

Jessica Russo

NEST REALTY GROUP License #0225067579[3518]

NEST REALTY GROUP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,693

Year Built

  • Built in 1997

Lot Details

  • 0.34 Acre Lot
  • Partially Fenced Property
  • Property is zoned R-4

HOA Fees

  • $104 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Block Foundation

Interior Spaces

  • 1,456 Sq Ft Home
  • Property has 1 Level
  • Gas Fireplace
  • Living Room
  • Dining Room

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Home Security

  • Home Security System
  • Fire and Smoke Detector

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Additional Features

  • Shed
  • Heat Pump System

Community Details

Overview

  • Association fees include common area maintenance, health club, insurance, pool(s), management, reserve funds, road maintenance, snow removal, trash
  • Lake Monticello HOA
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Boat Ramp
  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Horse Trails
  • Jogging Path

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,693

Year Built

Built in 1997

Lot Details

0

HOA Fees

$104 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Building Total Sq Ft: 1456.00
  • Inclusions: Shed and Porch Swing will convey
  • New Construction: No
  • Story List: Main
  • Year Built: 1997
  • Remarks Public: Embrace the relaxed lifestyle at Lake Monticello. Resort style amenities such as golf, 352 acre lake with multiple swim beaches and docks, swimming pool and tennis courts are just a few of the many activities offered here. Enjoy the community's amenities while enjoying the convenience of living just outside the main gate. This home has undergone beautiful updates, including new carpets, fresh paint, and spacious new back deck! The open floor plan seamlessly connects the living room with gas fireplace to the dining room featuring chair moulding. The eat-in kitchen boasts new stainless steel appliances, pantry for added storage, new granite countertops and bright white cabinets. Each spacious bedroom also features a ceiling fan. The primary bedroom includes a walk-in closet and an attached bath. Fenced back yard, good road frontage and large shed perfect for storage. Charming home is framed by mature rhododendrons and azaleas. No need to wait for a new construction; this single-level home is ready for you to move in right away! 15 miles to Charlottesville, UVA and Downtown Mall. Wonderful opportunity to live at the lake and a perfect place to call home.,Granite Counter,White Cabinets,Fireplace in Living Room
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Oven/Range - Electric, Microwave, Refrigerator
  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: Entry Level Bedroom
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Laundry, Full Bath, Additional Bedroom
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1456
  • Living Area Sq Ft: 1456
  • Price Per Sq Ft: 219.09
  • Above Grade Finished Sq Ft: 1456
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 4

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Completed: No
  • Water Oriented: No
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Heat Pump(s)
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Security: Security System, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable, DSL

Condo/Co-op/Association

  • HOA Fees: 1250.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 855.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Club House, Tot Lots/Playground, Security, Tennis Courts, Basketball Courts, Exercise Room, Lake, Picnic Area, Swimming Pool, Horse Trails, Jog/Walk Path
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Health Club, Insurance, Pool(s), Management, Reserve Funds, Road Maintenance, Snow Removal, Trash
  • HOA Name: LAKE MONTICELLO HOA
  • HOA: Yes

Schools

  • School District: FLUVANNA COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTRAL
  • Middle School: FLUVANNA
  • High School: FLUVANNA
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140888891
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Fencing: Partially
  • Lot Size Acres: 0.34
  • Zoning: R-4
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1693.00
  • Tax Year: 2024
  • Close Date: 04/23/2024

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 16, 2024
Closed on
Apr 17, 2024
Sold by
Batten Vernon A and Batten Barbara R
Bought by
Griffith Amanda N and Griffith Sara Catherine
Seller's Agent
TREY DURHAM
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
Jessica Russo
NEST REALTY GROUP
List Price
$319,000
Sold Price
$309,000
Premium/Discount to List
-$10,000
-3.13%
Views
95
Current Estimated Value
$314,941

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,941
Avg. Annual Appreciation
3.46%
Original Mortgage
$293,550
Outstanding Balance
$289,702
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$33,029

Purchase Details

Closed on
Dec 22, 2023
Sold by
Harlow Ethel Fay
Bought by
Batten Vernon A and Batten Barbara R

Purchase Details

Closed on
Apr 4, 2006
Sold by
Jones Michael W
Bought by
Swartz Herbert and Swartz Vicki

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,000
Interest Rate
6.75%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Griffith Amanda N $309,000 Chicago Title
Batten Vernon A $140,662 Chicago Title
Swartz Herbert $205,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Griffith Amanda N $293,550
Previous Owner Schwartz Vicki $185,850
Previous Owner Schwartz Herbert $180,000
Previous Owner Schwartz Herbert $13,000
Previous Owner Swartz Herbert $184,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/23/2024 04/23/24 Sold $309,000 -3.1% $212 / Sq Ft
04/03/2024 04/03/24 Pending -- -- --
03/16/2024 03/16/24 For Sale $319,000 -- $219 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,848 $246,400 $30,000 $216,400
2024 $17 $201,500 $30,000 $171,500
2023 $1,701 $201,500 $30,000 $171,500
2022 $1,459 $167,700 $25,000 $142,700
2021 $1,459 $167,700 $25,000 $142,700
2020 $1,424 $153,900 $25,000 $128,900
2019 $1,424 $153,900 $25,000 $128,900
2018 $1,331 $146,800 $25,000 $121,800
2017 $1,331 $146,800 $25,000 $121,800
2016 $1,309 $142,800 $25,000 $117,800
2015 $1,231 $142,800 $25,000 $117,800
2014 $1,231 $139,900 $25,000 $114,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 650642

Bright MLS

APN: 18A 6 100