NOT LISTED FOR SALE

Estimated Value: $470,956 - $486,000

3 Beds
3 Baths
1,953 Sq Ft
$245/Sq Ft Est. Value

Last Sold August 30, 2018

Last sale price $340,000 $174 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $3,367/month

39 Days on Market

Highlights

  • Landscaped Professionally
  • Wood Flooring
  • Porch
  • Williamsburg Elementary School Rated A-
  • Stainless Steel Appliances
  • Attached Garage

About This Home

As of August 2018

Stunning updates in this 3 bedroom, 21/2 bath home on a quiet tree-lined street in the highly-desirable Pepper Valley community of Geneva! Gorgeous hardwood floors, white trim, six panel doors, crown molding, new hardwood custom staircase and balusters, iron spindles, updated lighting throughout and added recessed lighting are just a few of the highlights featured in this home. Sparkling white kitchen: island offers sleek quartz counter tops, new stainless steel appliances, subway tile backsplash and open to family room. Cozy family room accented with brick fireplace, new hardwood vinyl flooring and patio door leading onto patio. Master suite with updated private bath: plank style flooring, tile surround shower, new vanity, lighting, fixtures, etc. Spacious backyard retreat features patio for entertaining, professional landscaping and tons of space for backyard games. Unfinished partial basement provides storage options or a future recreation room. Top-rated Geneva School District 304!

Last Agent to Sell the Property

Julie Roback

Baird & Warner License #475122975 Listed on: 06/11/2018

Baird & Warner

Last Buyer's Agent

Joe Smith

Great Western Properties License #475132012

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,562

Year Built

  • 1973

Lot Details

  • East or West Exposure
  • Landscaped Professionally

HOA Fees

  • $27 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Tri-Level Property
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Primary Bathroom is a Full Bathroom
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Wood Flooring
  • Unfinished Basement
  • Partial Basement
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Lake Michigan Water

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,562

Year Built

1973

Lot Details

0

HOA Fees

$27 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • General Information: School Bus Service
  • Age: 41-50 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Tri-Level
  • Type Detached: Split Level w/ Sub
  • Estimated Year Built: 1973
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1973

Interior Features

  • Interior Property Features: Hardwood Floors
  • Number Of Rooms: 7
  • Living Room: Dimensions: 13X19, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances
  • Equipment: Humidifier, CO Detectors, Ceiling Fan, Sump Pump
  • Fireplace Details: Wood Burning, Gas Starter
  • Fireplace Location: Family Room
  • Basement: Partial
  • Basement: Unfinished
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 3
  • Laundry: On Level: Basement, Flooring: Other
  • Dining Room: Dimensions: 10X12, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Kitchen Type: Dimensions: 12X14, On Level: Main Level, Flooring: Ceramic Tile, Windows: All
  • Kitchen Type: Eating Area-Breakfast Bar, Island
  • Additional Rooms: Foyer
  • Master Bedroom: Dimensions: 12X16, On Level: 2nd Level, Flooring: Hardwood, Windows: All
  • Additional Room 1 Name: Foyer, Dimensions: 8X6, On Level: Main Level, Flooring: Ceramic Tile
  • Bedroom 2: Dimensions: 10X15, On Level: 2nd Level, Flooring: Hardwood, Windows: All
  • Bedroom 3: Dimensions: 11X11, On Level: 2nd Level, Flooring: Hardwood, Windows: All
  • Estimated Sq Ft: 1953
  • Basement Sq Ft: 603
  • Dining Room Type: Separate
  • Family Room: Dimensions: 13X24, On Level: Lower, Flooring: Wood Laminate, Windows: All

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Porch, Storms/Screens
  • Exposure: E (East), W (West)
  • Acreage: 0.2785

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Lake Michigan
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Includes: Common Insurance, Clubhouse, Pool
  • Assessment Association Fees: 320
  • Management Contact Name: Gabriel Kaven
  • Management Phone: 630-697-2398

Fee Information

  • Management Company: Pepper Valley HOA

Schools

  • School District: 304
  • Elementary School: WILLIAMSBURG ELEMENTARY SCHOOL
  • Middle School: GENEVA MIDDLE SCHOOL
  • High School: GENEVA COMMUNITY HIGH SCHOOL
  • Junior High Dist: 304

Lot Info

  • Lot Dimensions: 86 X 142
  • Lot Description: Landscaped Professionally
  • Parcel Identification Number: 1204327010

Tax Info

  • Taxes: 7739.66

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 21, 2020
Sold by
Ratos Tom and Ratos Rachel Y
Bought by
Ratos Tom and Ratos Rachel Y
Current Estimated Value
$479,239

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$242,000
Outstanding Balance
$174,283
Interest Rate
2.5%
Mortgage Type
New Conventional
Estimated Equity
$299,481

Purchase Details

Listed on
Jun 11, 2018
Closed on
Aug 22, 2018
Sold by
Verderber Brandon and Verderber Josephine
Bought by
Ratos Tom
Seller's Agent
Julie Roback
Baird & Warner
Buyer's Agent
Joe Smith
Great Western Properties
List Price
$365,000
Sold Price
$340,000
Premium/Discount to List
-$25,000
-6.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.99%
Original Mortgage
$250,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 31, 2016
Sold by
Woodward Natalie
Bought by
Verderber Brandon and Verderber Josephine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$254,700
Interest Rate
3.59%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 23, 2014
Sold by
Woodward Natalie
Bought by
Natalie Woodward Trust and Woodward Natalie

Purchase Details

Closed on
Jan 18, 2002
Sold by
Woodward John F
Bought by
Woodward Natalie

Purchase Details

Closed on
Jul 15, 1994
Sold by
Farley Wayne E and Farley Beatrice M
Bought by
Woodward John F and Woodward Natalie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
5.75%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ratos Tom -- Near North Title Group
Ratos Tom $340,000 Baird & Warner Title Svcs In
Verderber Brandon $283,000 Chicago Title Ins Co
Natalie Woodward Trust -- None Available
Woodward Natalie -- --
Woodward John F $179,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ratos Thomas Christopher $100,000
Open Ratos Tom $242,000
Closed Ratos Tom $247,800
Closed Ratos Tom $250,000
Previous Owner Verderber Brandon $254,700
Previous Owner Woodward Natalie $129,000
Previous Owner Woodward Natalie $132,000
Previous Owner Woodward Natalie $135,103
Previous Owner Woodward Natalie $68,789
Previous Owner Woodward Natalie $150,000
Previous Owner Woodward Natalie $150,000
Previous Owner Woodward Natalie $148,000
Previous Owner Woodward John F $170,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/30/2018 08/30/18 Sold $340,000 -4.2% $174 / Sq Ft
07/20/2018 07/20/18 Pending -- -- --
07/10/2018 07/10/18 Price Changed $355,000 -2.7% $182 / Sq Ft
06/11/2018 06/11/18 For Sale $365,000 -- $187 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $9,562 $124,556 $34,395 $90,161
2022 $9,163 $115,737 $31,960 $83,777
2021 $8,892 $111,435 $30,772 $80,663
2020 $8,790 $109,734 $30,302 $79,432
2019 $8,765 $107,656 $29,728 $77,928
2018 $7,831 $96,943 $29,728 $67,215
2017 $7,740 $94,357 $28,935 $65,422
2016 $6,669 $93,082 $28,544 $64,538
2015 -- $88,498 $27,138 $61,360
2014 -- $85,676 $27,138 $58,538
2013 -- $85,676 $27,138 $58,538
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD09981391

Midwest Real Estate Data (MRED)

APN: 12-04-327-010