4 Shady Oak Ln Waterloo, IL 62298
Estimated payment $3,180/month
Highlights
- Deck
- Wooded Lot
- Ranch Style House
- Rogers Elementary School Rated A-
- Vaulted Ceiling
- Sun or Florida Room
About This Home
Car enthusiasts, hobbyists, or anyone needing serious storage and workspace THIS IS THE HOME FOR YOU!!! The property offers an attached 2-car garage plus a brand new detached outbuilding. The outbuilding features 12’ ceilings, a vehicle lift that stays with the home, parking for up to four additional vehicles, and abundant storage—making this a rare and highly functional offering.
Set on a private, wooded 1.03-acre lot, this 3-bedroom, 3-bathroom home blends peaceful surroundings with thoughtful design. Inside, the family room features vaulted ceilings, exposed wood beams, and a brick fireplace, creating a warm and inviting atmosphere. The kitchen includes solid surface countertops, a breakfast nook, and built-in workspace, while the sunroom extends the living area and provides serene, year-round views.
Three spacious bedrooms offer comfort and privacy, with two en-suite bathrooms. The lower level adds versatility with a bonus room and a third full bath, ideal for guests, recreation, or a home office. Outdoor living is enhanced by a generous deck and fenced yard, perfect for entertaining or enjoying the tranquil setting.
Additional highlights include new carpet (2024), a new half-circle three-row concrete driveway, and a water softener that stays with the home. For added value and peace of mind, the seller is offering a home warranty through CHW. A detailed features sheet is available in the supplements.
A quiet retreat with unmatched garage capabilities—this property is truly one of a kind.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,135
Year Built
- Built in 1988
Lot Details
- 1.03 Acre Lot
- Fenced
- Wooded Lot
HOA Fees
- $38 Monthly HOA Fees
Parking
- 4 Car Garage
- Front Facing Garage
- Driveway
- Additional Parking
Home Design
- Ranch Style House
- Brick Exterior Construction
Interior Spaces
- 2,190 Sq Ft Home
- Beamed Ceilings
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- French Doors
- Family Room with Fireplace
- Formal Dining Room
- Sun or Florida Room
- Breakfast Room
Flooring
- Carpet
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Laundry on main level
Basement
- Basement Ceilings are 8 Feet High
- Finished Basement Bathroom
- Crawl Space
Home Security
- Storm Doors
- Fire and Smoke Detector
Outdoor Features
- Deck
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Propane
- Aerobic Septic System
Community Details
- Association fees include common area maintenance
- West Lake Estates Association
Listing and Financial Details
- Assessor Parcel Number 07-35-333-025-000
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,135 | $126,542 | $24,322 | $102,220 |
| 2023 | $6,311 | $106,510 | $26,620 | $79,890 |
| 2022 | $0 | $87,000 | $16,000 | $71,000 |
| 2021 | $4,950 | $87,000 | $16,000 | $71,000 |
| 2020 | $5,086 | $87,000 | $16,000 | $71,000 |
| 2019 | $5,151 | $87,000 | $16,000 | $71,000 |
| 2018 | $4,566 | $76,270 | $15,250 | $61,020 |
| 2017 | $4,421 | $77,642 | $15,524 | $62,118 |
| 2016 | $0 | $76,270 | $15,250 | $61,020 |
| 2015 | $4,331 | $80,260 | $15,250 | $65,010 |
| 2014 | $2,490 | $50,000 | $15,250 | $34,750 |
| 2012 | -- | $50,000 | $18,880 | $31,120 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/23/2026 02/23/26 | Price Changed | $495,000 | -2.0% | $226 / Sq Ft | |
| 02/13/2026 02/13/26 | Price Changed | $505,000 | -2.9% | $231 / Sq Ft | |
| 11/21/2025 11/21/25 | Price Changed | $520,000 | -1.9% | $237 / Sq Ft | |
| 11/18/2025 11/18/25 | Price Changed | $529,900 | -2.8% | $242 / Sq Ft | |
| 11/04/2025 11/04/25 | For Sale | $545,000 | +29.8% | $249 / Sq Ft | |
| 12/26/2023 12/26/23 | Sold | $420,000 | -2.1% | $192 / Sq Ft | View Prior Sale |
| 12/20/2023 12/20/23 | Pending | -- | -- | -- | |
| 11/25/2023 11/25/23 | For Sale | $429,000 | +10.0% | $196 / Sq Ft | |
| 07/29/2022 07/29/22 | Sold | $390,000 | -2.3% | $178 / Sq Ft | View Prior Sale |
| 06/27/2022 06/27/22 | Pending | -- | -- | -- | |
| 06/24/2022 06/24/22 | For Sale | $399,000 | -- | $182 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $420,000 | None Listed On Document | |
| Warranty Deed | $390,000 | Crowder & Scoggins Ltd |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $399,000 | Construction | |
| Previous Owner | $312,000 | New Conventional |
Source: MARIS MLS
MLS Number: MIS25073869
APN: 07-35-333-025-000
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
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Ask me questions while you tour the home.