$520,000
$25K PRICE DROP

4 Shady Oak Ln Waterloo, IL 62298

Estimated payment $3,371/month

Total Views 3,982
3 Beds
3 Baths
2,190 Sq Ft
$237 Price per Sq Ft

Highlights

  • Popular Property
  • Deck
  • Vaulted Ceiling
  • Rogers Elementary School Rated A-
  • Wooded Lot
  • Ranch Style House

About This Home

Experience serene living at 4 Shady Oak Lane. Located on a wooded 1.03-acre lot, this 3-bedroom, 3-bathroom dream home offers an inviting combination of natural beauty and thoughtful design. The family room impresses with vaulted ceilings, exposed wood beams, and a brick fireplace anchoring the space in warmth and character. The kitchen features solid surface countertops, a breakfast nook, and built-in workspace. A bright sunroom extends the living area and provides tranquil views year-round. Three spacious bedrooms (2 include en-suite bathrooms), offering comfort and privacy. The lower level adds additional versatility with a bonus room and third full bath. Outdoor living is enhanced by a generous deck and fenced yard space, perfect for entertaining or simply enjoying the peaceful surroundings. The attached 2-car garage is complemented by a separate outbuilding with/ 12' ceiling, lift that stays with home, & parking for additional 4 vehicles and extra storage. Also noteworthy are the new carpet in '24, new half circle 3 row concrete driveway, & water softener stays with home. Features sheet provided in supplements. A quiet retreat just moments from local conveniences—this home is a must see.

Listing Agent

Linda Frierdich

Century 21 Advantage License #471012311 Listed on: 11/04/2025

Century 21 Advantage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,135

Year Built

  • Built in 1988

Lot Details

  • 1.03 Acre Lot
  • Fenced
  • Wooded Lot

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 4 Car Garage
  • Front Facing Garage
  • Driveway
  • Additional Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction

Interior Spaces

  • 2,190 Sq Ft Home
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • French Doors
  • Family Room with Fireplace
  • Formal Dining Room
  • Sun or Florida Room
  • Breakfast Room

Flooring

  • Carpet
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level

Basement

  • Basement Ceilings are 8 Feet High
  • Finished Basement Bathroom
  • Crawl Space

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Deck

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Aerobic Septic System

Community Details

  • Association fees include common area maintenance
  • West Lake Estates Association

Listing and Financial Details

  • Assessor Parcel Number 07-35-333-025-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,135

Year Built

Built in 1988

Lot Details

0

HOA Fees

$38 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Year Built: 1988
  • Directions: GPS Friendly
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Main Level
  • ResoLotFeatures: Adjoins Wooded Area, Wooded
  • Lot Size Acres: 1.03
  • Road Surface Type: Chip And Seal
  • ResoSecurityFeatures: Smoke Detector(s)
  • Reso Association Amenities: Other
  • Co List Office Phone: 618-281-7621
  • MLS Status: Active
  • Subdivision Name: West Lake Estates Ph 1
  • Above Grade Finished Sq Ft: 2190
  • Architectural Style: Ranch
  • Carport Y N: No
  • Reso Fireplace Features: Family Room, Wood Burning
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • Reso Structure Type: House
  • Financial Info Electric: Ameren
  • MIS_RoomFlooring: Carpeting
  • MIS_AboveGradeFinishedAreaSrchSqFt: 2190.00
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_PoolYN: 0
  • MIS_EfficiencyYN: 0
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_AuctionYN: 0
  • MIS_RoomFlooring: Concrete
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Bathroom, Crawl Space
  • Interior Amenities: Beamed Ceilings, Ceiling Fan(s), Separate Dining, Vaulted Ceiling(s)
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: French Door(s), Storm Door(s)
  • Fireplaces: 1
  • Fireplace: Yes
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Fencing: Fenced
  • Pool Features: None
  • Pool Private: No
  • Waterfront: No
  • Disclosures: Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Brick
  • Other Structures: Garage(s)
  • Patio And Porch Features: Deck

Garage/Parking

  • Garage Spaces: 4
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Additional Parking, Attached, Detached, Driveway, Garage, Garage Faces Front
  • Total Parking Spaces: 4

Utilities

  • Sewer: Aerobic Septic
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Heating: Forced Air, Propane
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 38
  • Senior Community: No
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: West Lake Estates

Fee Information

  • Association Fee Includes: Common Area Maintenance

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: IRREGULAR
  • Lot Size Sq Ft: 44866.8
  • Parcel Number: 07-35-333-025-000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 7135

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,135 $126,542 $24,322 $102,220
2023 $6,311 $106,510 $26,620 $79,890
2022 $0 $87,000 $16,000 $71,000
2021 $4,950 $87,000 $16,000 $71,000
2020 $5,086 $87,000 $16,000 $71,000
2019 $5,151 $87,000 $16,000 $71,000
2018 $4,566 $76,270 $15,250 $61,020
2017 $4,421 $77,642 $15,524 $62,118
2016 $0 $76,270 $15,250 $61,020
2015 $4,331 $80,260 $15,250 $65,010
2014 $2,490 $50,000 $15,250 $34,750
2012 -- $50,000 $18,880 $31,120
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/21/2025 11/21/25 Price Changed $520,000 -1.9% $237 / Sq Ft
11/18/2025 11/18/25 Price Changed $529,900 -2.8% $242 / Sq Ft
11/04/2025 11/04/25 For Sale $545,000 +29.8% $249 / Sq Ft
12/26/2023 12/26/23 Sold $420,000 -2.1% $192 / Sq Ft View Prior Sale
12/20/2023 12/20/23 Pending -- -- --
11/25/2023 11/25/23 For Sale $429,000 +10.0% $196 / Sq Ft
07/29/2022 07/29/22 Sold $390,000 -2.3% $178 / Sq Ft View Prior Sale
07/29/2022 07/29/22 Pending -- -- --
06/23/2022 06/23/22 For Sale $399,000 -- $182 / Sq Ft
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $420,000 None Listed On Document
Warranty Deed $390,000 Crowder & Scoggins Ltd
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $399,000 Construction
Previous Owner $312,000 New Conventional
Source: Public Records

Source: MARIS MLS

MLS Number: MIS25073869

MARIS MLS

APN: 07-35-333-025-000