$245,000
SOLD OCT 8, 2024

40 E River St Waterloo, NY 13165

3 Beds
1.5 Baths
2,302 Sq Ft
1.44 Acres

Recently Sold

$106 Per Sq Ft

2% Above List Price

11 Days on Market

Highlights

  • 1.44 Acre Lot
  • Main Floor Bedroom
  • Separate Formal Living Room
  • Deck
  • Loft
  • Home Office

About This Home

As of October 2024

Welcome to 40 East River St, a charming and versatile home situated in the heart of Waterloo. This property boasts the flexibility of 3 to 4 bedrooms, providing ample space for families of all sizes. One of the bedrooms is conveniently located on the first floor, along with a full bath and laundry facilities, making single-level living a breeze. Step into the large kitchen, perfect for culinary enthusiasts, featuring a walk-in pantry that offers plenty of storage for all your essentials. Adjacent to the kitchen, you’ll find an office area, ideal for working from home or managing household tasks. The home’s layout ensures comfort and convenience at every turn.
The primary bedroom includes a large side deck, perfect for enjoying your morning coffee or relaxing in the evening while taking in the serene surroundings. The 2.5-car attached garage provides ample space for vehicles and additional storage needs. Set on over an acre lot, this property offers plenty of outdoor space for gardening, recreation, and entertaining. A shed on the property adds even more storage options, perfect for tools and outdoor equipment.

Last Agent to Sell the Property

Samantha Minns

Listing by Your Hometown Realty LLC License #10491212706 Listed on: 08/05/2024

Last Buyer's Agent

MaryAnn Young

Listing by The Young Agency License #10401204748

The Young Agency

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,006

Year Built

  • Built in 1880

Lot Details

  • 1.44 Acre Lot
  • Lot Dimensions are 95x532

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Stone Foundation
  • Vinyl Siding

Interior Spaces

  • 2,302 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Separate Formal Living Room
  • Formal Dining Room
  • Home Office
  • Loft
  • Partial Basement
  • Pull Down Stairs to Attic

Kitchen

  • Eat-In Kitchen
  • Walk-In Pantry
  • Electric Oven
  • Electric Range
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Playground

Utilities

  • Zoned Heating
  • Heating System Uses Gas
  • Hot Water Heating System
  • PEX Plumbing
  • Gas Water Heater
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 27
  • Assessor Parcel Number 452201-015-000-0001-027-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,006

Year Built

Built in 1880

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1880
  • ResoLaundryFeatures: Main Level
  • Lot Features: Residential Lot
  • Road Frontage Type: City Street
  • Directions: From 96 turn onto east river home is on the right
  • Architectural Style: Two Story
  • Flooring: Carpet, Varies, Vinyl
  • Garage Yn: Yes
  • Interior Features: Separate/Formal Dining Room, Eat-in Kitchen, Separate/Formal Living Room, Home Office, Pull Down Attic Stairs, Walk-In Pantry, Natural Woodwork, Bedroom on Main Level, Loft
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Gas Water Heater, Refrigerator, Washer
  • Basement: Partial
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Total Bedrooms: 9
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 1.44
  • Waterfront: No
  • Construction Type: Vinyl Siding, PEX Plumbing
  • Exterior Features: Blacktop Driveway, Deck, Play Structure
  • Foundation Details: Stone
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Driveway

Utilities

  • Cooling: Zoned
  • Heating: Gas, Zoned, Hot Water
  • HeatingYN: Yes
  • Utilities: High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Waterloo

Lot Info

  • Parcel Number: 452201-015-000-0001-027-000-0000
  • Lot Dimensions: 95X532
  • Lot Size Sq Ft: 62726.0
  • ResoLotSizeUnits: Acres
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5006.0
  • Tax Lot: 27

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 5, 2024
Closed on
Oct 6, 2024
Sold by
Congdon Aaron J and Congdon Ashley
Bought by
Felton Calista M
Seller's Agent
Samantha Minns
Your Hometown Realty LLC
Buyer's Agent
MaryAnn Young
The Young Agency
List Price
$239,900
Sold Price
$245,000
Premium/Discount to List
$5,100
2.13%
Views
12
Current Estimated Value
$233,807

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$11,193
Avg. Annual Appreciation
-5.41%
Original Mortgage
$240,562
Outstanding Balance
$238,504
Interest Rate
6.35%
Mortgage Type
FHA
Estimated Equity
-$4,697

Purchase Details

Closed on
Oct 8, 2014
Sold by
Wise Mary Lou
Bought by
Narducci Ronald J

Purchase Details

Closed on
Feb 23, 2006

Purchase Details

Closed on
Nov 27, 2001
Sold by
Litzenberger Francis C and Litzenberger Melissa F
Bought by
Fiorelli John J

Purchase Details

Closed on
Nov 29, 2000
Sold by
Francis Litzenberger
Bought by
Francis Litzenberger
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $245,000 None Available
Warranty Deed $245,000 None Available
Deed $1,000 Charles E Shaffer
Deed $1,000 Charles E Shaffer
Deed $99,332 --
Deed $99,332 --
Deed $39,000 Ricahrd Swinehart
Deed $39,000 Ricahrd Swinehart
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $240,562 FHA
Closed $240,562 FHA
Previous Owner $39,900 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/08/2024 10/08/24 Sold $245,000 +2.1% $106 / Sq Ft
08/16/2024 08/16/24 Pending -- -- --
08/05/2024 08/05/24 For Sale $239,900 +148.6% $104 / Sq Ft
07/07/2017 07/07/17 Sold $96,500 0.0% $42 / Sq Ft
04/21/2017 04/21/17 Pending -- -- --
04/20/2017 04/20/17 Price Changed $96,500 +2.1% $42 / Sq Ft
03/28/2017 03/28/17 For Sale $94,500 -- $41 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,857 $108,800 $21,300 $87,500
2023 $5,114 $108,800 $21,300 $87,500
2022 $4,736 $108,800 $21,300 $87,500
2021 $4,569 $108,800 $21,300 $87,500
2020 $4,598 $108,800 $21,300 $87,500
2019 $2,561 $108,800 $21,300 $87,500
2018 $4,015 $108,800 $21,300 $87,500
2017 $2,725 $79,800 $16,200 $63,600
2016 $2,676 $79,800 $16,200 $63,600
2015 -- $79,800 $16,200 $63,600
2014 -- $79,800 $16,200 $63,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1557064

Upstate New York Real Estate Information Services (UNYREIS)

APN: 452201-015-000-0001-027-000-0000