NOT LISTED FOR SALE

40 Lake St Ramsey, NJ 07446

Estimated Value: $953,616 - $1,141,000

3 Beds
2 Baths
2,519 Sq Ft
$408/Sq Ft Est. Value

Last Sold August 27, 2018

Last sale price $625,000 $248 Per Sq Ft

Est. 64% increase in value since last sale

Current estimated payment $7,050/month

98 Days on Market

Highlights

  • Colonial Architecture
  • Wood Burning Stove
  • 2 Car Detached Garage
  • Ramsey High School Rated A
  • Family Room with Fireplace
  • Eat-In Kitchen

About This Home

As of August 2018

Ideally located this updated home is much larger than it appears . Enter onto the rocking chair porch that opens to the hardwood floor main level with LR, wood burning stove with beautiful molding. The dining room leads to the gourmet kitchen with custom cabinets, SS appliances and granite tops. A laundry room and full bath is just off of the cathedral ceiling family room with gas fired stove that opens up to the covered concrete patio. The 2nd floor with two bedrooms, full bath, bonus room/balcony and office leads to the third floor oversized bedroom. The basement has a fabulous theatre along with a large utility area with two furnaces. See our 3D Video

Last Agent to Sell the Property

THOMAS RUSSO

RE/MAX SELECT Listed on: 04/11/2018

RE/MAX SELECT

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,667

Year Built

  • Built in 1900 | Remodeled

Lot Details

  • 0.28 Acre Lot

Parking

  • 2 Car Detached Garage

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • Wood Burning Stove
  • Gas Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Partially Finished Basement

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Central Air
  • Window Unit Cooling System
  • Radiator
  • Standard Electricity
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 1148-05001-0000-00005-0000-
  • Tax Block *

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,667

Year Built

Built in 1900 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Style: Colonial
  • Primary Style: Colonial
  • Subproperty Type: Single Family
  • Year Built: 1900
  • Year Built Description: Approximate, Renovated
  • County Name: Bergen
  • Exclusions: WASHER AND DRYER
  • Renovated Year: 2005
  • Street Number Display: 40
  • Directions: Lake St corner of Bonnieview Terrace
  • I D: 4792995
  • Modified: 2021-09-23
  • Number Images: 24
  • First Name: THOMAS
  • First Name3: UNKNOWN
  • Last Name: RUSSO
  • Last Name3: AGENT
  • Office Phone: 201-337-6600
  • Office Phone3: 973-555-5555
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2005

Interior Features

  • Fireplace Description: Wood Stove-Freestanding, Gas Fireplace, Family Room, Living Room
  • Number of Fireplaces: 2
  • Appliances: Range/Oven-Gas, Refrigerator, Dishwasher
  • Number Rooms: 11
  • Bedrooms: 3
  • Bathrooms: 2.00
  • Full Bathrooms: 2
  • Basement: Yes
  • Basement Description: Finished-Partially
  • Kitchen Area: Eat-In Kitchen
  • Phone: 201-337-6600

Exterior Features

  • Exterior Description: Vinyl Siding
  • Roof Description: Asphalt Shingle

Garage/Parking

  • Garage Description: Detached Garage
  • Number Garage Spaces: 2
  • Parking Driveway Description: 2 Car Width, Blacktop

Utilities

  • Cooling: Window A/C(s), Central Air
  • Fuel Type: Electric, Gas-Natural
  • Heating: Radiators - Hot Water, Radiators - Steam, Baseboard - Hotwater
  • Sewer: Septic
  • Utilities: Gas-Natural
  • Water: Public Water

Lot Info

  • Lot Size: 0.275AC
  • Assessed Improvement Value: 378000
  • Assessed Land Value: 245600
  • Assessment: 623600
  • Easement: Unknown
  • Lot Identifier: 5
  • Lot I D Tax: *
  • Lot Size Tax: *
  • Total Acres: 0.28

Tax Info

  • Tax Acres: *
  • Assessed Improvement Value: *
  • Assessed Land Value: *
  • Total Tax Assessed: *
  • Streetname Tax: *
  • Street Number Tax: *
  • Tax Amount: 14667
  • Tax Amount Tax: *
  • Assessor Parcel Number: 1148-05001-0000-00005-0000-
  • Tax Rate Amount: 2.352
  • Tax Rate Tax: *
  • Tax Rate Year: 2017
  • Tax Year Tax: *
  • Tax Year: 2017

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2018
Closed on
Aug 20, 2018
Sold by
Shikhman Saulius and Shikman Laci J
Bought by
Johnson Matthew P and Johnson Yana V
Seller's Agent
THOMAS RUSSO
RE/MAX SELECT
List Price
$650,000
Sold Price
$625,000
Premium/Discount to List
-$25,000
-3.85%
Current Estimated Value
$1,026,654

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$401,654
Avg. Annual Appreciation
7.34%
Original Mortgage
$500,000
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 30, 2017
Sold by
Shikhman Saulius
Bought by
Shikhman Saulius and Shikhman Laci J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$424,100
Interest Rate
3.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 25, 2016
Sold by
Giaquinto Frank and Giaquinto Yvette
Bought by
Shikhman Saulius and Riley Laci

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,500
Interest Rate
3.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 1, 2006
Sold by
Giaquinto Frank
Bought by
Giaquinto Frank and Giaquinto Yvette

Purchase Details

Closed on
Jul 15, 1999
Sold by
Maher Joan A and Maher Dolores T
Bought by
Giaquinto Frank D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,000
Interest Rate
8.31%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Johnson Matthew P $625,000 --
Shikhman Saulius -- Atlantic Title
Shikhman Saulius $628,500 Acres Land Title Agency Inc
Giaquinto Frank -- --
Giaquinto Frank D $213,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Johnson Matthew Paul $200,000
Open Johnson Matthew Paul $549,776
Closed Johnson Matthew Paul $547,159
Closed Johnson Matthew Paul $547,159
Closed Johnson Matthew Paul $503,000
Closed Johnson Matthew Paul $498,737
Closed Johnson Matthew P $500,000
Previous Owner Shikhman Saulius $50,000
Previous Owner Shikhman Saulius $424,100
Previous Owner Shikhman Saulius $238,500
Previous Owner Giaquinto Yvette $450,000
Previous Owner Giaquinto Frank $252,000
Previous Owner Giaquinto Frank $250,000
Previous Owner Giaquinto Frank $206,515
Previous Owner Giaquinto Frank D $176,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/27/2018 08/27/18 Sold $625,000 -3.8% $248 / Sq Ft
07/18/2018 07/18/18 Pending -- -- --
04/11/2018 04/11/18 For Sale $650,000 -- $258 / Sq Ft
Source: Garden State MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $17,598 $894,800 $316,300 $578,500
2024 $17,068 $623,600 $245,600 $378,000
2023 $16,357 $623,600 $245,600 $378,000
2022 $16,357 $623,600 $245,600 $378,000
2021 $15,328 $623,600 $245,600 $378,000
2020 $16,027 $623,600 $245,600 $378,000
2019 $15,328 $623,600 $245,600 $378,000
2018 $14,948 $623,600 $245,600 $378,000
2017 $14,667 $623,600 $245,600 $378,000
2016 $14,262 $623,600 $245,600 $378,000
2015 $10,893 $403,300 $213,800 $189,500
2014 $10,708 $403,300 $213,800 $189,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Garden State MLS

MLS Number: 3460224

Garden State MLS

APN: 48-05001-0000-00005