400 Derby Ct Oswego, IL 60543
South Oswego NeighborhoodEstimated payment $3,287/month
Total Views
13,931
4
Beds
2.5
Baths
2,061
Sq Ft
$221
Price per Sq Ft
Highlights
- Property is near a park
- Recreation Room
- Formal Dining Room
- Prairie Point Elementary School Rated A-
- Corner Lot
- Patio
About This Home
Charming Home in Lakeview Estates - Move-In Ready! Don't miss this fantastic opportunity to own a beautifully updated home in Lakeview Estates! This spacious property offers a well-designed floor plan, featuring formal living and dining rooms, a stylish kitchen with brand-new granite countertops, and a cozy breakfast area with sliding doors leading to a brick paver patio. Enjoy the privacy of a fully fenced, beautifully landscaped yard. The inviting family room boasts a fireplace and a large picture window, filling the space with natural light. The first-floor laundry/mudroom includes a high-end washer and dryer for added convenience. Upstairs, you'll find four generous bedrooms and two full baths. The finished basement provides extra living space with an additional bedroom, utility room, and a dedicated workroom. Recent upgrades include renovated bathrooms (2023), waterproof laminate flooring throughout (2023), fresh paint, a new furnace (2021), water heater (2022), and a brand-new roof and siding (2024). Situated on a private cul-de-sac corner lot, this home also features a huge backyard shed for extra storage. A must-see!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,916
Year Built
- Built in 1996
Lot Details
- Lot Dimensions are 94x89x125x72x38
- Corner Lot
- Paved or Partially Paved Lot
HOA Fees
- $10 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,061 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Recreation Room
- Laminate Flooring
- Unfinished Attic
- Carbon Monoxide Detectors
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 5 Potential Bedrooms
- Separate Shower
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- Patio
- Shed
Location
- Property is near a park
Schools
- Prairie Point Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Office Association, Phone Number (815) 786-6553
- Lakeview Estates Subdivision
- Property managed by Lakeview Estates Homeowners Association
Listing and Financial Details
- Homeowner Tax Exemptions
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $8,307 | $107,798 | $24,246 | $83,552 |
| 2022 | $8,307 | $97,998 | $22,042 | $75,956 |
| 2021 | $8,008 | $91,587 | $20,600 | $70,987 |
| 2020 | $7,835 | $88,919 | $20,000 | $68,919 |
| 2019 | $7,705 | $86,269 | $20,000 | $66,269 |
| 2018 | $7,483 | $82,650 | $21,891 | $60,759 |
| 2017 | $7,303 | $77,243 | $20,459 | $56,784 |
| 2016 | $7,101 | $74,272 | $19,672 | $54,600 |
| 2015 | $6,294 | $68,693 | $18,194 | $50,499 |
| 2014 | -- | $66,692 | $17,664 | $49,028 |
| 2013 | -- | $67,365 | $17,842 | $49,523 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/30/2025 04/30/25 | Price Changed | $454,900 | -1.1% | $221 / Sq Ft |
| 03/25/2025 03/25/25 | For Sale | $459,900 | -- | $223 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Deed History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $245,000 | Attorney | |
| Deed | $280,000 | Chicago Title Insurance Co | |
| Quit Claim Deed | -- | Chicago Title Insurance Comp | |
| Warranty Deed | $234,500 | -- | |
| Deed | $185,700 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $210,000 | New Conventional | |
| Closed | $220,000 | New Conventional | |
| Previous Owner | $215,050 | New Conventional | |
| Previous Owner | $224,000 | Purchase Money Mortgage | |
| Previous Owner | $28,000 | Stand Alone Second | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $80,000 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
Similar Homes in Oswego, IL
Source: Midwest Real Estate Data (MRED)
MLS Number: 12318869
APN: 03-20-303-001
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