400 W Reader St Elburn, IL 60119
Estimated Value: $325,000 - $372,000
4
Beds
2
Baths
1,947
Sq Ft
$180/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Den
- Breakfast Bar
- Main Floor Bedroom
- Detached Garage
- Bathroom on Main Level
About This Home
As of December 2016Beautiful vintage home in-town Elburn. Hardwood floors throughout. 10' ceilings and old world woodwork. Pocket doors between living room and dining room. Updated kitchen. First floor bedroom, full bath and laundry room. Formal dining room with bay window. First floor office/study. Windows replaced in 05, hvac replaced in 2013 and water heater new in 2015. Owner's green thumb gardening skills make this yard something to see. Walking distance to everything Elburn offers. Minutes from Metra. Owner offering home warranty.
Last Agent to Sell the Property
RE/MAX All Pro - St Charles License #475127084 Listed on: 07/04/2016
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,714
Lot Details
- 9,888
Parking
- Detached Garage
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Vinyl Siding
Interior Spaces
- Den
- Wood Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Breakfast Bar
- Oven or Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- Main Floor Bedroom
- Bathroom on Main Level
Laundry
- Laundry on main level
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 4, 2016
Closed on
Dec 8, 2016
Sold by
Connor Christine A O
Bought by
Goan Jennfier L
Seller's Agent
Roxanne Stover
RE/MAX All Pro - St Charles
Buyer's Agent
Jennifer Daring
Coldwell Banker Realty
List Price
$204,900
Sold Price
$195,000
Premium/Discount to List
-$9,900
-4.83%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$155,370
Avg. Annual Appreciation
7.02%
Original Mortgage
$191,468
Outstanding Balance
$155,938
Interest Rate
3.37%
Mortgage Type
FHA
Estimated Equity
$191,230
Purchase Details
Closed on
Nov 21, 2011
Sold by
Oconnor David and Oconnor Christine
Bought by
Oconnor Christine A and Christine A Oconnor Trust
Purchase Details
Closed on
Aug 27, 2004
Sold by
Stewart Harold C
Bought by
Oconnor David and Oconnor Christine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
6.1%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 22, 2001
Sold by
Stewart Harold E and Stewart Harold C
Bought by
Stewart Harold C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,007
Interest Rate
7.05%
Mortgage Type
FHA
Purchase Details
Closed on
Jan 18, 2000
Sold by
Harris Bank St Charles
Bought by
Allen Lane B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$34,750
Interest Rate
8.02%
Purchase Details
Closed on
Dec 2, 1999
Sold by
Stewart Harold C
Bought by
Stewart Harold C and Stewart Harold E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$34,750
Interest Rate
8.02%
Purchase Details
Closed on
Nov 30, 1999
Sold by
Steinle Randall R and Steinle Shelley C
Bought by
Stewart Harold C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$34,750
Interest Rate
8.02%
Similar Homes in Elburn, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Goan Jennfier L | $195,000 | First American Title | |
| Oconnor Christine A | -- | None Available | |
| Oconnor David | $240,000 | Chicago Title Insurance Comp | |
| Stewart Harold C | -- | First American Title Ins Co | |
| Allen Lane B | -- | -- | |
| Stewart Harold C | -- | Fox Title Company | |
| Stewart Harold C | $139,000 | Fox Title Company |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Goan Jennfier L | $191,468 | |
| Previous Owner | Connor Christine A O | $120,000 | |
| Previous Owner | Oconnor David | $16,000 | |
| Previous Owner | Oconnor David | $151,500 | |
| Previous Owner | Oconnor David | $79,700 | |
| Previous Owner | Oconnor David | $58,000 | |
| Previous Owner | Oconnor David | $160,000 | |
| Previous Owner | Stewart Harold C | $145,449 | |
| Previous Owner | Stewart Harold C | $33,750 | |
| Previous Owner | Stewart Harold C | $144,007 | |
| Previous Owner | Stewart Harold C | $34,750 | |
| Previous Owner | Stewart Harold C | $104,250 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/19/2016 12/19/16 | Sold | $195,000 | -4.8% | $100 / Sq Ft |
| 10/28/2016 10/28/16 | Pending | -- | -- | -- |
| 07/16/2016 07/16/16 | For Sale | $204,900 | +5.1% | $105 / Sq Ft |
| 07/06/2016 07/06/16 | Off Market | $195,000 | -- | -- |
| 07/04/2016 07/04/16 | For Sale | $204,900 | -- | $105 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,714 | $81,996 | $9,993 | $72,003 |
| 2022 | $6,042 | $70,546 | $9,171 | $61,375 |
| 2021 | $5,837 | $67,521 | $8,778 | $58,743 |
| 2020 | $5,732 | $65,938 | $8,572 | $57,366 |
| 2019 | $5,733 | $64,970 | $8,446 | $56,524 |
| 2018 | $4,426 | $50,588 | $8,446 | $42,142 |
| 2017 | $4,423 | $50,013 | $8,350 | $41,663 |
| 2016 | $3,144 | $43,368 | $8,130 | $35,238 |
| 2015 | -- | $34,593 | $7,813 | $26,780 |
| 2014 | -- | $34,289 | $8,694 | $25,595 |
| 2013 | -- | $34,289 | $8,694 | $25,595 |
Source: Public Records
Agents Affiliated with this Home
-
Roxanne Stover
Seller's Agent in 2016
Roxanne Stover
RE/MAX
(630) 330-6901
3 in this area
27 Total Sales
-
Jennifer Daring
Buyer's Agent in 2016
Jennifer Daring
Coldwell Banker Realty
(815) 761-6592
160 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09275894
APN: 11-06-226-005
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