NOT LISTED FOR SALE

400 Water Oak Cir Panama City, FL 32408

Upper Grand Lagoon Neighborhood

Estimated Value: $297,000 - $348,000

3 Beds
2 Baths
1,044 Sq Ft
$303/Sq Ft Est. Value

Last Sold July 06, 2021

Last sale price $272,000 $261 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $1,889/month

9 Days on Market

Highlights

  • Contemporary Architecture
  • Newly Painted Property
  • Screened Porch
  • J.R. Arnold High School Rated A-
  • No HOA
  • 1-minute walk to Grand Lagoon Dog Run

About This Home

As of July 2021

Super Cute 3 bedroom 2 bath home on a large corner lot on Panama City Beach, but in the County! This home is conveniently located to all things Bay County and just minutes to the Navy Base and the Beautiful White Sands of Panama City Beach! Large corner lot, fenced, 12 x 10 storage building, double gate on the side so you can easily pull your Boat, Camper or whatever your choice of toys are to be parked! This awesome home features but not limited to: Screened Porch, pavers and firepit, Double Hung Impact Windows, New roof in May 2019, newly painted interior, new LVP in living areas, HVAC 2020, Microwave range hood & water heater in 2017, dishwasher & disposal in 2019 and so much more, you just have to see it!

Last Agent to Sell the Property

Deborah Class

ERA Neubauer Real Estate, Inc License #3293094 Listed on: 05/15/2021

ERA Neubauer Real Estate, Inc

Last Buyer's Agent

Brad Amerson

North Florida Realty Group LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $905

Year Built

  • Built in 2002

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 76 x 142
  • Sprinkler System

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Additional Parking

Home Design

  • Contemporary Architecture
  • Newly Painted Property
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Ridge Vents on the Roof
  • Vinyl Siding

Interior Spaces

  • 1,044 Sq Ft Home
  • 1-Story Property
  • Woodwork
  • Ceiling Fan
  • Insulated Doors
  • Living Room
  • Screened Porch
  • Storage Room
  • Washer and Dryer Hookup
  • Storm Windows

Kitchen

  • Breakfast Bar
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Screened Patio

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Air
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$905

Year Built

Built in 2002

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 2002
  • Property Sub Type: Detached
  • Lot Size Acres: 0.25
  • Lot Size: 76 x 142
  • Road Surface Type: Paved
  • Subdivision Name: [No Recorded Subdiv]
  • Architectural Style: Contemporary
  • Unit Levels: One
  • Property Attached Yn: No
  • Building Stories: 1
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Free-Standing Electric Range, Microwave, Water Heater, ElectricWater Heater
  • Interior Amenities: Breakfast Bar, New Paint, Natural Woodwork, Storage
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Insulated Doors
  • Living Area: 1044.0
  • Dining Room Type: Bedroom, Full Bath, Garage, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Porch, Screened Porch, Storage Room
  • Window Features: Storm Window(s)
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Fencing: Chain Link, Privacy
  • Waterfront: No
  • Construction Type: Frame, Vinyl Siding
  • Exterior Features: Built-in Barbecue, Sprinkler/Irrigation, Porch
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Porch, Screened
  • Roof: Ridge Vents, Shingle

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Additional Parking, Attached, Driveway, Garage, Garage Door Opener, Gravel
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Electricity Connected, Natural Gas Available, Septic Available, Trash Collection, Water Available, Water Connected
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Size Sq Ft: 10759.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 905.0
  • Tax Year: 2020

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2021
Closed on
Jul 6, 2021
Sold by
Cockrell Piper C and Cockrell Ray P
Bought by
Wallace Henry Vernon
Seller's Agent
Deborah Class
ERA Neubauer Real Estate, Inc
Buyer's Agent
Brad Amerson
North Florida Realty Group LLC
List Price
$265,000
Sold Price
$272,000
Premium/Discount to List
$7,000
2.64%
Current Estimated Value
$316,492

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$44,492
Avg. Annual Appreciation
3.73%
Original Mortgage
$255,000
Outstanding Balance
$232,374
Interest Rate
2.9%
Mortgage Type
VA
Estimated Equity
$84,118

Purchase Details

Closed on
Feb 18, 2009
Sold by
Cockrell Piper C and Cockrell Ray P
Bought by
Cockrell Ray P and Cockrell Piper C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
5.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 23, 2002
Sold by
The Subland Corp Of Bay County
Bought by
Corley Piper S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,000
Interest Rate
6.92%

Purchase Details

Closed on
Jan 6, 2001
Sold by
Hurley James and Hurley Jackie D
Bought by
The Subland Corp Of Bay County
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wallace Henry Vernon $272,000 First American Title Ins Co
Cockrell Ray P -- Diamond Title Agency Inc
Corley Piper S $102,500 Lawyers Title Agency N Fl In
The Subland Corp Of Bay County $19,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wallace Henry Vernon $255,000
Previous Owner Cockrell Ray P $90,000
Previous Owner Corley Piper S $82,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2022 07/25/22 Off Market $272,000 -- --
07/06/2021 07/06/21 Sold $272,000 +2.6% $261 / Sq Ft
05/27/2021 05/27/21 Pending -- -- --
05/18/2021 05/18/21 For Sale $265,000 -- $254 / Sq Ft
05/15/2021 05/15/21 Pending -- -- --
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,021 $203,843 $70,000 $133,843
2023 $2,021 $202,476 $66,500 $135,976
2022 $2,436 $207,189 $63,000 $144,189
2021 $911 $110,398 $0 $0
2020 $905 $108,874 $0 $0
2019 $814 $100,718 $33,000 $67,718
2018 $912 $107,428 $0 $0
2017 $904 $105,949 $0 $0
2016 $944 $107,790 $0 $0
2015 $993 $109,149 $0 $0
2014 $1,027 $111,777 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Deborah Class

    Seller's Agent in 2021

    Deborah Class

    ERA Neubauer Real Estate, Inc

    (850) 832-4988

    6 in this area

    137 Total Sales

    Deborah Class
    Section Image

  • B

    Buyer's Agent in 2021

    Brad Amerson

    North Florida Realty Group LLC

  • Brad Amerson LLC

    Buyer's Agent in 2021

    Brad Amerson LLC

    Beachy Beach Real Estate

    (850) 276-4130

    7 in this area

    58 Total Sales

    Brad Amerson LLC
    Section Image
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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 711634

Central Panhandle Association of REALTORS®

APN: 30166-056-000

Florida Bay County Panama City 32408 Upper Grand Lagoon

400 Water Oak Cir, Panama City, FL

This home is located at 400 Water Oak Cir, Panama City, FL 32408 since 15 May 2021 and is currently estimated at $316,492, approximately $303 per square foot. This property was built in 2002. 400 Water Oak Cir is a home located in Bay County with nearby schools including J.R. Arnold High School, Surfside Middle School, and Patronis Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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