$265,000
SOLD JUL 31, 2025

4004 E 7th Cir Panama City, FL 32404

3 Beds
2 Baths
1,236 Sq Ft
7,362 Sq Ft Lot

Recently Sold

$214 Per Sq Ft

2% Below List Price

18 Days on Market

Highlights

  • Lake Front
  • Florida Architecture
  • Covered Patio or Porch
  • In Ground Pool
  • No HOA
  • Cul-De-Sac

About This Home

As of July 2025

Welcome to your lake-front home in the heart of Panama City! With an incredible outdoor living space, this 3 bed 2 bath home has an open floor plan, 1 car garage, and a parking pad large enough for an RV or boat. Situated on a tranquil cul-de-sac, you can enjoy the pool, lake-front deck, covered patio, and outdoor shower! This home is 1 of only 2 waterfront homes in Panama City for under $300,000! It features new flooring, countertops, refrigerator, and a walk-in primary closet.

Last Agent to Sell the Property

Alec Childres

SweetBay Realty License #3550058 Listed on: 06/18/2025

Last Buyer's Agent

Sabina Balch

Keller Williams Success Realty License #3561403

Keller Williams Success Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,512

Year Built

  • Built in 1982

Lot Details

  • 7,362 Sq Ft Lot
  • Lot Dimensions are 82x90
  • Lake Front
  • Cul-De-Sac
  • Fenced

Parking

  • 1 Car Attached Garage
  • Oversized Parking
  • Driveway
  • Additional Parking

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 1,236 Sq Ft Home
  • Living Room
  • Lake Views

Kitchen

  • Electric Range
  • Freezer
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Above Ground Pool
  • Fence Around Pool
  • Outdoor Shower

Outdoor Features

  • Covered Patio or Porch

Schools

  • Parker Elementary School
  • Rutherford Middle School
  • Rutherford High School

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,512

Year Built

Built in 1982

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1982
  • Property Sub Type: Detached
  • Lot Size Acres: 0.17
  • Lot Size: 82x90
  • Road Frontage Type: City Street
  • Subdivision Name: [No Recorded Subdiv]
  • Architectural Style: Florida
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Freezer, Refrigerator, Washer
  • Interior Amenities: Split Bedrooms
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1236.0
  • Dining Room Type: Kitchen, Living Room, Primary Bedroom, Patio

Exterior Features

  • Pool Features: Above Ground, Fenced, Pool, Private
  • Fencing: Fenced
  • Pool Private: Yes
  • View: Lake
  • View: Yes
  • Waterfront Features: Dock Access, Lake, Lake Front, Waterfront
  • Waterfront: Yes
  • Exterior Features: Outdoor Shower, Patio
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Patio
  • Roof: Composition, Shingle

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Additional Parking, Attached, Driveway, Garage, Oversized
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating: Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Rutherford Middle

Lot Info

  • Lot Features: Cul-De-Sac, Waterfront
  • Lot Size Sq Ft: 7362.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 2512.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Parker
  • High School: Rutherford

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2025
Closed on
Jul 29, 2025
Sold by
Diaz-Recurt Andrew
Bought by
Wilcox Jordan
Seller's Agent
Alec Childres
SweetBay Realty
Buyer's Agent
Sabina Balch
Keller Williams Success Realty
List Price
$270,000
Sold Price
$265,000
Premium/Discount to List
-$5,000
-1.85%
Views
147

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-43.11%
Original Mortgage
$265,000
Outstanding Balance
$264,775
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
-$18,513

Purchase Details

Listed on
Apr 1, 2022
Closed on
May 18, 2022
Sold by
Nilsson Lars E B
Bought by
Diaz-Recurt Andrew and Riexinger Sarah Lynn
Seller's Agent
Kara Wootson
Coldwell Banker Realty
Buyer's Agent
Heather Cole
Think Real Estate
List Price
$205,800
Sold Price
$213,500
Premium/Discount to List
$7,700
3.74%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.96%
Original Mortgage
$207,095
Interest Rate
5.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 19, 2020
Sold by
Nilsson Lars E B and Nixon Cynthia Ann
Bought by
Nilsson Lars E B and Nixon Cynthia Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 24, 2017
Sold by
Rincon Gregory P and Rincon Teresa A
Bought by
Nilsson Lars E B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,680
Interest Rate
4.17%
Mortgage Type
VA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $265,000 Alpha Title Co Agency Llc
Warranty Deed $265,000 Alpha Title Co Agency Llc
Warranty Deed $213,500 South Oak Title
Warranty Deed $52,927 Navy Federal Tite Svcs Llc
Warranty Deed $120,000 Omega Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $265,000 VA
Closed $265,000 VA
Previous Owner $207,095 New Conventional
Previous Owner $140,000 New Conventional
Previous Owner $113,680 VA
Previous Owner $25,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2025 07/31/25 Sold $265,000 +6.0% $214 / Sq Ft
07/06/2025 07/06/25 Pending -- -- --
07/02/2025 07/02/25 Price Changed $250,000 -5.7% $202 / Sq Ft
06/28/2025 06/28/25 Price Changed $265,000 -1.9% $214 / Sq Ft
06/18/2025 06/18/25 For Sale $270,000 +26.5% $218 / Sq Ft
10/04/2022 10/04/22 Off Market $213,500 -- --
05/18/2022 05/18/22 Sold $213,500 +3.7% $173 / Sq Ft
04/12/2022 04/12/22 For Sale $205,800 -- $167 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,456 $182,425 $24,309 $158,116
2023 $2,456 $180,750 $20,922 $159,828
2022 $1,909 $112,001 $0 $0
2021 $1,739 $101,819 $0 $0
2020 $1,465 $92,563 $17,933 $74,630
2019 $1,484 $93,688 $17,933 $75,755
2018 $1,574 $99,811 $0 $0
2017 $1,338 $82,162 $0 $0
2016 $780 $81,579 $0 $0
2015 $790 $81,012 $0 $0
2014 $908 $80,369 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 775156

Central Panhandle Association of REALTORS®

APN: 15178-750-000