$649,000
$20K PRICE DROP

4007 Palm Key Ave Oldsmar, FL 34677

Estimated payment $4,505/month

Total Views 5,247
4 Beds
3 Baths
2,587 Sq Ft
$251 Price per Sq Ft

Highlights

  • White Water Ocean Views
  • Property Fronts a Bay or Harbor
  • Gated Community
  • East Lake High School Rated A
  • Media Room
  • Open Floorplan

About This Home

Walk in the front door and look straight out to the water. Head out to the screened-in back porch to hang out and enjoy the views, from dolphins and mother duck with her ducklings, to the pink & orange glowing sunsets. This unit comes with floodplain X zoning tied to the title, which means you’re grandfathered in, and the cheap flood insurance is transferable to you (less than $800/yr.). Soaring ceilings, open floor plan, hard floors throughout, and a finished garage with a high-end epoxy floor that makes it feel like you’re parking in a showroom. Built in 2019, it looks and feels fresh and new. 1st floor bedroom with water views (great for guests!). Large media room upstairs with numerous possibilities. It could be a game room. It could be a gym or just a TV area. 3 bedrooms upstairs, including the master. The master bath overlooks the water with an oversized tub, a walk-in shower, dual vanities, and a custom walk-in closet. DirectTV, Frontier internet, water, recycling, and trash (2x/week) are included in the monthly HOA fee. The unit is far enough away from the gate, where you won't hear the road noise of 580. Bayside Terrace offers an array of amenities, including an infinity-edge swimming pool, BBQ area, a gym, a fire-pit, and a community dock with kayak, paddleboard, and canoe launch. This exceptional townhome provides the perfect blend of luxury, comfort, and Florida's natural beauty

Listing Agent

JACOB GROSS

CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #3301332 Listed on: 10/07/2025

CHARLES RUTENBERG REALTY INC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $7,398

Year Built

  • Built in 2019

Lot Details

  • 2,352 Sq Ft Lot
  • Property Fronts a Bay or Harbor
  • East Facing Home
  • Irrigation Equipment

HOA Fees

  • $545 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Block Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,587 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Living Room
  • Media Room
  • White Water Ocean Views

Kitchen

  • Convection Oven
  • Range Hood
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, escrow reserves fund, maintenance structure, trash, water
  • Management & Associates / James Grant Association, Phone Number (813) 433-2000
  • Bayside Terrace Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Community Pool

Pet Policy

  • 2 Pets Allowed
  • Dogs and Cats Allowed
  • Large pets allowed

Additional Features

  • Clubhouse
  • Gated Community

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$7,398

Year Built

Built in 2019

Lot Details

2,352 Sq Ft Lot

HOA Fees

$545 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Escrow Reserves Fund, Maintenance Structure, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Townhouse
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2587
  • Lot Size Acres: 0.05
  • New Construction: No
  • Year Built: 2019
  • Building Area Total: 2587
  • Lot Size Sq Ft: 2352
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 240.34
  • Escrow City: Largo
  • Escrow State: FL
  • Escrow Street Name: Indian Rocks rd
  • Minimum Lease: 6 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 250.87
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 866-580-6402
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Convection Oven, Dishwasher, Disposal, Dryer, Range Hood, Refrigerator
  • Foundation Details: Block
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Stories: 2
  • Additional Rooms: Media Room
  • Living Area Meters: 240.34

Exterior Features

  • Direction Faces: East
  • Exterior Features: Other, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water View: Bay/Harbor - Full
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0087H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Gated Community - No Guard, Pool, Sidewalks
  • Association Fee: 545
  • Association Fee Frequency: Monthly
  • Association Name: Management & Associates / James Grant
  • Phone: 813-433-2000
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Association Email: JGrant@mgmt-assoc.com
  • Pet Size: Large (61-100 Lbs.)

Fee Information

  • Total Annual Fees: 6540.00
  • Total Monthly Fees: 545.00
  • Monthly HOA Amount: 545.00

Lot Info

  • Parcel Number: 22-28-16-05152-000-0160
  • Additional Parcels: No
  • Flood Zone Code: AE

Rental Info

  • Pets Allowed: Cats OK, Dogs OK, Number Limit
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Only 10% of the units can be rented at one time.

Tax Info

  • Tax Annual Amount: 7398.03
  • Tax Block: 45
  • Tax Book Number: 142-53
  • Tax Lot: 16

Multi Family

  • Waterfront Features: Bay/Harbor
  • Approval Process: Hoa board approval

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,398 $487,537 -- --
2024 $7,299 $473,797 -- --
2023 $7,299 $459,997 $0 $0
2022 $7,112 $446,599 $0 $0
2021 $7,223 $433,591 $0 $0
2020 $7,215 $427,605 $0 $0
2019 $449 $23,800 $23,800 $0
2018 $452 $23,800 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/02/2026 01/02/26 Price Changed $649,000 -3.0% $251 / Sq Ft
10/07/2025 10/07/25 For Sale $669,000 +47.4% $259 / Sq Ft
05/29/2019 05/29/19 Sold $453,791 0.0% $175 / Sq Ft View Prior Sale
05/29/2019 05/29/19 For Sale $453,791 -- $175 / Sq Ft
09/27/2018 09/27/18 Pending -- -- --
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $453,791 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $408,411 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: TB8435073

Stellar MLS

APN: 22-28-16-05152-000-0160

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