Seller's Agent in 2025
Daniel Firks
Coldwell Banker Real Estate Group
(630) 674-6547
5 in this area
196 Total Sales
401 Cascade Ln Unit 4 Oswego, IL 60543
North Oswego Neighborhood
3
Beds
2.5
Baths
1,696
Sq Ft
$260/mo
HOA Fee
Highlights
- Water Views
- Home fronts a pond
- End Unit
- Oswego High School Rated A-
- Landscaped Professionally
- Covered Patio or Porch
About This Home
As of August 2025Nice Home
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475141739 Listed on: 08/01/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $4,653
Year Built
- Built in 1997
Lot Details
- Home fronts a pond
- End Unit
- Landscaped Professionally
HOA Fees
- $260 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,696 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Attached Fireplace Door
- Gas Log Fireplace
- Window Screens
- Family Room with Fireplace
- Living Room
- Dining Room
- Water Views
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
Outdoor Features
- Covered Patio or Porch
Schools
- Old Post Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
Overview
- Association fees include insurance, exterior maintenance, lawn care, snow removal
- 4 Units
- Winding Waters Subdivision, Steamfield Floorplan
Amenities
- Common Area
Pet Policy
- Dogs and Cats Allowed
Security
- Resident Manager or Management On Site
- Carbon Monoxide Detectors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 1, 2025
Closed on
Sep 3, 2025
Sold by
Kumar Amosh and Kumar Courtney
Bought by
Haley Terona L
Seller's Agent
Daniel Firks
Coldwell Banker Real Estate Group
Buyer's Agent
Nicole Kneeland-Woods
Coldwell Banker Realty
List Price
$295,000
Sold Price
$305,000
Premium/Discount to List
$10,000
3.39%
Views
117
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-17.15%
Original Mortgage
$7,500
Outstanding Balance
$7,500
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$288,453
Purchase Details
Listed on
Nov 4, 2021
Closed on
Dec 17, 2021
Sold by
Giannasi Robert N
Bought by
Kumar Amosh
Seller's Agent
Nathan Brown
Century 21 Integra
Buyer's Agent
Kathy Thorat
Coldwell Banker Realty
List Price
$225,000
Sold Price
$227,000
Premium/Discount to List
$2,000
0.89%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.48%
Original Mortgage
$215,650
Interest Rate
2.98%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 6, 2007
Sold by
Hubbart Craig L and Tyioran Karrie A
Bought by
Giannasi Robert N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,750
Interest Rate
6.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 23, 2006
Sold by
Gibson Henry L
Bought by
Hubbart Craig L and Tyioran Karrie A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
6.37%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Aug 30, 2004
Sold by
Dean Rachel A
Bought by
Gibson Henry L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,000
Interest Rate
6.1%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 9, 2001
Sold by
Vickery Christopher W and Vickery Jennifer M
Bought by
Dean Rachel A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,050
Interest Rate
7.11%
Purchase Details
Closed on
Apr 16, 1997
Sold by
Lord & Essex Inc
Bought by
Mendoza Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,700
Interest Rate
6.87%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $305,000 | None Listed On Document | |
| Warranty Deed | $227,000 | Affinity Title Services Llc | |
| Warranty Deed | $181,000 | First American Title Ins Co | |
| Warranty Deed | $177,500 | First American Title | |
| Warranty Deed | $170,000 | Ticor Title | |
| Warranty Deed | $139,000 | Wheatland Title | |
| Warranty Deed | $141,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $7,500 | New Conventional | |
| Open | $289,750 | New Conventional | |
| Previous Owner | $215,650 | New Conventional | |
| Previous Owner | $135,750 | Purchase Money Mortgage | |
| Previous Owner | $172,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $153,000 | Purchase Money Mortgage | |
| Previous Owner | $132,050 | No Value Available | |
| Previous Owner | $133,700 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/05/2025 08/05/25 | Sold | $305,000 | +3.4% | $180 / Sq Ft | |
| 08/05/2025 08/05/25 | Pending | -- | -- | -- | |
| 08/01/2025 08/01/25 | For Sale | $295,000 | +30.0% | $174 / Sq Ft | |
| 12/20/2021 12/20/21 | Sold | $227,000 | +0.9% | $134 / Sq Ft | View Prior Sale |
| 11/11/2021 11/11/21 | Pending | -- | -- | -- | |
| 11/04/2021 11/04/21 | For Sale | $225,000 | -- | $133 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,373 | $72,771 | $10,841 | $61,930 |
| 2023 | $4,653 | $63,279 | $9,427 | $53,852 |
| 2022 | $4,653 | $57,526 | $8,570 | $48,956 |
| 2021 | $5,175 | $55,313 | $8,240 | $47,073 |
| 2020 | $5,074 | $53,702 | $8,000 | $45,702 |
| 2019 | $5,589 | $58,222 | $8,000 | $50,222 |
| 2018 | $5,272 | $54,346 | $7,656 | $46,690 |
| 2017 | $5,111 | $49,859 | $7,024 | $42,835 |
| 2016 | $5,035 | $48,406 | $6,819 | $41,587 |
| 2015 | $4,844 | $44,409 | $6,256 | $38,153 |
| 2014 | -- | $42,701 | $6,015 | $36,686 |
| 2013 | -- | $43,133 | $6,076 | $37,057 |
Source: Public Records
Agents Affiliated with this Home
-
Daniel Firks
-
Nicole Kneeland-Woods
Buyer's Agent in 2025
Nicole Kneeland-Woods
Coldwell Banker Realty
(630) 400-8337
2 in this area
92 Total Sales
-
Nathan Brown
Seller's Agent in 2021
Nathan Brown
Century 21 Integra
(847) 331-6179
16 in this area
59 Total Sales
-
Kathy Thorat
Buyer's Agent in 2021
Kathy Thorat
Coldwell Banker Realty
(630) 863-1462
1 in this area
28 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12275208
APN: 03-09-459-045
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