Seller's Agent in 2021
Sandy Ortiz-Ramirez
Better Homes and Gardens
(773) 430-1656
1 in this area
144 Total Sales
401 Cotoneaster Ct Oswego, IL 60543
South Oswego NeighborhoodEstimated Value: $473,000 - $533,000
4
Beds
4
Baths
2,723
Sq Ft
$184/Sq Ft
Est. Value
Highlights
- Waterfront
- Recreation Room
- Corner Lot
- Property is near a park
- Heated Sun or Florida Room
- Formal Dining Room
About This Home
As of February 2021WELCOME TO YOUR NEW HOME!! Come in and delight your eyes, see yourself enjoying every room in this house. 4 large bedrooms 2.5 baths Master-suite, vaulted ceilings, walk-in closet, ensuite with double sinks, separate shower and a soaking tub. Family room with fireplace, open floor plan to kitchen and a bonus sun room. Yes kitchen has an island, granite counter tops, back-splash and SS appliances. Finished basement with a wet bar & enough space for a theater or game room. Life proof flooring, new carpet, fresh paint, lots of upgrades. Don't miss out, see it today and set your move in date.
Last Agent to Sell the Property
Better Homes and Gardens License #475163090 Listed on: 09/17/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,628
Year Built
- Built in 2005 | Remodeled in 2020
Lot Details
- 0.28 Acre Lot
- Lot Dimensions are 100x123
- Waterfront
- Cul-De-Sac
- Corner Lot
- Paved or Partially Paved Lot
HOA Fees
- $32 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,723 Sq Ft Home
- 2-Story Property
- Wet Bar
- Bar
- Fireplace With Gas Starter
- Entrance Foyer
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Recreation Room
- Heated Sun or Florida Room
- Storm Screens
Kitchen
- Range with Range Hood
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Partial Basement
- Finished Basement Bathroom
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Brick Porch or Patio
- Property is near a park
Community Details
- Manager Association, Phone Number (815) 886-6241
- Ashcroft Place Subdivision
- Property managed by Foster Premiere
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 17, 2020
Closed on
Jan 11, 2021
Sold by
Usyak Erica
Bought by
Bradley Stephanie G
Seller's Agent
Sandy Ortiz-Ramirez
Better Homes and Gardens
Buyer's Agent
Sandra Dita Lopez
Berkshire Hathaway HomeServices Chicago
List Price
$339,900
Sold Price
$350,000
Premium/Discount to List
$10,100
2.97%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$149,834
Avg. Annual Appreciation
7.58%
Original Mortgage
$320,000
Interest Rate
2.73%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 26, 2015
Closed on
Aug 12, 2015
Sold by
Warren Anthony S
Bought by
Usyak Erica and Strauss Grace
Seller's Agent
Kim Schulz
Coldwell Banker Real Estate Group
Buyer's Agent
Nancy Benard
RE/MAX Ultimate Professionals
List Price
$279,900
Sold Price
$267,000
Premium/Discount to List
-$12,900
-4.61%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.15%
Original Mortgage
$163,003
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 23, 2012
Sold by
Warren Anthony S and Dietz Sean T
Bought by
Warren Anthony S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,000
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 28, 2010
Sold by
Fannie Mae
Bought by
Warren Anthony S and Dietz Sean T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,286
Interest Rate
4.83%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 19, 2009
Sold by
Salazar David and Salazar Gracie
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Jun 2, 2006
Sold by
Wiseman Hughes Enterprises Inc
Bought by
Salazar David and Salazar Gracie M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$317,950
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Bradley Stephanie G | $350,000 | First American Title | |
| Usyak Erica | $267,000 | Chicago Title | |
| Warren Anthony S | -- | Citywide Title Corporation | |
| Warren Anthony S | $205,000 | Attorneys Title Guaranty Fun | |
| Federal National Mortgage Association | -- | None Available | |
| Salazar David | $335,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Bradley Stephanie G | $320,000 | |
| Previous Owner | Usyak Erica | $163,003 | |
| Previous Owner | Warren Anthony S | $202,000 | |
| Previous Owner | Warren Anthony S | $201,286 | |
| Previous Owner | Salazar David | $317,950 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/03/2021 02/03/21 | Sold | $350,000 | +3.0% | $129 / Sq Ft | |
| 01/04/2021 01/04/21 | For Sale | $339,900 | -2.9% | $125 / Sq Ft | |
| 01/01/2021 01/01/21 | Off Market | $350,000 | -- | -- | |
| 12/16/2020 12/16/20 | Pending | -- | -- | -- | |
| 12/15/2020 12/15/20 | Pending | -- | -- | -- | |
| 12/11/2020 12/11/20 | For Sale | $339,900 | 0.0% | $125 / Sq Ft | |
| 11/28/2020 11/28/20 | Pending | -- | -- | -- | |
| 11/20/2020 11/20/20 | For Sale | $339,900 | 0.0% | $125 / Sq Ft | |
| 11/17/2020 11/17/20 | Pending | -- | -- | -- | |
| 11/12/2020 11/12/20 | For Sale | $339,900 | 0.0% | $125 / Sq Ft | |
| 09/29/2020 09/29/20 | Pending | -- | -- | -- | |
| 09/23/2020 09/23/20 | For Sale | $339,900 | 0.0% | $125 / Sq Ft | |
| 09/23/2020 09/23/20 | Price Changed | $339,900 | -2.9% | $125 / Sq Ft | |
| 09/20/2020 09/20/20 | Off Market | $350,000 | -- | -- | |
| 09/16/2020 09/16/20 | For Sale | $345,000 | +29.2% | $127 / Sq Ft | |
| 09/14/2015 09/14/15 | Sold | $267,000 | -0.7% | $98 / Sq Ft | View Prior Sale |
| 07/15/2015 07/15/15 | Pending | -- | -- | -- | |
| 07/08/2015 07/08/15 | Price Changed | $269,000 | -3.9% | $99 / Sq Ft | |
| 06/26/2015 06/26/15 | For Sale | $279,900 | -- | $103 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,583 | $137,508 | $32,070 | $105,438 |
| 2023 | $9,628 | $123,881 | $28,892 | $94,989 |
| 2022 | $9,628 | $112,619 | $26,265 | $86,354 |
| 2021 | $9,287 | $105,252 | $24,547 | $80,705 |
| 2020 | $8,905 | $100,240 | $23,378 | $76,862 |
| 2019 | $8,628 | $95,889 | $23,378 | $72,511 |
| 2018 | $8,373 | $92,370 | $22,520 | $69,850 |
| 2017 | $8,112 | $85,134 | $20,756 | $64,378 |
| 2016 | $7,769 | $80,696 | $19,674 | $61,022 |
| 2015 | $7,769 | $77,221 | $18,827 | $58,394 |
| 2014 | -- | $72,850 | $17,761 | $55,089 |
| 2013 | -- | $73,585 | $17,940 | $55,645 |
Source: Public Records
Agents Affiliated with this Home
-
Sandy Ortiz-Ramirez
-
Sandra Dita Lopez
Buyer's Agent in 2021
Sandra Dita Lopez
Berkshire Hathaway HomeServices Chicago
(312) 391-1820
1 in this area
124 Total Sales
-
Kim Schulz
K
Seller's Agent in 2015
Kim Schulz
Coldwell Banker Real Estate Group
(630) 553-9000
1 in this area
5 Total Sales
-
N
Buyer's Agent in 2015
Nancy Benard
RE/MAX
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 10860532
APN: 03-21-376-024
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