401 Derby Ct Unit 2 Oswego, IL 60543
South Oswego NeighborhoodEstimated Value: $391,000 - $398,000
4
Beds
4
Baths
2,112
Sq Ft
$187/Sq Ft
Est. Value
Highlights
- Recreation Room
- Double Shower
- Corner Lot
- Prairie Point Elementary School Rated A-
- Vaulted Ceiling
- Walk-In Pantry
About This Home
As of August 2016Wonderful 4-bedroom, 3-1/2 bath home on an oversized cul-de-sac lot in desirable Lakeview Estates. Features include outstanding floor plan, two-story open foyer with turned staircase, formal living room and dining room, updated kitchen with eating area and stainless steel appliances, family room, master bedroom with vaulted ceiling and luxury master bath, first floor laundry and finished basement with full bath, media and recreation rooms. Excellent location convenient to schools, parks, shopping, restaurants, library, charming downtown Oswego and Route 34 corridor. Price reflects the condition of this home and the work that needs to be done.
Last Listed By
Charles Rutenberg Realty of IL License #475127888 Listed on: 03/07/2016
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,958
Year Built
- 1996
Lot Details
- Cul-De-Sac
- East or West Exposure
- Corner Lot
HOA Fees
- $10 per month
Parking
- Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Vaulted Ceiling
- Entrance Foyer
- Breakfast Room
- Recreation Room
- Game Room
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- Primary Bathroom is a Full Bathroom
- Soaking Tub
- Double Shower
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Patio
Utilities
- Central Air
- Heating System Uses Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 7, 2016
Closed on
Aug 8, 2016
Sold by
Rodriguez Victor N and Rodriguez Catherine
Bought by
Rafferty Kevin and Rafferty Alicia
Seller's Agent
Judy Sollinger
Charles Rutenberg Realty of IL
Buyer's Agent
Raelisa Schmidt
HomeSmart Realty Group
List Price
$219,500
Sold Price
$198,500
Premium/Discount to List
-$21,000
-9.57%
Total Days on Market
94
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$196,541
Avg. Annual Appreciation
8.26%
Original Mortgage
$19,850
Outstanding Balance
$16,144
Interest Rate
3.41%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$382,698
Purchase Details
Closed on
Nov 13, 2008
Sold by
Secretary Of Housing & Urban Development
Bought by
Rodriguez Victor N and Rodriguez Catherine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,863
Interest Rate
6.19%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 11, 2007
Sold by
Craig George A and Craig Tricia A
Bought by
Hud
Purchase Details
Closed on
Jun 22, 2001
Sold by
Rymek Robert C and Rymek Serei C
Bought by
Craig George A and Craig Tricia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,936
Interest Rate
7.2%
Purchase Details
Closed on
Oct 22, 1998
Sold by
Rymek Robert C and Rymek Serei C
Bought by
Rymek Robert C and Rymek Serei C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,200
Interest Rate
6.68%
Purchase Details
Closed on
Apr 1, 1996
Bought by
Rymek Robert C and Rymek Serei C
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Similar Homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Rafferty Kevin | $198,500 | First American Title | |
| Rodriguez Victor N | -- | First American Title | |
| Hud | -- | None Available | |
| Craig George A | $208,000 | -- | |
| Rymek Robert C | -- | -- | |
| Rymek Robert C | $161,300 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Rafferty Kevin | $19,850 | |
| Closed | Rafferty Kevin | $19,850 | |
| Previous Owner | Rodriguez Victor N | $161,500 | |
| Previous Owner | Rodriguez Victor N | $160,000 | |
| Previous Owner | Rodriguez Victor N | $161,863 | |
| Previous Owner | Craig George A | $203,936 | |
| Previous Owner | Rymek Robert C | $139,200 | |
| Closed | Rymek Robert C | -- |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/08/2016 08/08/16 | Sold | $198,500 | -3.2% | $94 / Sq Ft |
| 06/09/2016 06/09/16 | Pending | -- | -- | -- |
| 05/02/2016 05/02/16 | Price Changed | $205,000 | -3.5% | $97 / Sq Ft |
| 04/12/2016 04/12/16 | Price Changed | $212,500 | -3.2% | $101 / Sq Ft |
| 03/07/2016 03/07/16 | For Sale | $219,500 | -- | $104 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $7,958 | $103,546 | $24,246 | $79,300 |
| 2022 | $7,958 | $94,133 | $22,042 | $72,091 |
| 2021 | $7,670 | $87,975 | $20,600 | $67,375 |
| 2020 | $7,504 | $85,413 | $20,000 | $65,413 |
| 2019 | $7,381 | $82,898 | $20,000 | $62,898 |
| 2018 | $7,277 | $80,548 | $21,891 | $58,657 |
| 2017 | $7,102 | $75,279 | $20,459 | $54,820 |
| 2016 | $6,905 | $72,384 | $19,672 | $52,712 |
| 2015 | $6,648 | $66,947 | $18,194 | $48,753 |
| 2014 | -- | $64,997 | $17,664 | $47,333 |
| 2013 | -- | $65,653 | $17,842 | $47,811 |
Source: Public Records
Agents Affiliated with this Home
-
Judy Sollinger
Seller's Agent in 2016
Judy Sollinger
Charles Rutenberg Realty of IL
(630) 554-8637
2 in this area
11 Total Sales
-
Raelisa Schmidt
Buyer's Agent in 2016
Raelisa Schmidt
HomeSmart Realty Group
(630) 479-3545
60 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09158588
APN: 03-19-279-009
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