NOT LISTED FOR SALE

401 Tern Terrace Emerald Isle, NC 28594

Estimated Value: $815,000 - $951,000

3 Beds
3 Baths
2,324 Sq Ft
$379/Sq Ft Est. Value

Sale Details

Date Sold: October 29, 2021

Last sale price $560,000 $241 Per Sq Ft

Est. 57% increase in value since last sale

Current estimated payment $4,977 / mo

61 Days on Market

Highlights

  • Home fronts a sound
  • Deck
  • Covered Patio or Porch
  • White Oak Elementary School Rated A-
  • No HOA
  • Cul-De-Sac

About This Home

As of October 2021

Come enjoy the ''sound side'' of life in this well-built home in beautiful Emerald Isle, North Carolina! AKA, Paradise . . Easy sound access nearby, walk, ride a bike or ride your golf cart to a beach access, restaurants, entertainment and shopping as you are in the heart of Emerald Isle! 401 Tern Terrace is a reversed floor plan home nestled in a peaceful cul-de-sac with lots of privacy! Large master suite with a screened deck for relaxation! This deck has been engineered for a hot tub! Great kitchen, with stainless steel appliances and granite countertops, open to the family room and dining room! Just outside the dining room is another deck for enjoying meal times . . . morning, noon and night in the ocean air of EI! Make this home your home!

Last Agent to Sell the Property

Gina Lambert

East Coast Realty License #227753 Listed on: 07/03/2021

Last Buyer's Agent

Crista Davis Austin

eXp Realty License #317983

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,800

Year Built

  • Built in 2013

Lot Details

  • 8,276 Sq Ft Lot
  • Home fronts a sound
  • Cul-De-Sac

Home Design

  • Wood Frame Construction
  • Architectural Shingle Roof
  • Vinyl Siding
  • Modular or Manufactured Materials

Interior Spaces

  • 2,324 Sq Ft Home
  • 3-Story Property
  • Ceiling height of 9 feet or more
  • Gas Log Fireplace
  • Combination Dining and Living Room
  • Laminate Flooring
  • Crawl Space

Kitchen

  • Stove
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 1 Car Attached Garage
  • Driveway

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Central Air
  • Heat Pump System
  • Propane
  • Fuel Tank
  • On Site Septic
  • Septic Tank

Community Details

  • No Home Owners Association
  • Archers Point Subdivision

Listing and Financial Details

  • Assessor Parcel Number 539418413203000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,800

Year Built

Built in 2013

Lot Details

8,276 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Appliances Equipment: Dishwasher, Washer, Stove/Oven - Electric, Refrigerator, Dryer
  • List Priceper Sq Ft: 247.42
  • New Construction: No
  • Prospect Exempt: No
  • Secondary Subdivision: N/A
  • Total Real Estate Property Taxes: 1799.80
  • Waterview: No
  • Year Built: 2013
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Dining Room Type: Combination, Kitchen
  • Fireplace: 1
  • Flooring: Laminate
  • Interior Amenities: 9Ft+ Ceilings
  • Laundry Location: Room
  • Master Bedroom Level: Non Primary Living Area
  • Full Bathrooms: 3
  • Total Bathrooms: 3.00
  • Bedrooms: 3
  • Sq Ft Heated: 2324.00
  • Stories: 3.0
  • Stories Levels: 3 Story or More
  • Total Heated Primary Separate Sq Ft: 2324.00

Exterior Features

  • Exterior Features: Gas Logs
  • Exterior Finish: Vinyl Siding
  • Fencing: None
  • Foundation: Crawl Space
  • Porch Balcony Deck: Covered, Screened, Porch, Deck
  • Road Type Frontage: Paved, Public (City/Cty/St)
  • Roof: Architectural Shingle
  • Waterfront: No

Garage/Parking

  • Attached Garage Spaces: 1.00
  • Total Garage Spaces: 1.00
  • Parking Driveway: Paved

Utilities

  • Cooling System: Central
  • Fuel Tank: Propane Above Ground
  • Fuel Tank Ownership: Owned
  • Heated Sq Ft: 2200 - 2399
  • Heating System: Heat Pump
  • Service Providers Electric Provider: Carteret-Craven Electric Cooperative
  • Service Providers Water Provider: Bogue Banks Water Corp
  • Utilities: Municipal Water Available, Septic On Site

Association/Amenities

  • H O A: No
  • H O Aand Neighborhood Amenities: No Amenities

Lot Info

  • Cobra Zone: No
  • Deed Page: 184.00
  • Lot Acres: 0.19
  • Lot Description: Cul-de-Sac Lot
  • Lot Dimensions: IRREG
  • Lot Sq Ft: 8276.00
  • Lot Water Features: Sound Side
  • Zoning: R

Tax Info

  • Tax Identifier: 539418413203000
  • Tax Year: 2020

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2021
Closed on
Oct 18, 2021
Sold by
Bought by
Seller's Agent
Gina Lambert
East Coast Realty
Buyer's Agent
Crista Davis Austin
eXp Realty
List Price
$575,000
Sold Price
$560,000
Premium/Discount to List
-$15,000
-2.61%
Current Estimated Value
$881,072

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$321,072
Avg. Annual Appreciation
10.17%
Original Mortgage
$392,000
Outstanding Balance
$357,467
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$523,605

Purchase Details

Closed on
Oct 14, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
5.96%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 4, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$297,000
Interest Rate
4.75%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$560,000 None Available
-- None Available
$330,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $392,000
Previous Owner $240,000
Previous Owner $297,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/29/2021 10/29/21 Sold $560,000 -2.6% $241 / Sq Ft
09/08/2021 09/08/21 Pending -- -- --
07/09/2021 07/09/21 For Sale $575,000 -- $247 / Sq Ft
Source: Hive MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,953 $763,636 $247,456 $516,180
2024 $2,256 $368,001 $130,611 $237,390
2023 $2,168 $368,001 $130,611 $237,390
2022 $2,112 $368,001 $130,611 $237,390
2021 $2,065 $368,001 $130,611 $237,390
2020 $2,055 $368,001 $130,611 $237,390
2019 $961 $305,031 $59,863 $245,168
2017 $961 $305,031 $59,863 $245,168
2016 $961 $305,031 $59,863 $245,168
2015 $930 $305,031 $59,863 $245,168
2014 $1,105 $363,319 $93,129 $270,190
Source: Public Records

Agents Affiliated with this Home

  • Gina Lambert

    Seller's Agent in 2021

    Gina Lambert

    East Coast Realty

    (252) 725-1033

    43 Total Sales

    Gina Lambert
    Section Image

  • C

    Buyer's Agent in 2021

    Crista Austin

    RE/MAX

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Map

Source: Hive MLS

MLS Number: 100279574

Hive MLS

APN: 5394.18.41.3203000

North Carolina Carteret County Emerald Isle 28594

401 Tern Terrace, Emerald Isle, NC

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Hive MLS The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Homesnap, Inc. shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. ©2026 Hive MLS LLC

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