401 W 3rd St Spencer, IA 51301
Spencer AreaEstimated payment $2,949/month
Highlights
- 2 Car Attached Garage
- Wood Siding
- 1-Story Property
- Forced Air Heating and Cooling System
About This Home
Welcome to this beautifully updated 5-bedroom, 3-bath home, where timeless 1916 charm meets modern comfort. Filled with abundant natural light, this home showcases thoughtful design details and original character that create a warm, inviting feel from the moment you walk in. At the heart of the home is a high-end kitchen featuring sleek finishes and premium Beko appliances. The spacious layout offers generously sized bedrooms and updated bathrooms, while preserving the craftsmanship and unique touches of its era. The private primary bedroom wing is a true retreat, complete with it's own walkout to the backyard patio. Downstairs, the basement includes a second full kitchen and its own private entrance, offering excellent potential for an income-producing space, guest suite, or multi-generational living. Situated on a desirable corner lot, the property includes a private, fenced-in yard that's perfect for relaxing or hosting gatherings. With its bright interiors, charming character, and stylish updates, this home is truly one of a kind!
Listing Agent
EXIT Realty Midwest- Spencer/Emmetsburg License #S64122 Listed on: 04/10/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,762
Year Built
- Built in 1916
Lot Details
- 13,200 Sq Ft Lot
- Lot Dimensions are 100x132
Parking
- 2 Car Attached Garage
Home Design
- Wood Siding
- Stick Built Home
Interior Spaces
- 4,257 Sq Ft Home
- 1-Story Property
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Huttenlochers Addition Subdivision
Listing and Financial Details
- Assessor Parcel Number 963713227012
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,762 | $448,580 | $39,200 | $409,380 |
| 2024 | $3,762 | $234,990 | $31,360 | $203,630 |
| 2023 | $1,556 | $234,990 | $31,360 | $203,630 |
| 2022 | $2,466 | $88,340 | $31,360 | $56,980 |
| 2021 | $2,406 | $137,970 | $31,360 | $106,610 |
| 2020 | $2,406 | $127,720 | $29,400 | $98,320 |
| 2019 | $2,794 | $152,330 | $0 | $0 |
| 2018 | $2,594 | $152,330 | $0 | $0 |
| 2017 | $2,554 | $143,540 | $0 | $0 |
| 2016 | $2,528 | $143,540 | $0 | $0 |
| 2015 | $2,480 | $140,970 | $0 | $0 |
| 2014 | $2,404 | $140,970 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/16/2026 06/16/26 | Price Changed | $479,900 | -2.0% | $113 / Sq Ft | |
| 05/07/2026 05/07/26 | Price Changed | $489,900 | -2.0% | $115 / Sq Ft | |
| 04/10/2026 04/10/26 | For Sale | $499,900 | +300.2% | $117 / Sq Ft | |
| 07/16/2019 07/16/19 | Sold | $124,900 | -26.3% | $48 / Sq Ft | View Prior Sale |
| 06/11/2019 06/11/19 | Pending | -- | -- | -- | |
| 07/05/2018 07/05/18 | For Sale | $169,500 | -- | $65 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $460,000 | None Listed On Document |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $460,000 | Credit Line Revolving | |
| Previous Owner | $120,000 | Seller Take Back |
Source: Iowa Great Lakes Board of REALTORS®
MLS Number: 260246
APN: 9637-13-227-012
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
- 110 4th St SE
- 1001 9th St SW
- 600 E 19th St
- 110 36th Ave W Unit 1B
- 110 36th Ave W Unit 3B
- 110 36th Ave W Unit 2B
- 110 36th Ave W Unit 4B
- 111 36th Ave W Unit 1B
- 111 36th Ave W Unit 4A
- 111 36th Ave W Unit 4B
- 111 36th Ave W Unit 3A
- 111 36th Ave W Unit 2A
- 111 36th Ave W Unit 1A
- 111 36th Ave W Unit 3B
- 501 Main St
- 720 1st St NE
- 24424 178th St
- 4150 Sunner Ave
- 3 27th St Unit 205
- 15801 Furman Rd
Ask me questions while you tour the home.