NOT LISTED FOR SALE

4011 W Stump St Chattanooga, TN 37412

Estimated Value: $395,000 - $471,000

4 Beds
3.5 Baths
2,508 Sq Ft
$173/Sq Ft Est. Value

Last Sold February 29, 2024

Last sale price $425,000 $169 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,453/month

96 Days on Market

Highlights

  • In Ground Pool
  • Open Floorplan
  • Family Room with Fireplace
  • 0.62 Acre Lot
  • Deck
  • Engineered Wood Flooring

About This Home

As of February 2024

Welcome to 4011 W Stump Street! This rocking chair front porch, open-concept home on a large level fenced lot with inground pool will be a home you can keep for generations. Located in a highly desirable area of East Ridge this home is on a cul-de-sac so no through traffic! It has been meticulously maintained and extensively updated creating an inviting, spacious, open concept with beautiful engineered hardwood flooring and all-new windows throughout! Main floor living opens to a beautiful covered screened porch overlooking a large patio and in-ground gunite swimming pool complete with automatic pool vacuum. The master has a walk-in and standard closet an updated two-sink double vanity, and a separate water closet and shower. There are 2 additional large bedrooms and full bath on this level. The walk-out basement with a stone fireplace provides a cozy movie night or gaming getaway. The fourth bedroom is ideal for a guest room, or home office. Need a mother-in-law or teen suite? This basement also has a full bath! Can you access a bathroom from the pool area? Yes, you can! The main level has a bonus sun/storage room, a 1/2 bath, and direct access to the backyard and pool area. The home features a powerful central vacuum, an oversized 2-car garage, two additional outbuildings for tools, storage, childrens playhouse and even a 220V EV charging station (that could be converted for welding operations if desired). The backyard was cleverly designed to have separate areas for the pool, the pets, and the sports. Less than 10 minutes from downtown Chattanooga, yet elevated atop Mission Hill, giving you access to downtown amenities, with the serenity of rural living. Camp Jordan recreation area, Top Golf, East Ridge Local Coffee, Bass Pro Shop and many, highly rated local dining are all nearby! Assumable 2.375% interest rate mortgage is an option. This is truly a home where every box gets a check mark.

Last Agent to Sell the Property

George Kammerer

The Chattanooga Home Team License #288522 Listed on: 07/29/2023

Last Buyer's Agent

Kevin Wammak

Real Estate Partners Chattanooga LLC License #324312

Real Estate Partners Chattanooga LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,036

Year Built

  • Built in 1970

Lot Details

  • 0.62 Acre Lot
  • Lot Dimensions are 200x130
  • Cul-De-Sac
  • Fenced
  • Level Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Tri-Level Property
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Stone

Interior Spaces

  • 2,508 Sq Ft Home
  • Open Floorplan
  • Central Vacuum
  • Wood Burning Fireplace
  • Electric Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Family Room with Fireplace
  • 2 Fireplaces
  • Great Room
  • Living Room with Fireplace
  • Den with Fireplace
  • Bonus Room
  • Storage In Attic
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Microwave
  • Dishwasher

Flooring

  • Engineered Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Finished Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • In Ground Pool
  • Assumable Lease
  • Deck
  • Covered Patio or Porch
  • Outbuilding

Schools

  • East Ridge Elementary School
  • East Ridge Middle School
  • East Ridge High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 168m F 009

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,036

Year Built

Built in 1970

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.62
  • Lot Size: 200X130
  • Subdivision Name: None
  • Directions: I-24 to S on Germantown, L on Ringgold Rd, R on Kingwood to immediate L on Greens Lake Rd., Stay on Greens Lake all the way to R on W Stump St.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Tri-Level
  • Living Area: 2508.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1970
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 168m F 009
  • Location Tax and Legal Elementary School: East Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: East Ridge Middle
  • Location Tax and Legal High School: East Ridge High
  • Location Tax and Legal:Tax Annual Amount: 2035.53
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.62
  • General Property Information Lot Size Square Feet2: 27007.2
  • General Property Information Lot Size Dimensions: 200X130
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Wall Oven: Yes
  • Fencing Fenced: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Shower: Yes
  • Pool Features In Ground: Yes
  • Parking Features Kitchen Level2: Yes
  • Levels Tri-Level: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Flooring Engineered Hardwood: Yes
  • Brick and Stone Features Partial Stone: Yes
  • Other Structures:Out Building: Yes
  • Listing Terms Assumable2: Yes
  • Special Features: None

Interior Features

  • Appliances: Wall Oven, Refrigerator, Microwave, Electric Water Heater, Dishwasher
  • Has Basement: Crawl Space, Finished, Partial
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Den, Electric, Family Room, Living Room, Wood Burning
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood
  • Interior Amenities: Central Vacuum, Eat-in Kitchen, En Suite, Open Floorplan, Pantry, Separate Shower, Walk-In Closet(s)
  • Window Features: Insulated Windows, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Basement:Partial: Yes
  • Basement:Crawl Space: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Attic Features:Storage Only: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 2
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Central Vacuum: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Living Room2: Yes
  • Fireplace Features:Electric4: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Cul-De-Sac, Level, Split Possible
  • Pool Features: In Ground, Other
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Stone, Other
  • Foundation Details: Block
  • Other Structures: Outbuilding
  • Patio And Porch Features: Covered, Deck, Patio, Porch
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Split Possible: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Stone: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Garage Faces Side, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Utilities: Electricity Available, Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: East Ridge Elementary
  • High School: East Ridge High
  • Middle Or Junior School: East Ridge Middle

Lot Info

  • Lot Size Sq Ft: 27007.2
  • Additional Parcels: No
  • Parcel #: 168m F 009
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2035.53

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2023
Closed on
Feb 29, 2024
Sold by
Gilliam Gabriel J and Gilliam Erin A
Bought by
Mathis Marcus A and Mathis Ashley J
Seller's Agent
George Kammerer
The Chattanooga Home Team
Buyer's Agent
Kevin Wammak
Real Estate Partners Chattanooga LLC
List Price
$460,000
Sold Price
$425,000
Premium/Discount to List
-$35,000
-7.61%
Views
438
Current Estimated Value
$432,861

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,861
Avg. Annual Appreciation
0.18%

Purchase Details

Listed on
May 18, 2021
Closed on
Jul 19, 2021
Sold by
Kilingsworth Stella Jo
Bought by
Gilliam Gabriel J and Gilliam Erin A
Seller's Agent
Ward Sibold
Berkshire Hathaway HomeServices Realty Center
Buyer's Agent
Geoff Ramsey
Real Estate Partners Chattanooga LLC
List Price
$459,000
Sold Price
$365,000
Premium/Discount to List
-$94,000
-20.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.98%
Original Mortgage
$326,340
Interest Rate
2.96%
Mortgage Type
VA
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mathis Marcus A $425,000 Hon & Kopet Title
Gilliam Gabriel J $365,000 Title Guaranty & Trust Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Gilliam Erin $22,000
Previous Owner Gilliam Gabriel J $326,340
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/29/2024 02/29/24 Sold $425,000 0.0% $169 / Sq Ft
09/23/2023 09/23/23 Off Market $425,000 -- --
09/22/2023 09/22/23 Pending -- -- --
09/16/2023 09/16/23 Price Changed $425,000 -3.4% $169 / Sq Ft
08/30/2023 08/30/23 Price Changed $440,000 -2.2% $175 / Sq Ft
08/14/2023 08/14/23 Price Changed $450,000 -2.2% $179 / Sq Ft
07/29/2023 07/29/23 For Sale $460,000 0.0% $183 / Sq Ft
07/20/2023 07/20/23 Off Market $460,000 -- --
07/15/2023 07/15/23 For Sale $460,000 0.0% $183 / Sq Ft
07/07/2023 07/07/23 Off Market $460,000 -- --
07/03/2023 07/03/23 For Sale $460,000 0.0% $183 / Sq Ft
07/01/2023 07/01/23 Off Market $460,000 -- --
06/27/2023 06/27/23 Price Changed $460,000 -1.1% $183 / Sq Ft
06/27/2023 06/27/23 Price Changed $465,000 -2.1% $185 / Sq Ft
06/18/2023 06/18/23 For Sale $475,000 +30.1% $189 / Sq Ft
07/19/2021 07/19/21 Sold $365,000 -20.5% $152 / Sq Ft
06/14/2021 06/14/21 Pending -- -- --
05/18/2021 05/18/21 For Sale $459,000 -- $191 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,185 $52,950 $0 $0
2023 $1,856 $52,950 $0 $0
2022 $1,856 $52,950 $0 $0
2021 $2,036 $52,950 $0 $0
2020 $1,930 $42,425 $0 $0
2019 $1,930 $42,425 $0 $0
2018 $1,930 $42,425 $0 $0
2017 $1,930 $42,425 $0 $0
2016 $1,926 $0 $0 $0
2015 $1,926 $41,475 $0 $0
2014 $1,926 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1375266

Greater Chattanooga REALTORS®

APN: 168M-F-009