Cindy Schmalz
@properties Christie's International Real Estate
(224) 970-2975
111 Total Sales
1 in Downtown Saint Charles
$600,000 Price
402 Brownstone Dr Saint Charles, IL 60174
Downtown Saint Charles NeighborhoodEstimated Value: $1,286,349
3
Beds
2.5
Baths
3,482
Sq Ft
$369/Sq Ft
Est. Value
Highlights
- River Front
- Open Floorplan
- Deck
- Davis Primary School Rated A-
- Landscaped Professionally
- 4-minute walk to Hazeltime Park
About This Home
As of November 2025Dreams do come true! Rare END-UNIT RIVER FRONT Brownstone with ELEVATOR in the heart of historic downtown St. Charles is just steps from restaurants, Whole Foods, specialty shops, the riverwalk, music venues and more. Offering over 3,400 sq ft of luxury living, this luxurious residence lives like a single-family home but provides a maintenance-free lifestyle. The wide-open main level features hardwood floors, crown molding, walls of windows, a fireplace, NEW custom bar and a BRAND NEW White chef's kitchen with high end appliances, "Taj Mahal" quartzite counters, huge center island and access to the dining area, sitting area and private deck with sweeping Fox River views. The second level, accessible by stairs or elevator, boasts a stunning primary suite with two custom closets and LUXURY SPA like bath with dual vanities, oversized shower and stand-alone tub. Two additional bedrooms, a full hall bath and laundry center complete the upper level. The WALK OUT LOWER LEVEL includes a second family room with brick fireplace, private patio, chic office with built-ins and rough-in for a future bath if desired. Oversized 2-car garage with bonus storage, abundant closet space and multiple outdoor living areas make this a rare find in St. Charles' best location-close to Metra, Randall Road shopping and all downtown has to offer. Be in the heart of downtown for Fireworks, Parades and Community events- This is the life! Immaculate move in condition as well!
Last Agent to Sell the Property
Premier Living Properties Brokerage Phone: (847) 930-6181 License #475110537 Listed on: 10/03/2025
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Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $20,366
Year Built
- Built in 2002 | Remodeled in 2024
Lot Details
- Lot Dimensions are 37x81
- River Front
- End Unit
- Landscaped Professionally
HOA Fees
- $500 Monthly HOA Fees
Parking
- 2.5 Car Attached Garage
- Parking Available
- Garage Door Opener
- Brick Driveway
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
- Asphalt Roof
- Stone Siding
- Concrete Perimeter Foundation
Interior Spaces
- 3,482 Sq Ft Home
- 3-Story Property
- Elevator
- Open Floorplan
- Wet Bar
- Built-In Features
- Bar
- Ceiling Fan
- Gas Log Fireplace
- Window Screens
- Entrance Foyer
- Family Room Downstairs
- Living Room with Fireplace
- 2 Fireplaces
- Den
- Storage
- Water Views
- Home Security System
Kitchen
- Double Oven
- Cooktop
- Microwave
- Dishwasher
- Wine Refrigerator
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
- Sink Near Laundry
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Fireplace in Basement
- Stubbed For A Bathroom
Outdoor Features
- Deck
- Patio
Schools
- Munhall Elementary School
- Thompson Middle School
- St Charles East High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
- 200+ Amp Service
- Water Softener is Owned
Community Details
Overview
- Association fees include exterior maintenance, lawn care, snow removal
- 4 Units
- Ruben Association, Phone Number (815) 886-9976
- Brownstone At Riversedge Subdivision, Custom Keystone Floorplan
- Property managed by Foster Premier
Pet Policy
- Limit on the number of pets
- Dogs and Cats Allowed
Security
- On-Site Manager or Management
- Carbon Monoxide Detectors
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 3, 2025
Closed on
Oct 30, 2025
Sold by
Hass Family Revocable Living Trust and Hass Kenneth N
Bought by
Seller's Agent
Tamara O'Connor
Premier Living Properties
Buyer's Agent
Eric Purcell
Baird & Warner Fox Valley-Geneva
List Price
$1,199,900
Sold Price
$1,250,000
Premium/Discount to List
$50,100
4.18%
Views
62
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$36,349
Avg. Annual Appreciation
3.31%
Purchase Details
Listed on
Oct 24, 2023
Closed on
Feb 23, 2024
Sold by
Wilmington W Philip
Bought by
Hass Family Revocable Living Trust and Hass
Seller's Agent
Tamara O'Connor
Premier Living Properties
Buyer's Agent
Tamara O'Connor
Premier Living Properties
List Price
$1,100,000
Sold Price
$965,000
Premium/Discount to List
-$135,000
-12.27%
Views
242
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.98%
Purchase Details
Closed on
Oct 21, 2011
Sold by
Hayes Edmund J and Hayes Susan A
Bought by
Wilmington W Philip
Purchase Details
Closed on
Jun 27, 2002
Sold by
Walnut Street Partners Llc
Bought by
Hayes Edmund J and Hayes Susan A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$399,000
Interest Rate
5.5%
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Saint Charles, IL
-
Cindy Schmalz
-
Dina House
Dina House
Brokerocity Inc
(224) 246-8499
102 Total Sales
1 in Downtown Saint Charles
$500,000 Price
-
Matt Lysien
Matt Lysien
Suburban Life Realty, Ltd
(224) 315-8087
526 Total Sales
1 in Downtown Saint Charles
$1,275,000 Price
-
Deb Ritter
Deb Ritter
Keller Williams Premiere Properties
(708) 905-9826
74 Total Sales
1 in Downtown Saint Charles
$646,514 Price
-
Melissa Bowers
Melissa Bowers
Responds QuicklyRealty Group Marino
(224) 507-6865
77 Total Sales
1 in Downtown Saint Charles
$1,300,000 Price
-
John & Pat LaDeur
John & Pat LaDeur
Responds QuicklyBerkshire Hathaway HomeServices Starck Real Estate
(224) 347-1699
167 Total Sales
1 in Downtown Saint Charles
$832,500 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $1,250,000 | None Listed On Document | ||
| Hass Family Revocable Living Trust | $965,000 | Chicago Title | |
| Wilmington W Philip | $505,000 | Fox Title Company | |
| Hayes Edmund J | $499,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $200,000 | ||
| Previous Owner | Hayes Edmund J | $300,000 | |
| Previous Owner | Hayes Edmund J | $325,000 | |
| Previous Owner | Hayes Edmund J | $350,000 | |
| Previous Owner | Hayes Edmund J | $399,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/06/2025 11/06/25 | Sold | $1,250,000 | +4.2% | $359 / Sq Ft | |
| 10/14/2025 10/14/25 | Pending | -- | -- | -- | |
| 10/11/2025 10/11/25 | For Sale | $1,199,900 | 0.0% | $345 / Sq Ft | |
| 10/08/2025 10/08/25 | Pending | -- | -- | -- | |
| 10/03/2025 10/03/25 | For Sale | $1,199,900 | +24.3% | $345 / Sq Ft | |
| 03/15/2024 03/15/24 | Sold | $965,000 | 0.0% | $277 / Sq Ft | View Prior Sale |
| 02/22/2024 02/22/24 | Pending | -- | -- | -- | |
| 02/13/2024 02/13/24 | Off Market | $965,000 | -- | -- | |
| 10/24/2023 10/24/23 | For Sale | $1,100,000 | -- | $316 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $20,322 | $297,757 | $64,665 | $233,092 |
| 2024 | $20,322 | $274,355 | $59,583 | $214,772 |
| 2023 | $18,432 | $230,302 | $46,662 | $183,640 |
| 2022 | $17,848 | $221,046 | $46,116 | $174,930 |
| 2021 | $17,184 | $210,701 | $43,958 | $166,743 |
| 2020 | $16,524 | $206,772 | $43,138 | $163,634 |
| 2019 | $16,233 | $202,678 | $42,284 | $160,394 |
| 2018 | $16,082 | $199,888 | $40,676 | $159,212 |
| 2017 | $15,673 | $193,054 | $39,285 | $153,769 |
| 2016 | $16,469 | $186,273 | $37,905 | $148,368 |
| 2015 | -- | $173,762 | $37,496 | $136,266 |
| 2014 | -- | $164,285 | $37,496 | $126,789 |
| 2013 | -- | $161,529 | $37,871 | $123,658 |
Source: Public Records
Agents Affiliated with this Home
-
Tamara O'Connor
Seller's Agent in 2025
Tamara O'Connor
Premier Living Properties
(630) 485-4214
23 in this area
484 Total Sales
-
Eric Purcell
Buyer's Agent in 2025
Eric Purcell
Baird Warner
(630) 327-2570
2 in this area
181 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12481871
APN: 09-34-133-018
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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