415 S 4th St Saint Charles, IL 60174
Downtown Saint Charles NeighborhoodEstimated payment $6,199/month
Highlights
- In Ground Pool
- 0.47 Acre Lot
- Victorian Architecture
- Davis Primary School Rated A-
- Wood Flooring
- Sitting Room
About This Home
Welcome to 415 S. Fourth Street, a secluded in-town retreat designed for generations to gather. Set on a rare, half-acre double lot spanning Fourth and Fifth streets, this five-bedroom, 41/2-bath historic estate blends late-Victorian Queen Anne architecture with classical craftsmanship. Located in a quiet, walkable neighborhood just blocks from vibrant downtown St. Charles, this home offers unmatched privacy, extraordinary character, and the space to create lasting memories. Bring your design ideas-this unique property presents an incredible opportunity to restore, update, and customize a historic masterpiece to your exact taste. Commissioned in the early 1890s by Civil War veteran J.B.T. Wheeler, the residence beautifully preserves its historic workmanship. Iconic features include a sweeping wraparound porch, a graceful central staircase, substantial moldings, leaded-glass windows, original wood floors, and glass-paneled pocket doors. At the heart of the home is a dramatic, exceptionally large family room with a grand fireplace-the ultimate setting for holidays, milestones, and large-scale entertaining. The spacious kitchen and bathrooms are ready for updates and modernization. The expansive footprint and generous room proportions provide a strong canvas for your thoughtful vision. The park-like grounds are a true outdoor sanctuary. Featuring an in-ground pool, an expansive lawn, and mature ornamental gardens, the estate has comfortably hosted gatherings of over 100 guests. Additional highlights include an oversized two-car garage designed to complement the property's carriage-house aesthetic, plus a separate, detached art studio nestled beneath magnificent black walnut trees-perfect for a home office, woodworking shop, or creative retreat.
Listing Agent
Keller Williams Inspire - Geneva License #475098942 Listed on: 09/25/2026
Open House Schedule
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Sunday, September 27, 20261:00 to 3:00 pm9/27/2026 1:00:00 PM +00:009/27/2026 3:00:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,598
Year Built
- Built in 1890
Lot Details
- 20,517 Sq Ft Lot
- Paved or Partially Paved Lot
Parking
- 2 Car Detached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Victorian Architecture
- Frame Construction
- Asphalt Roof
Interior Spaces
- 2,598 Sq Ft Home
- 2-Story Property
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Window Screens
- Entrance Foyer
- Family Room
- Living Room with Fireplace
- Sitting Room
- Formal Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- In Ground Pool
- Porch
Utilities
- Central Air
- Heating System Uses Steam
- Water Softener is Owned
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,988 | $186,929 | $48,500 | $138,429 |
| 2024 | $11,988 | $172,237 | $44,688 | $127,549 |
| 2023 | $11,057 | $154,154 | $39,996 | $114,158 |
| 2022 | $10,556 | $141,743 | $42,427 | $99,316 |
| 2021 | $10,122 | $135,109 | $40,441 | $94,668 |
| 2020 | $10,007 | $132,590 | $39,687 | $92,903 |
| 2019 | $9,819 | $129,965 | $38,901 | $91,064 |
| 2018 | $9,452 | $124,959 | $37,421 | $87,538 |
| 2017 | $9,191 | $120,687 | $36,142 | $84,545 |
| 2016 | $9,633 | $116,449 | $34,873 | $81,576 |
| 2015 | -- | $118,659 | $34,497 | $84,162 |
| 2014 | -- | $115,977 | $34,497 | $81,480 |
| 2013 | -- | $110,628 | $34,842 | $75,786 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/25/2026 09/25/26 | For Sale | $920,000 | -- | $354 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12696696
APN: 09-34-153-003
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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Ask me questions while you tour the home.