NOT LISTED FOR SALE

Estimated Value: $412,173 - $427,000

4 Beds
3 Baths
2,188 Sq Ft
$192/Sq Ft Est. Value

Last Sold March 20, 2021

Last sale price $320,000 $146 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $3,065/month

4 Days on Market

Highlights

  • Updated Kitchen
  • Granite Countertops
  • Formal Dining Room
  • Prairie Point Elementary School Rated A-
  • Walk-In Pantry
  • Stainless Steel Appliances

About This Home

As of March 2021

Welcome to 402 Derby Ct. where you will discover a beautifully updated kitchen with white cabinets, porcelain floor, granite counters, stainless appliances, a custom stone accent on the counter, a ceramic backsplash and a planning desk. The master suite has your dream, remodeled full bathroom! There is a gorgeous 6ft Carrera marble shower and floor, a row of accent windows, a custom tile niche, a shower head with a body sprayer and an on-trend vanity with updated lighting. It is just beautiful! The other 3 bedrooms have Armstrong laminate floors, plenty of closet space and share the full hallway bathroom. The 2 car garage has a bump out nook for all those extra 'toys' and the backyard is complete with a Uni-Lock paver patio and sitting wall which is surrounded by mature landscaping all on over a 1/3 of an acre! The eating area looks out through the sliding glass door to this beautiful backyard and is nestled between the kitchen and family room giving this home such an open feel. This pie shaped lot boasts over a 1/3 of an acre! The furnace was new in Aug. 2019, the A/C was new in Aug. 2019 and the humidifier was new in 2019! The list goes on... the roof, siding and gutters were new in Nov. of 2009 and the interior has just been freshly painted! With over 2,000sf of finished living space including 4 bedrooms, a 1st floor laundry room plus a living room and dining room there is plenty of room for everyone! This home is convenient to shopping, restaurants and 308 schools. It is a bike ride away from the charming downtown Oswego and a short walk to the skate park, sled hill, soccer fields and splash pad. Walking onto the covered porch you will know you have found your next home. This beautiful southern exposure Oswego home in Lakeview Estates is waiting for you - Welcome to 402 Derby Ct.!

Last Listed By

Carol Guist

Baird & Warner License #475157288 Listed on: 02/08/2021

Baird & Warner

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,529

Year Built

  • 1996

Lot Details

  • Cul-De-Sac
  • Pie Shaped Lot

HOA Fees

  • $3 per month

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Blinds
  • Entrance Foyer
  • Formal Dining Room
  • Laminate Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Storm Screens
  • Laundry on main level

Kitchen

  • Updated Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Separate Shower

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,529

Year Built

1996

Lot Details

0

HOA Fees

$3 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Special Service Area: Yes
  • Age: 21-25 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Square Footage Comments: The FULL basement is an additional 1,122sf and the garage is an additional 476sf
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 1996
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1996

Interior Features

  • Interior Property Features: Wood Laminate Floors, 1st Floor Laundry, Walk-In Closet(s), Drapes/Blinds, Granite Counters, Separate Dining Room
  • Number Of Rooms: 9
  • Living Room: Dimensions: 16X15, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, All Stainless Steel Kitchen Appliances
  • Equipment: Humidifier, Sump Pump
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 13X6, On Level: Main Level, Flooring: Vinyl
  • Dining Room: Dimensions: 11X10, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Kitchen Type: Dimensions: 12X11, On Level: Main Level, Flooring: Ceramic Tile, Windows: Blinds
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet, Granite Counters, Updated Kitchen
  • Additional Rooms: Eating Area, Foyer, Walk In Closet
  • Master Bedroom: Dimensions: 18X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Eating Area, Dimensions: 12X9, On Level: Main Level, Flooring: Ceramic Tile, Windows: Blinds
  • Additional Room 2 Name: Foyer, Dimensions: 11X5, On Level: Main Level, Flooring: Ceramic Tile, Windows: Curtains/Drapes
  • Bedroom 2: Dimensions: 13X11, On Level: 2nd Level, Flooring: Wood Laminate
  • Additional Room 3 Name: Walk in Closet, Dimensions: 10X5, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 12X11, On Level: 2nd Level, Flooring: Wood Laminate
  • Bedroom 4: Dimensions: 10X10, On Level: 2nd Level, Flooring: Wood Laminate
  • Estimated Sq Ft: 2188
  • Dining Room Type: Separate
  • Family Room: Dimensions: 20X14, On Level: Main Level, Flooring: Carpet, Windows: Blinds

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Porch, Storms/Screens
  • Acreage: 0.33

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 36
  • Management Contact Name: Rachel
  • Management Phone: 815-786-6553

Fee Information

  • Management Company: Murphy & Associates

Schools

  • School District: 308
  • Elementary School: Prairie Point Elementary School
  • Middle School: Traughber Junior High School
  • High School: Oswego High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 57.85X128.07X155.6X13.1X158.08
  • Lot Description: Cul-de-sac, Pie Shaped Lot, Sidewalks, Streetlights
  • Parcel Identification Number: 0319421027

Tax Info

  • Taxes: 7910.90

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 8, 2021
Closed on
Mar 12, 2021
Sold by
Sturtewagen Aaron L and Sturtewagen Kristen
Bought by
Henke Charles B and Henke Amy
Seller's Agent
Carol Guist
Baird & Warner
Buyer's Agent
Deanna Schmudde
john greene, Realtor
List Price
$320,000
Sold Price
$320,000
Total Days on Market
4
Current Estimated Value
$420,043

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$100,043
Avg. Annual Appreciation
6.72%
Original Mortgage
$256,000
Outstanding Balance
$232,185
Interest Rate
2.73%
Mortgage Type
New Conventional
Estimated Equity
$187,858

Purchase Details

Closed on
Oct 8, 2009
Sold by
Sturtewagen Aaron L
Bought by
Sturtewagen Aaron L and Sturtewagen Kristen

Purchase Details

Closed on
Jun 2, 1999
Sold by
Sturtewagen Aaron L and Thomas Doreen
Bought by
Sturtewagen Aaron L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,600
Interest Rate
6.75%

Purchase Details

Closed on
Apr 1, 1996
Bought by
Sturtewagen Aaron L and Sturtewagen Doreen

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Henke Charles B $320,000 Baird & Warner Ttl Svcs Inc
Sturtewagen Aaron L -- None Available
Sturtewagen Aaron L -- Law Title Insurance Co Inc
Sturtewagen Aaron L $178,100 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Henke Charles B $256,000
Previous Owner Sturtewagen Aaron L $100,000
Previous Owner Sturtewagen Aaron L $149,247
Previous Owner Sturtewagen Aaron L $153,600
Closed Sturtewagen Aaron L --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/20/2021 03/20/21 Sold $320,000 0.0% $146 / Sq Ft
02/12/2021 02/12/21 Pending -- -- --
02/08/2021 02/08/21 For Sale $320,000 -- $146 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $8,529 $110,503 $24,246 $86,257
2022 $8,529 $100,457 $22,042 $78,415
2021 $8,223 $93,885 $20,600 $73,285
2020 $8,046 $91,150 $20,000 $71,150
2019 $7,911 $88,414 $20,000 $68,414
2018 $7,764 $83,674 $21,891 $61,783
2017 $7,402 $78,200 $20,459 $57,741
2016 $3,598 $75,192 $19,672 $55,520
2015 $6,932 $69,544 $18,194 $51,350
2014 -- $67,518 $17,664 $49,854
2013 -- $68,200 $17,842 $50,358
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10989514

Midwest Real Estate Data (MRED)

APN: 03-19-421-027