402 Derby Ct Oswego, IL 60543
South Oswego NeighborhoodEstimated Value: $412,173 - $427,000
4
Beds
3
Baths
2,188
Sq Ft
$192/Sq Ft
Est. Value
Highlights
- Updated Kitchen
- Granite Countertops
- Formal Dining Room
- Prairie Point Elementary School Rated A-
- Walk-In Pantry
- Stainless Steel Appliances
About This Home
As of March 2021Welcome to 402 Derby Ct. where you will discover a beautifully updated kitchen with white cabinets, porcelain floor, granite counters, stainless appliances, a custom stone accent on the counter, a ceramic backsplash and a planning desk. The master suite has your dream, remodeled full bathroom! There is a gorgeous 6ft Carrera marble shower and floor, a row of accent windows, a custom tile niche, a shower head with a body sprayer and an on-trend vanity with updated lighting. It is just beautiful! The other 3 bedrooms have Armstrong laminate floors, plenty of closet space and share the full hallway bathroom. The 2 car garage has a bump out nook for all those extra 'toys' and the backyard is complete with a Uni-Lock paver patio and sitting wall which is surrounded by mature landscaping all on over a 1/3 of an acre! The eating area looks out through the sliding glass door to this beautiful backyard and is nestled between the kitchen and family room giving this home such an open feel. This pie shaped lot boasts over a 1/3 of an acre! The furnace was new in Aug. 2019, the A/C was new in Aug. 2019 and the humidifier was new in 2019! The list goes on... the roof, siding and gutters were new in Nov. of 2009 and the interior has just been freshly painted! With over 2,000sf of finished living space including 4 bedrooms, a 1st floor laundry room plus a living room and dining room there is plenty of room for everyone! This home is convenient to shopping, restaurants and 308 schools. It is a bike ride away from the charming downtown Oswego and a short walk to the skate park, sled hill, soccer fields and splash pad. Walking onto the covered porch you will know you have found your next home. This beautiful southern exposure Oswego home in Lakeview Estates is waiting for you - Welcome to 402 Derby Ct.!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,529
Year Built
- 1996
Lot Details
- Cul-De-Sac
- Pie Shaped Lot
HOA Fees
- $3 per month
Parking
- Attached Garage
- Garage Door Opener
- Driveway
- Garage Is Owned
Home Design
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Blinds
- Entrance Foyer
- Formal Dining Room
- Laminate Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Storm Screens
- Laundry on main level
Kitchen
- Updated Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Bedrooms and Bathrooms
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Separate Shower
Outdoor Features
- Patio
- Porch
Utilities
- Forced Air Heating and Cooling System
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 8, 2021
Closed on
Mar 12, 2021
Sold by
Sturtewagen Aaron L and Sturtewagen Kristen
Bought by
Henke Charles B and Henke Amy
Seller's Agent
Carol Guist
Baird & Warner
Buyer's Agent
Deanna Schmudde
john greene, Realtor
List Price
$320,000
Sold Price
$320,000
Total Days on Market
4
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$100,043
Avg. Annual Appreciation
6.72%
Original Mortgage
$256,000
Outstanding Balance
$232,185
Interest Rate
2.73%
Mortgage Type
New Conventional
Estimated Equity
$187,858
Purchase Details
Closed on
Oct 8, 2009
Sold by
Sturtewagen Aaron L
Bought by
Sturtewagen Aaron L and Sturtewagen Kristen
Purchase Details
Closed on
Jun 2, 1999
Sold by
Sturtewagen Aaron L and Thomas Doreen
Bought by
Sturtewagen Aaron L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,600
Interest Rate
6.75%
Purchase Details
Closed on
Apr 1, 1996
Bought by
Sturtewagen Aaron L and Sturtewagen Doreen
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Oswego, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Henke Charles B | $320,000 | Baird & Warner Ttl Svcs Inc | |
| Sturtewagen Aaron L | -- | None Available | |
| Sturtewagen Aaron L | -- | Law Title Insurance Co Inc | |
| Sturtewagen Aaron L | $178,100 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Henke Charles B | $256,000 | |
| Previous Owner | Sturtewagen Aaron L | $100,000 | |
| Previous Owner | Sturtewagen Aaron L | $149,247 | |
| Previous Owner | Sturtewagen Aaron L | $153,600 | |
| Closed | Sturtewagen Aaron L | -- |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/20/2021 03/20/21 | Sold | $320,000 | 0.0% | $146 / Sq Ft |
| 02/12/2021 02/12/21 | Pending | -- | -- | -- |
| 02/08/2021 02/08/21 | For Sale | $320,000 | -- | $146 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $8,529 | $110,503 | $24,246 | $86,257 |
| 2022 | $8,529 | $100,457 | $22,042 | $78,415 |
| 2021 | $8,223 | $93,885 | $20,600 | $73,285 |
| 2020 | $8,046 | $91,150 | $20,000 | $71,150 |
| 2019 | $7,911 | $88,414 | $20,000 | $68,414 |
| 2018 | $7,764 | $83,674 | $21,891 | $61,783 |
| 2017 | $7,402 | $78,200 | $20,459 | $57,741 |
| 2016 | $3,598 | $75,192 | $19,672 | $55,520 |
| 2015 | $6,932 | $69,544 | $18,194 | $51,350 |
| 2014 | -- | $67,518 | $17,664 | $49,854 |
| 2013 | -- | $68,200 | $17,842 | $50,358 |
Source: Public Records
Agents Affiliated with this Home
-
Carol Guist
Seller's Agent in 2021
Carol Guist
Baird Warner
(630) 244-6808
146 in this area
279 Total Sales
-
Deanna Schmudde
Buyer's Agent in 2021
Deanna Schmudde
john greene Realtor
(630) 399-9298
1 in this area
77 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10989514
APN: 03-19-421-027
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