$529,000
PENDING $20K PRICE DROP

4021 Osprey Point Panama City, FL 32409

Estimated payment $3,068/month

Total Views 9,462
4 Beds
3 Baths
2,495 Sq Ft
$212 Price per Sq Ft

Highlights

  • Property fronts a bayou
  • Craftsman Architecture
  • Beamed Ceilings
  • Lake View
  • No HOA
  • Double Oven

About This Home

This renovated waterfront home on Deerpoint Lake is a real gem! 4021 Osprey Point, 4-bedroom, 3-bathroom waterside abode located in Osprey Point neighborhood. Recently renovated complete with new appliances, this stunning retreat takes residential living to new standards. Step inside to discover a careful fusion of ease, elegance, and high amenities the property has many unique features showcase's three master bedrooms which guarantee unparalleled comfort and convenience. Its 2-car garage and long driveway provide ample space for vehicles and storage. Wood Burning Fireplace for Cold winter nights. Step outside and walk straight into your boat dock. Experience the joy of waterfront living with direct water access right from your backyard. Imagine setting sail into the sunset from the comfort of your home. Overall, this property is a wonderful place to call home. Scheduling a tour to see it in person would be a fantastic idea for anyone looking for a waterfront living experience. Seller willing to do financing with a balloon note with 10% down!

Listing Agent

Mariel Perez

Foundation Real Estate Agency LLC License #3584172 Listed on: 02/08/2025

Foundation Real Estate Agency LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,234

Year Built

  • Built in 1984

Lot Details

  • 0.59 Acre Lot
  • Lot Dimensions are 82x316
  • Property fronts a bayou
  • Cul-De-Sac
  • Street terminates at a dead end

Parking

  • 2 Car Attached Garage
  • Additional Parking

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Slab Foundation

Interior Spaces

  • 2,495 Sq Ft Home
  • Beamed Ceilings
  • Recessed Lighting
  • Fireplace
  • Double Pane Windows
  • Lake Views

Kitchen

  • Double Oven
  • Electric Cooktop
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Balcony

Schools

  • Southport Elementary School
  • Deane Bozeman Middle School
  • Deane Bozeman High School

Utilities

  • Central Air
  • Heating Available
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association
  • Osprey Point Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,234

Year Built

Built in 1984

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1984
  • Property Sub Type: Detached
  • Lot Size Acres: 0.59
  • Lot Size: 82x316
  • Subdivision Name: Osprey Point
  • Architectural Style: Craftsman
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Double Oven, Dishwasher, Electric Cooktop, Electric Range, Refrigerator
  • Interior Amenities: Beamed Ceilings, Fireplace, Recessed Lighting
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace: Yes
  • Living Area: 2495.0
  • Dining Room Type: Bedroom
  • Window Features: Double Pane Windows

Exterior Features

  • Pool Features: None
  • View: Lake, Other
  • View: Yes
  • Waterfront Features: Bayou, Dock Access
  • Waterfront: Yes
  • Construction Type: Brick
  • Exterior Features: Balcony
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Additional Parking, Attached, Boat, Garage
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Septic Available, Water Available
  • Cooling: Central Air, Electric
  • Heating: Electric, Fireplace(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Deane Bozeman

Lot Info

  • Lot Features: Cul-De-Sac, Dead End
  • Lot Size Sq Ft: 25700.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

MLS Schools

  • Elementary School: Southport
  • High School: Deane Bozeman

Map

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,234 $192,733 -- --
2023 $2,234 $175,212 $55,784 $119,428
2022 $1,961 $166,358 $55,784 $110,574
2021 $1,400 $152,035 $0 $0
2020 $1,390 $149,936 $55,784 $94,152
2019 $1,389 $150,071 $54,497 $95,574
2018 $2,130 $209,170 $0 $0
2017 $2,183 $210,149 $0 $0
2016 $2,260 $211,557 $0 $0
2015 $2,647 $197,891 $0 $0
2014 $2,787 $208,740 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/12/2025 07/12/25 Pending -- -- --
04/30/2025 04/30/25 Price Changed $529,000 -3.6% $212 / Sq Ft
02/08/2025 02/08/25 For Sale $549,000 +119.6% $220 / Sq Ft
06/20/2022 06/20/22 Off Market $250,000 -- --
01/30/2015 01/30/15 Sold $250,000 -13.5% $100 / Sq Ft
11/05/2014 11/05/14 Pending -- -- --
08/07/2014 08/07/14 For Sale $289,000 -- $116 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Trustee Deed $220,100 Attorney
Interfamily Deed Transfer -- Attorney
Warranty Deed $250,000 Attorney
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Attorney
Quit Claim Deed $52,900 Lawyers Title Agency Of Nort
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $260,000 VA
Previous Owner $64,797 Unknown
Previous Owner $78,100 New Conventional
Previous Owner $140,000 No Value Available
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 768896

Central Panhandle Association of REALTORS®

APN: 07622-107-000