NOT LISTED FOR SALE

Estimated Value: $692,000 - $1,362,000

6 Beds
4.5 Baths
6,090 Sq Ft
$190/Sq Ft Est. Value

Last Sold September 07, 2022

Last sale price $1,251,000 $205 Per Sq Ft

Est. 7% decrease in value since last sale

Current estimated payment $6,508/month

2 Days on Market

Highlights

  • Floating Dock
  • Lake On Lot
  • 0.51 Acre Lot
  • Spa
  • Waterfront
  • Deck

About This Home

As of September 2022

Welcome to 4024 Breakwater Dr a BEAUTIFUL waterfront home in the Big Ridge area located in a quiet cul-de sac on a cove of the Chickamauga Lake! This spacious home includes, hardwood floors, a custom kitchen with quality soft close cabinetry with pull outs, solid surface countertops, tile back splash with double ovens and a massive island with bar seating! The kitchen is completely open to the family room and sunroom with access to the deck that overlooks the in ground pool with scenic views of the lake and floating dock area!! The inviting floor plan offers a formal dining room just off the kitchen, master on the main level, with free standing soaking tub, a tile shower along with a walk in closet. On the second floor, you'll find 3 spacious bedrooms, two full baths with solid surface countertops, tile and closets with ample storage space. Entering from the garage, there's a sizable laundry room that includes a utility sink and extra cabinetry and access to a large second floor bonus room that would make a perfect office space or rec room area. Wait, there is more! The lower level includes a mother in law suite with a bedroom, workout room, a Jack-N-Jill bathroom, a full kitchen with a living room and rec area, that leads to the covered lower patio & pool areas. In addition, the TVA property surrounding the end of the cul-de-sac and the adjacent waterfront cove provides multiple walking trails for hikes, kayaking & more for the outdoor enthusiast! This home is conveniently located near several marinas, downtown Chattanooga, the airport, and an easy commute to other areas in Chattanooga! Don't miss the opportunity to come see all this home has to offer!!

Last Agent to Sell the Property

Elizabeth Moyer

Keller Williams Realty License #307898 Listed on: 08/04/2022

Keller Williams Realty

Last Buyer's Agent

Ellen Eady

Keller Williams Realty License #330000

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,748

Year Built

  • Built in 1987

Lot Details

  • 0.51 Acre Lot
  • Lot Dimensions are 125.91x237.77
  • Waterfront
  • Cul-De-Sac
  • Fenced
  • Level Lot
  • Wooded Lot

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener

Home Design

  • Three Sided Brick Exterior Elevation
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • 6,090 Sq Ft Home
  • 2-Story Property
  • Sound System
  • Cathedral Ceiling
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Insulated Windows
  • Wood Frame Window
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room
  • Den with Fireplace
  • Recreation Room with Fireplace
  • Home Gym
  • Water Views
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Storage In Attic
  • Washer and Gas Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Built-In Double Convection Oven
  • Gas Range
  • Down Draft Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • In-Law or Guest Suite
  • Double Vanity
  • Soaking Tub
  • Bathtub with Shower
  • Separate Shower

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Spa
  • Floating Dock
  • Lake On Lot
  • Deck
  • Covered Patio or Porch
  • Gazebo

Schools

  • Big Ridge Elementary School
  • Hixson Middle School
  • Hixson High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 111h C 016

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,748

Year Built

Built in 1987

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.51
  • Lot Size: 125.91X237.77
  • Subdivision Name: None
  • Directions: From Access Rd, Rt on Lake Resort which will turn into Fairview, Rt on Hamill, Veer rt at the Church to stay on Hamill/Eldridge, Left on Eldridge View, Rt on Breakwater. Home is on the right.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 6090.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1987
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 111h C 016
  • Location Tax and Legal Elementary School: Big Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: Hixson Middle
  • Location Tax and Legal High School: Hixson High
  • Location Tax and Legal:Tax Annual Amount: 8747.99
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.51
  • General Property Information Lot Size Square Feet2: 22215.6
  • General Property Information Lot Size Dimensions: 125.91X237.77
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Wall Oven: Yes
  • Fencing Fenced: Yes
  • Cooling:Multi Units: Yes
  • Security Features:Security System: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • View:Water2: Yes
  • Parking Features Kitchen Level2: Yes
  • Other Structures Gazebo: Yes
  • Brick and Stone Features 34 Brick: Yes
  • Special Features: None

Interior Features

  • Private Spa: Yes
  • Appliances: Wall Oven, Microwave, Gas Water Heater, Gas Range, Down Draft, Double Oven, Disposal, Dishwasher, Convection Oven
  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 6
  • Fireplace Features: Den, Family Room, Gas Log, Recreation Room, Wood Burning
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Interior Amenities: Cathedral Ceiling(s), Connected Shared Bathroom, Double Vanity, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Ceilings, In-Law Floorplan, Primary Downstairs, Separate Dining Room, Separate Shower, Soaking Tub, Sound System, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Wood Frames
  • ResoLivingAreaSource: Owner
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:Double Oven: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Community Features:None4: Yes
  • Appliances:Down Draft: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 2
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Sound System: Yes
  • Fireplace Features:Recreation Room: Yes
  • Interior Features:In-Law Floorplan: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Cul-De-Sac, Gentle Sloping, Lake On Lot, Level, Wooded, Other
  • Pool Features: Other
  • View: Water, Other
  • View: Yes
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Brick
  • Exterior Features: Dock - Floating
  • Foundation Details: Block
  • Other Structures: Gazebo
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Covered
  • Roof: Shingle
  • Exterior Features:Dock - Floating: Yes
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Wooded: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Lake On Lot: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Security System, Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Utilities: Cable Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: None
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Big Ridge Elementary
  • High School: Hixson High
  • Middle Or Junior School: Hixson Middle

Lot Info

  • Lot Size Sq Ft: 22215.6
  • Additional Parcels: No
  • Parcel #: 111h C 016
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 8747.99

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 28, 2024
Sold by
Warren Mitchell and Warren Cristy
Bought by
Warren Family Revocable Living Trust and Warren
Current Estimated Value
$1,158,682

Purchase Details

Listed on
Jan 13, 2017
Closed on
Mar 15, 2017
Sold by
Menke Randall and Menke Rebecxca
Bought by
Davis Darrell W
Seller's Agent
Linda Brock
Horizon Sotheby's International Realty
Buyer's Agent
Tommy Austin
Austin Real Estate L.L.C.
List Price
$725,000
Sold Price
$725,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.95%
Original Mortgage
$580,000
Interest Rate
4.19%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 16, 2012
Closed on
Aug 6, 2012
Sold by
Kingsman Kilton and Kingsman Teresa
Bought by
Menke Randall and Menke Rebecca
Seller's Agent
Jay Robinson
Robinson Real Estate, Inc.
Buyer's Agent
Katherine Smith
Keller Williams Realty
List Price
$649,000
Sold Price
$619,000
Premium/Discount to List
-$30,000
-4.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.49%
Original Mortgage
$85,000
Interest Rate
3.65%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 14, 2004
Sold by
Hetzel Donald and Hetzel Lynita
Bought by
Kingsman Kilton and Kingsman Teresa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$440,000
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 3, 1995
Sold by
Dick Jeremy W and Dick Elizabeth
Bought by
Hetzel Donald and Hetzel Lynita
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Warren Family Revocable Living Trust -- None Listed On Document
Davis Darrell W $725,000 Cumberland Title & Guarntee
Menke Randall $619,000 None Available
Kingsman Kilton $550,000 --
Hetzel Donald $375,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Davis Darrell W $580,000
Previous Owner Menke Randall $85,000
Previous Owner Kingsman Kilton $440,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/07/2022 09/07/22 Sold $1,251,000 +0.1% $205 / Sq Ft
08/06/2022 08/06/22 Pending -- -- --
08/04/2022 08/04/22 For Sale $1,250,000 +72.4% $205 / Sq Ft
03/15/2017 03/15/17 Sold $725,000 0.0% $119 / Sq Ft
01/22/2017 01/22/17 Pending -- -- --
01/13/2017 01/13/17 For Sale $725,000 +17.1% $119 / Sq Ft
08/06/2012 08/06/12 Sold $619,000 -4.6% $102 / Sq Ft
07/12/2012 07/12/12 Pending -- -- --
03/15/2012 03/15/12 For Sale $649,000 -- $107 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,362 $194,950 $0 $0
2023 $4,362 $194,950 $0 $0
2022 $4,362 $194,950 $0 $0
2021 $4,362 $194,950 $0 $0
2020 $4,686 $169,450 $0 $0
2019 $4,686 $169,450 $0 $0
2018 $3,985 $169,450 $0 $0
2017 $4,686 $169,450 $0 $0
2016 $4,052 $0 $0 $0
2015 $7,550 $146,525 $0 $0
2014 $7,550 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1360265

Greater Chattanooga REALTORS®

APN: 111H-C-016