NOT LISTED FOR SALE

4026 Clover Point Rd Tower, MN 55790

Estimated Value: $724,000 - $1,041,000

3 Beds
3.5 Baths
2,348 Sq Ft
$353/Sq Ft Est. Value

Last Sold July 18, 2014

Last sale price $349,000 $149 Per Sq Ft

Est. 137% increase in value since last sale

Current estimated payment $4,815/month

Highlights

  • Heated Floors
  • Baseboard Heating
  • Gas Log Fireplace
  • Deck

About This Home

As of July 2014

Spacious energy efficient lake home with incredible southwest exposure has all the amenities for the family! Large foyer with 13' cathedral ceiling introduces the open floor plan to the kitchen, dining and great room. Wood beam and paneled ceilings throughout. a wall of windows, stone fireplace, glass tile wall, breakfast bar, mud room, and main floor laundry are included. All three large bedrooms have private bathrooms perfect for family and friends! Expansive wrap around deck with open view railings ideal for entertaining. Walk out basement ready for completion. Lot is exceptional with private circle driveway, towering pines and easy access to the lake. Updated in 2002. Don't miss those red Lake Vermilion sunsets!

Last Agent to Sell the Property

Barbara Hegg

Vermilion Land Office Inc License #20052250 Listed on: 05/29/2014

Last Buyer's Agent

Vicki Schelde

B.I.C. Realty License #413435

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,805

Year Built

  • Built in 1990

Lot Details

  • 1.8 Acre Lot
  • Irregular Lot
  • Property is zoned RES 8

Home Design

  • Wood Frame Construction
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 2,348 Sq Ft Home
  • 2-Story Property
  • Gas Log Fireplace
  • Heated Floors

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3.5 Bathrooms

Basement

  • Walk-Out Basement
  • Partial Basement
  • Block Basement Construction
  • Crawl Space

Outdoor Features

  • Deck

Utilities

  • Heating System Uses Gas
  • Baseboard Heating
  • Well
  • Electric Water Heater
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 387-0110-00190

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,805

Year Built

Built in 1990

Lot Details

0

Listing Details

  • Class: Residential
  • Construction: Wood Frame
  • Heat: Gas, Dual Fuel/Off Peak, Electric, Baseboard, In-Floor
  • Irregular Lot Size: Yes
  • Main Level Bathrooms: .5
  • Number Of Bedrooms: 3
  • Parcel Code Number: 387-0110-00190
  • Patioporch: Deck
  • Real Estate Tax: 3804.56
  • Style: 2 Story
  • Total Above Grade Sq Ft: 2348
  • Type: Residential
  • Upper Level Bedrooms: 3
  • Year Built: 1990
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Total Finished Sq Ft: 2348
  • Bedroom 1: Size: 17X14, On Level: Upper
  • Total Bathrooms: 3.5
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • Basement: Block, Crawl, Partial, Walkout
  • Bedroom 2: Size: 13X11, On Level: Upper
  • Bedroom 3: Bedroom, Size: 12X11, On Level: Upper
  • Dining Room: Size: 14X14, On Level: Main
  • Fireplace: 1 Fireplace, Gas Log
  • Kitchen: Size: 21X10, On Level: Main
  • Living Room: Size: 20X15, On Level: Main
  • Lower Level Sq Ft: 1034
  • Main Level Sq Ft: 1314
  • Other Room 2: Foyer, Size: 15X13, On Level: Main
  • Other Room 3: Mud Room, Size: 9X6, On Level: Main
  • Upper Level Sq Ft: 1034

Exterior Features

  • Exterior: Vinyl
  • Roof: Asphalt, Shingle

Utilities

  • Utilities: Septic, Well
  • Water Heater: Electric

Schools

  • School District: St.Louis County-2142

Lot Info

  • Lot Size: Dimensions: 310x100
  • Number Of Acres: 1.8
  • Zoning: RES 8

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 29, 2014
Closed on
Jul 18, 2014
Sold by
Smith Fred P
Bought by
Novak James R and Novak Kelly Ann
Seller's Agent
Barbara Hegg
Vermilion Land Office Inc
Buyer's Agent
Vicki Schelde
B.I.C. Realty
Sold Price
$349,000
Current Estimated Value
$827,984

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$478,984
Avg. Annual Appreciation
7.97%
Original Mortgage
$279,200
Outstanding Balance
$212,985
Interest Rate
4.2%
Mortgage Type
New Conventional
Estimated Equity
$614,999

Purchase Details

Closed on
Nov 1, 2005
Sold by
Zelenko Dainis and Zelenko Ruth
Bought by
Smith Fred P

Purchase Details

Closed on
May 12, 2004
Sold by
Zelenko Gregg Alan and Zelenko Cynthia Anne
Bought by
Zelenko Dainis and Zelenko Joann Ruth
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Novak James R $349,000 Northeast Title Company
Smith Fred P $220,000 None Available
Zelenko Dainis -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Novak James R $279,200
Closed Smith Fred P $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/18/2014 07/18/14 Sold $349,000 0.0% $149 / Sq Ft
07/18/2014 07/18/14 Sold $349,000 -5.0% $149 / Sq Ft View Prior Sale
05/29/2014 05/29/14 Pending -- -- --
05/29/2014 05/29/14 Pending -- -- --
02/14/2014 02/14/14 For Sale $367,500 -- $157 / Sq Ft
Source: Range Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,258 $601,100 $171,100 $430,000
2022 $4,792 $544,100 $153,600 $390,500
2021 $4,640 $453,100 $133,900 $319,200
2020 $4,606 $437,400 $133,900 $303,500
2019 $4,560 $427,700 $131,000 $296,700
2018 $4,318 $422,700 $129,500 $293,200
2017 $4,040 $392,900 $129,600 $263,300
2016 $4,134 $375,100 $129,600 $245,500
2015 $3,754 $361,000 $125,200 $235,800
2014 $3,754 $371,500 $125,500 $246,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Range Association of REALTORS®

MLS Number: 123142

Range Association of REALTORS®

APN: 387011000190