NOT LISTED FOR SALE

4027 Bay Dr Middle River, MD 21220

Estimated Value: $736,000 - $820,877

3 Beds
2 Baths
2,209 Sq Ft
$356/Sq Ft Est. Value

Last Sold April 30, 2020

Last sale price $569,000 $258 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $4,806/month

320 Days on Market

Highlights

  • 50 Feet of Waterfront
  • 1 Dock Slip
  • Boat or Launch Ramp
  • Primary bedroom faces the bay
  • Pier
  • 3-minute walk to Miami Beach Park

About This Home

As of April 2020

TRADITIONAL CAPE COD HOME - OPEN FLOOR PLAN LOCATED ON THE CHESAPEAKE BAY - DIRECT WATERFRONT PANORAMIC VIEWS! . . . . . . Beautiful, Three Bedroom Cape Cod Custom home with open floor plan built in 2004 on approx 1/2 +/- acre parcel with a fenced in yard that faces the Chesapeake Bay with spectacular panoramic views of the Eastern Shore! Bring your boat to this 95 ft pier with Electric and 10,000 lb Boat Lift, Seawall/Bulkhead and Sandy Beach. Custom Built Home Features 3/4" Red Oak Hardwood Flooring on Main/Upper levels, Solid Oak staircase/handrail leading to the Upper Level, Andersen Windows, Vinyl siding, Trex & Vinyl Wrap Front Deck. Upgraded Kitchen w/ Maple Cabinetry, Corian Counters & Subway tiling, Island with breakfast bar with Solid Maple Butcher block and Corian counter tops. All appliances are included. LR has a free-standing Harman Accentra pellet stove. There are 2 bedrooms on the upper level as well as another bedroom on the main level. Upper bathroom has ceramic tile flooring, wainscoting, soaking tub and a separate shower and Solid Oak cabinetry. Main level bathroom has vinyl flooring, full size tub with shower and Solid Oak cabinetry. Laundry facilities, HVAC and water heater located on main level. Finished Flex Space on Lower level. A detached 2 car garage with a work area. Home is serviced with city water and city waste management system. Coaxial and phone lines throughout the home. A Newer Home in Spotless Condition, fronting right on the Chesapeake is indeed a Rare Find!

Last Agent to Sell the Property

Rick McGhee

(410) 967-5995 rick@mcghee.com Homeowners Real Estate License #03782 Listed on: 04/26/2019

Last Buyer's Agent

Rose Lancelotta

(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors License #78816

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,441

Year Built

  • Built in 2004

Lot Details

  • 0.48 Acre Lot
  • 50 Feet of Waterfront
  • Home fronts navigable water
  • Property Fronts a Bay or Harbor
  • Privacy Fence
  • Vinyl Fence
  • Landscaped
  • Level Lot
  • Back and Front Yard
  • Property is in very good condition

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Parking available for a boat

Property Views

  • Bay
  • Panoramic

Home Design

  • Cape Cod Architecture
  • Studio
  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wainscoting
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Double Pane Windows
  • Window Treatments
  • Casement Windows
  • Window Screens
  • Insulated Doors
  • Six Panel Doors
  • Family Room
  • Living Room
  • Dining Room
  • Bonus Room
  • Solarium

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Rear Basement Entry
  • Natural lighting in basement

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Property near a bay
  • Bulkhead
  • Electric Hoist or Boat Lift
  • Boat or Launch Ramp
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Powered Boats Permitted
  • Deck
  • Patio
  • Exterior Lighting
  • Shed

Schools

  • Seneca Elementary School
  • Middle River
  • Kenwood High Ib And Sports Science

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Underground Utilities
  • 120/240V
  • Electric Water Heater
  • Grinder Pump
  • Septic Tank
  • Community Sewer or Septic
  • Fiber Optics Available

Additional Features

  • Energy-Efficient Windows
  • Flood Risk

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 318
  • Assessor Parcel Number 04151522000420

Community Details

Overview

  • No Home Owners Association
  • Bowleys Quarters Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,441

Year Built

Built in 2004

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: Yes
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: Yes
  • Year Built: 2004
  • Year Renovated: 2004
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer - Electric, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Flooring Type: Ceramic Tile, Hardwood, Vinyl
  • Interior Amenities: Dining Area, Wainscotting, Walk-In Closet(s), Wood Floors, Carpet, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Kitchen - Eat-In, Primary Bedroom - Bay Front, Recessed Lighting, Studio, Upgraded Countertops, Window Treatments
  • Window Features: Casement, Double Pane, Energy Efficient, Screens
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated, Six Panel
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Solarium, Bathroom 1, Bathroom 2, Bonus Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Full, Full, Fully Finished, Heated, Improved, Outside Entrance, Rear Entrance, Walkout Level
  • Basement Finished Percent: 90.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Main Floor
  • Total Sq Ft: 2334
  • Living Area Sq Ft: 2209
  • Price Per Sq Ft: 377.07
  • Above Grade Finished Sq Ft: 1509
  • Below Grade Finished Sq Ft: 700
  • Below Grade Sq Ft: 125
  • Total Below Grade Sq Ft: 825
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Boat Storage, Sidewalks, Exterior Lighting
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • Spa: No
  • View: Bay, Panoramic
  • Water Access Features: Boat - Powered, Fishing Allowed, Canoe/Kayak
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 50

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Parking
  • Garage Features: Garage Door Opener
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 120/240V, Underground
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer, Grinder Pump, Community Septic Tank, Private Septic Tank
  • Utilities: Fiber Optics Available, Under Ground
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: SENECA
  • High School: KENWOOD HIGH IB AND SPORTS SCIENCE
  • Middle Or Junior School: MIDDLE RIVER

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Privacy, Vinyl
  • Improvement Assessed Value: 193500.00
  • Land Assessed Value: 264100.00
  • Lot Features: Bulkheaded, Front Yard, Landscaping, Level, Rear Yard
  • Lot Size Acres: 0.48
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20700.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Very Good
  • Zoning: RES
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 11760428
  • Tax Annual Amount: 6441.00
  • Assessor Parcel Number: 04151522000420
  • Tax Lot: 318
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2020

Multi Family

  • Federal Flood Zone: AE
  • Waterfront Features: Boat/Launch Ramp

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 26, 2019
Closed on
Apr 30, 2020
Sold by
Buckingham Douglas Bryan and Buckingham Rosemarie Meyls
Bought by
Bell David E and Bell Laurie M
Seller's Agent
Rick McGhee
Homeowners Real Estate
Buyer's Agent
Rose Lancelotta
Cummings & Co. Realtors
List Price
$650,000
Sold Price
$569,000
Premium/Discount to List
-$81,000
-12.46%
Current Estimated Value
$786,219

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$217,219
Avg. Annual Appreciation
5.80%
Original Mortgage
$483,650
Outstanding Balance
$430,178
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$356,041

Purchase Details

Closed on
Feb 11, 2005
Sold by
Buckingham Douglas Bryan
Bought by
Edwards Wayne and Edwards Patricia
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bell David E $569,000 Omni Land Settlement Corp
Edwards Wayne $155,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bell David E $483,650
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2020 04/30/20 Sold $569,000 0.0% $258 / Sq Ft
02/24/2020 02/24/20 Price Changed $569,000 -3.4% $258 / Sq Ft
11/20/2019 11/20/19 Price Changed $589,000 -1.8% $267 / Sq Ft
09/07/2019 09/07/19 Price Changed $599,950 -4.0% $272 / Sq Ft
06/28/2019 06/28/19 Price Changed $625,000 -3.8% $283 / Sq Ft
04/26/2019 04/26/19 For Sale $650,000 -- $294 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,602 $654,567 -- --
2024 $7,602 $597,433 $0 $0
2023 $3,647 $540,300 $264,100 $276,200
2022 $6,938 $512,733 $0 $0
2021 $6,015 $485,167 $0 $0
2020 $6,538 $457,600 $264,100 $193,500
2019 $5,517 $455,200 $0 $0
2018 $5,702 $452,800 $0 $0
2017 $5,229 $450,400 $0 $0
2016 $4,769 $431,433 $0 $0
2015 $4,769 $412,467 $0 $0
2014 $4,769 $393,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC454654

Bright MLS

APN: 15-1522000420