NOT LISTED FOR SALE

Estimated Value: $595,000 - $610,000

4 Beds
4 Baths
4,020 Sq Ft
$149/Sq Ft Est. Value

Last Sold October 29, 2021

Last sale price $480,000 $119 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $4,315/month

1 Day on Market

Highlights

  • Family Room with Fireplace
  • Formal Dining Room
  • Attached Garage
  • Oswego High School Rated A-

About This Home

As of October 2021

Welcome to 403 Bower Lane, a BEAUTIFUL spacious home on a fantastic lot in the sought after Southbury Subdivision in Oswego. This 4,000 sq. ft home has so much to offer! It features 4 bedrooms, a 1st floor office/den, both a family and living room, 3.1 bathrooms, soaring 2-story ceilings, and a 3 car garage. The family room includes built-in shelving and a fireplace. The large kitchen has SS appliances, plenty of cabinets, counter space, and an additional table area. The master bedroom has an en-suite bathroom with double sinks, a soaker tub, and a separate shower. Whole house audio with Sonance architectural speakers with independent controls and speakers in each room. The tree filled backyard provides plenty of space to entertain and don't forget about the HOT TUB to sit and relax in after a long day. The house is walking distance to the nearby schools, parks, and clubhouse. Enjoy the clubhouse amenities and the great location near shopping, restaurants, local entertainment, and recreation. Schedule a showing for this lovely home!

Last Agent to Sell the Property

Mark Paul

@properties Christie's International Real Estate License #475150950 Listed on: 09/07/2021

@properties Christie's International Real Estate

Last Buyer's Agent

Julie Kaczor

Baird & Warner License #475100146

Baird & Warner

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,897

Year Built

  • 2005

Lot Details

  • 0.38

HOA Fees

  • $58 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Interior Spaces

  • Dual Sinks
  • 4,020 Sq Ft Home
  • 2-Story Property
  • Family Room with Fireplace
  • Formal Dining Room

Unfinished Basement

  • Finished Basement Bathroom
  • Rough-In Basement Bathroom
  • Basement Storage

Community Details

  • Patty Deering Association, Phone Number (815) 546-3433
  • Property managed by Associa

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,897

Year Built

2005

Lot Details

0

HOA Fees

$58 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • Property Type: Residential
  • Type Detached: 2 Stories
  • Property Sub Type: 2 Stories
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Directions: Wolfs Crossing to Southbury South to Bower.
  • Lot Size: 84X57X158X61X150
  • Master Model: WINCHESTER
  • New Construction: No
  • Ownership: Fee Simple w/ HO Assn.
  • Subdivision Name: Southbury
  • Special Features: None
  • Year Built: 2005

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Water Purifier, Water Softener Owned
  • Has Basement: Full, English
  • Fireplace Features: Gas Starter
  • Estimated Total Finished Sq Ft: 4020
  • Basement Description: Unfinished,Bathroom Rough-In,Storage Space
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 4020
  • Fireplace Location: Family Room
  • Total Sq Ft: 4020
  • Upper Level Sq Ft: 4020
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Possible Bedrooms: 4
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hot Tub, Bar-Wet, Hardwood Floors, First Floor Laundry, Built-in Features, Walk-In Closet(s), Open Floorplan, Drapes/Blinds, Granite Counters, Separate Dining Room
  • Other Equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump, Sprinkler-Lawn
  • Dining Room Type: Eating Area, Office, Sitting Room

Exterior Features

  • Roof: Asphalt
  • Exterior Features: Patio, Porch, Hot Tub
  • Foundation Details: Concrete Perimeter
  • Exterior Building Type: Vinyl Siding,Brick
  • Lot Features: Sidewalks, Streetlights
  • Waterfront: No

Garage/Parking

  • Number of Cars: 3
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage
  • Garage Spaces: 3

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Electric: Circuit Breakers
  • Laundry Features: Gas Dryer Hookup, In Unit, Sink
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Associa
  • Management Contact Name: Patty Deering
  • Management Phone: 815-546-3433
  • Association Fee: 175
  • Association Fee Frequency: Quarterly
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved

Fee Information

  • Association Fee Includes: Clubhouse, Pool

Schools

  • Elementary School: Southbury Elementary School
  • High School: Oswego High School
  • Junior High Dist: 308
  • Middle Or Junior School: Traughber Junior High School

Lot Info

  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8

Tax Info

  • Tax Exemptions: Homeowner
  • Tax Annual Amount: 10274.64
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 7, 2021
Closed on
Oct 26, 2021
Sold by
Lukaszek Joseph M and Lukaszek Susana
Bought by
Good Daniel J and Good Kathryn H
Seller's Agent
Mark Paul
@properties Christie's International Real Estate
Buyer's Agent
Julie Kaczor
Baird & Warner
List Price
$449,000
Sold Price
$480,000
Premium/Discount to List
$31,000
6.9%
Current Estimated Value
$600,092

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$120,092
Avg. Annual Appreciation
5.50%
Original Mortgage
$456,000
Outstanding Balance
$418,980
Interest Rate
2.88%
Mortgage Type
New Conventional
Estimated Equity
$173,147

Purchase Details

Closed on
May 27, 2005
Sold by
Realen Homes Lp
Bought by
Lukaszek Joseph M and Lukaszek Susana

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,000
Interest Rate
5.25%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Good Daniel J $480,000 Chicago Title
Lukaszek Joseph M $377,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Good Daniel J $456,000
Previous Owner Lukaszek Joseph M $285,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/29/2021 10/29/21 Sold $480,000 +6.9% $119 / Sq Ft
09/09/2021 09/09/21 Pending -- -- --
09/07/2021 09/07/21 For Sale $449,000 -- $112 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,897 $166,269 $39,776 $126,493
2023 $11,767 $145,850 $34,891 $110,959
2022 $11,767 $136,308 $32,608 $103,700
2021 $11,033 $123,917 $29,644 $94,273
2020 $10,275 $114,738 $27,448 $87,290
2019 $10,609 $116,519 $27,448 $89,071
2018 $11,544 $120,036 $28,276 $91,760
2017 $11,690 $120,036 $28,276 $91,760
2016 $11,210 $113,778 $26,802 $86,976
2015 $11,280 $109,402 $25,771 $83,631
2014 -- $103,209 $24,312 $78,897
2013 -- $103,209 $24,312 $78,897
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11210746

Midwest Real Estate Data (MRED)

APN: 03-16-403-002