Seller's Agent in 2025
Michelle Grant
Coldwell Banker Premier Real Estate
(860) 480-0643
91 in this area
170 Total Sales
403 Charles St Torrington, CT 06790
3
Beds
1
Bath
1,215
Sq Ft
0.28
Acres
Highlights
- Cape Cod Architecture
- 1 Car Detached Garage
- Open Lot
- No HOA
About This Home
As of June 2025***PRICE REDUCED!!! Cape Cod home offering 3 Bedrooms and 1 Bathroom. Living room w/ hardwood floors, eat in Kitchen. Nice backyard space and detached 1 Car Garage. ***HUD Home. Disclosures: Property is NOT located in a FEMA Special Flood Hazard Area but is listed as a moderate to low flood risk. Please refer to website for additional information regarding flood zones and insurance, State law requires Smoke/ Carbon Monoxide detectors be installed for properties having combustible fuel heaters/furnaces, fireplaces, hot water heaters, clothes dryers, cooking appliances, or an attached garage, but seller (HUD) is exempt from this requirement as a Federal Entity. Repairs: Treat and paint defective paint surface, Plumbing does not hold pressure per PCR, inspection is recommended,.
Last Agent to Sell the Property
William Pitt Sotheby's Int'l License #RES.0756839 Listed on: 07/12/2018
Home Details
Home Type
- Single Family
Year Built
- Built in 1951
Lot Details
- 0.28 Acre Lot
- Open Lot
- Property is zoned R10S
Home Design
- Cape Cod Architecture
- Concrete Foundation
- Frame Construction
- Asphalt Shingled Roof
- Aluminum Siding
Interior Spaces
- 1,215 Sq Ft Home
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Parking
- 1 Car Detached Garage
- Driveway
Utilities
- Heating System Uses Oil
- Oil Water Heater
- Fuel Tank Located in Basement
- Cable TV Available
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 3, 2025
Closed on
Jun 9, 2025
Sold by
Schultz William
Bought by
Mogob Nathan
Seller's Agent
Michelle Grant
Coldwell Banker Premier Real Estate
Buyer's Agent
Lindsay J. Warner
Tier 1 Real Estate
List Price
$250,000
Sold Price
$252,000
Premium/Discount to List
$2,000
0.8%
Views
130
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.40%
Original Mortgage
$236,700
Outstanding Balance
$236,499
Interest Rate
6.81%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$15,370
Purchase Details
Closed on
Oct 21, 2020
Sold by
Torrington Property Hldg
Bought by
Schultz William
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,400
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 12, 2018
Closed on
Nov 15, 2018
Sold by
Irvine Matthew M
Bought by
Torrington Property Hl
Seller's Agent
Ed Villeda
William Pitt Sotheby's Int'l
Buyer's Agent
Skip Hals
Accurate Realty LLC.
List Price
$82,000
Sold Price
$61,850
Premium/Discount to List
-$20,150
-24.57%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.32%
Original Mortgage
$83,322
Interest Rate
4.8%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Jun 28, 2018
Sold by
Chfa
Bought by
Department Of Housing & Urban Dev
Purchase Details
Closed on
Sep 15, 2017
Sold by
Peebles Jameson B
Bought by
Chfa
Purchase Details
Listed on
May 1, 2012
Closed on
Jul 10, 2012
Sold by
Department Of Housing & Urban Dev
Bought by
Peebles Jameson B
Seller's Agent
Stanley Brobston
Stanley H. Brobston
Buyer's Agent
Ellie Peterson
Northwest CT Realty
List Price
$80,000
Sold Price
$72,400
Premium/Discount to List
-$7,600
-9.5%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.02%
Original Mortgage
$83,000
Interest Rate
3.78%
Purchase Details
Closed on
Apr 19, 2012
Sold by
Chfa
Bought by
Department Of Housing & Urban Dev
Purchase Details
Closed on
Apr 30, 2003
Sold by
Swanson Kenneth W
Bought by
Ginz Jeffrey and Ginz Karen
Purchase Details
Closed on
Jun 7, 1996
Sold by
Beal Bank
Bought by
Swanson Kenneth W
Purchase Details
Closed on
May 18, 1989
Sold by
Torrington Land
Bought by
Machuga Edward
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $252,000 | None Available | |
| Warranty Deed | $252,000 | None Available | |
| Warranty Deed | $152,000 | None Available | |
| Warranty Deed | $152,000 | None Available | |
| Warranty Deed | $152,000 | None Available | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Foreclosure Deed | -- | -- | |
| Warranty Deed | $72,400 | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $121,900 | -- | |
| Warranty Deed | $76,500 | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Foreclosure Deed | -- | -- | |
| Warranty Deed | $72,400 | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $121,900 | -- | |
| Warranty Deed | $76,500 | -- | |
| Deed | $118,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $236,700 | Purchase Money Mortgage | |
| Closed | $236,700 | Purchase Money Mortgage | |
| Previous Owner | $144,400 | New Conventional | |
| Previous Owner | $83,322 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $83,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/09/2025 06/09/25 | Sold | $252,000 | +0.8% | $222 / Sq Ft |
| 05/03/2025 05/03/25 | For Sale | $250,000 | -0.8% | $220 / Sq Ft |
| 04/20/2025 04/20/25 | Off Market | $252,000 | -- | -- |
| 04/03/2025 04/03/25 | For Sale | $250,000 | +304.2% | $220 / Sq Ft |
| 11/15/2018 11/15/18 | Sold | $61,850 | -6.9% | $51 / Sq Ft |
| 10/15/2018 10/15/18 | Pending | -- | -- | -- |
| 09/27/2018 09/27/18 | Price Changed | $66,420 | -10.0% | $55 / Sq Ft |
| 08/23/2018 08/23/18 | Price Changed | $73,800 | -10.0% | $61 / Sq Ft |
| 07/12/2018 07/12/18 | For Sale | $82,000 | +13.3% | $67 / Sq Ft |
| 07/06/2012 07/06/12 | Sold | $72,400 | -9.5% | $60 / Sq Ft |
| 05/15/2012 05/15/12 | Pending | -- | -- | -- |
| 05/01/2012 05/01/12 | For Sale | $80,000 | -- | $66 / Sq Ft |
Source: SmartMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,815 | $79,520 | $23,760 | $55,760 |
| 2023 | $3,814 | $79,520 | $23,760 | $55,760 |
| 2022 | $3,749 | $79,520 | $23,760 | $55,760 |
| 2021 | $3,284 | $71,130 | $23,770 | $47,360 |
| 2020 | $3,284 | $71,130 | $23,770 | $47,360 |
| 2019 | $3,444 | $74,600 | $29,200 | $45,400 |
| 2018 | $3,444 | $74,600 | $29,200 | $45,400 |
| 2017 | $3,413 | $74,600 | $29,200 | $45,400 |
| 2016 | $3,413 | $74,600 | $29,200 | $45,400 |
| 2015 | $3,413 | $74,600 | $29,200 | $45,400 |
| 2014 | $3,545 | $97,610 | $40,650 | $56,960 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Grant
-
Lindsay J. Warner
Buyer's Agent in 2025
Lindsay J. Warner
Tier 1 Real Estate
(860) 605-9400
43 in this area
67 Total Sales
-
Ed Villeda
Seller's Agent in 2018
Ed Villeda
William Pitt
(120) 324-9458
10 in this area
219 Total Sales
-
Skip Hals
S
Buyer's Agent in 2018
Skip Hals
Accurate Realty LLC.
(203) 231-1555
2 in this area
2 Total Sales
-
S
Seller's Agent in 2012
Stanley Brobston
Stanley H. Brobston
-
Ellie Peterson
Buyer's Agent in 2012
Ellie Peterson
Northwest CT Realty
(860) 309-1547
66 in this area
101 Total Sales
Map
Source: SmartMLS
MLS Number: 170105353
APN: TORR-000134-000002-000005
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