404 Joseph Ct Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $448,000 - $475,727
4
Beds
2.5
Baths
2,450
Sq Ft
$188/Sq Ft
Est. Value
Highlights
- Waterfront
- Landscaped Professionally
- Property is near a park
- Oswego High School Rated A-
- Community Lake
- Pond
About This Home
As of April 2023Welcome to your pond front, cul de sac home in the desirable Ponds at Mill Race Creek Subdivision of Oswego. The amazing views from your impressive brick paver patio will wow you all year long! A brick paver walkway and porch welcome you into the bright two story foyer of this lovingly cared for brick front home. There are so many options for the two sizable rooms at the front of the home...living, dining, playroom or office? You decide! A large family room with gas log fireplace enjoys the gorgeous pond views. The eat in kitchen features a range top (gas hookup available), built in oven, center island, neutral countertops & backsplash and plenty of storage! The bonus den allows a fantastic view of the professionally landscaped yard & pond and is the perfect place to enjoy a cup of coffee or wine! A mud/laundry room and powder room complete the main floor. Heading upstairs, a large master suite awaits you with a walk in closet, bath with jetted tub & separate shower and more great views! Three additional bedrooms and hall bath are offered! The upgraded features of this home are plentiful...9 foot ceilings, transom windows, hardwood flooring, security system, insulated sliding patio door and more! The large basement awaits your finishing touches and offers loads of storage space in the main areas as well as the crawl. A rare exterior stairwell and entry to the basement, with brand new service door from the back yard, is perfect for related living options or home business allowing access to the basement without having to go through the home. This move in ready home is spotless throughout, take your time and vision to make it your own! The attached garage has been drywalled and also offers it's own entry service door from the backyard. All the extra details have been considered in this home! Sitting on an oversized lot, there is plenty of space to enjoy your brick paver patio and to enjoy the green space in the yard with sprinkler system. The home is conveniently located close to Old Post Elementary & park, walking trails, the Fox River, charming downtown Oswego & the Rte. 34 shopping and restaurant corridor!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,213
Year Built
- Built in 2000
Lot Details
- 0.28 Acre Lot
- Lot Dimensions are 91x226x51x175
- Waterfront
- Cul-De-Sac
- Landscaped Professionally
- Paved or Partially Paved Lot
- Sprinkler System
HOA Fees
- $42 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking Space is Owned
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,450 Sq Ft Home
- 2-Story Property
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room
- Dining Room
- Den
- Water Views
- Laundry Room
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Unfinished Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Rough-In Basement Bathroom
- Crawl Space
- Basement Window Egress
Home Security
- Home Security System
- Storm Screens
Outdoor Features
- Pond
- Brick Porch or Patio
Location
- Property is near a park
Schools
- Thompson Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Water Softener is Owned
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance
- Supervisor Association, Phone Number (630) 554-6900
- Ponds At Mill Race Creek Subdivision
- Property managed by Association Property Management
- Community Lake
Recreation
- Tennis Courts
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 6, 2023
Closed on
Mar 30, 2023
Sold by
Gomez Raul
Bought by
Holtz Raphael and Luisa Cedin
Seller's Agent
Patricia Marchert
Keller Williams Infinity
Buyer's Agent
Viveka Ross
Baird & Warner
List Price
$424,900
Sold Price
$410,000
Premium/Discount to List
-$14,900
-3.51%
Total Days on Market
33
Views
180
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$49,432
Avg. Annual Appreciation
5.57%
Original Mortgage
$328,000
Outstanding Balance
$321,095
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$138,337
Purchase Details
Closed on
Sep 1, 2000
Sold by
Kimball Hill Inc
Bought by
Gomez Raul and Gomez Ines M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,100
Interest Rate
7.87%
Purchase Details
Closed on
Apr 26, 2000
Sold by
Inland Land Appreciation Fund Ii Lp
Bought by
Kimball Hill Inc
Create a Home Valuation Report for This Property
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Similar Homes in Oswego, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Holtz Raphael | $410,000 | Fidelity National Title | |
| Gomez Raul | $228,000 | Stewart Title Company | |
| Kimball Hill Inc | $229,500 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Holtz Raphael | $328,000 | |
| Previous Owner | Gomez Raul | $80,000 | |
| Previous Owner | Gomez Raul | $50,000 | |
| Previous Owner | Gomez Raul | $124,282 | |
| Previous Owner | Gomez Raul | $50,000 | |
| Previous Owner | Gomez Raul | $131,000 | |
| Previous Owner | Gomez Raul | $139,500 | |
| Previous Owner | Gomez Raul | $139,000 | |
| Previous Owner | Gomez Raul | $130,100 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/10/2023 04/10/23 | Sold | $410,000 | -3.5% | $167 / Sq Ft |
| 02/09/2023 02/09/23 | Pending | -- | -- | -- |
| 01/06/2023 01/06/23 | For Sale | $424,900 | -- | $173 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $8,551 | $116,259 | $27,883 | $88,376 |
| 2022 | $8,551 | $105,690 | $25,348 | $80,342 |
| 2021 | $8,213 | $98,776 | $23,690 | $75,086 |
| 2020 | $8,022 | $95,899 | $23,000 | $72,899 |
| 2019 | $8,366 | $98,154 | $23,000 | $75,154 |
| 2018 | $7,903 | $90,835 | $20,510 | $70,325 |
| 2017 | $7,826 | $87,341 | $19,721 | $67,620 |
| 2016 | $7,762 | $85,628 | $19,334 | $66,294 |
| 2015 | $7,869 | $83,134 | $18,771 | $64,363 |
| 2014 | -- | $80,712 | $18,224 | $62,488 |
| 2013 | -- | $81,527 | $18,408 | $63,119 |
Source: Public Records
Agents Affiliated with this Home
-
Patricia Marchert
Seller's Agent in 2023
Patricia Marchert
Keller Williams Infinity
(630) 554-7079
8 in this area
87 Total Sales
-
Joseph Marchert
Seller Co-Listing Agent in 2023
Joseph Marchert
Keller Williams Infinity
(630) 777-7553
7 in this area
42 Total Sales
-
Viveka Ross
Buyer's Agent in 2023
Viveka Ross
Baird Warner
(630) 465-4357
1 in this area
156 Total Sales
-
Sunita Tandon
Buyer Co-Listing Agent in 2023
Sunita Tandon
Baird Warner
(630) 742-5090
1 in this area
155 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11696837
APN: 03-09-115-011
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