NOT LISTED FOR SALE

Estimated Value: $452,000 - $479,604

4 Beds
2.5 Baths
2,450 Sq Ft
$189/Sq Ft Est. Value

Last Sold April 10, 2023

Last sale price $410,000 $167 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $3,486/month

33 Days on Market

Highlights

  • Waterfront
  • Landscaped Professionally
  • Property is near a park
  • Oswego High School Rated A-
  • Community Lake
  • Pond

About This Home

As of April 2023

Welcome to your pond front, cul de sac home in the desirable Ponds at Mill Race Creek Subdivision of Oswego. The amazing views from your impressive brick paver patio will wow you all year long! A brick paver walkway and porch welcome you into the bright two story foyer of this lovingly cared for brick front home. There are so many options for the two sizable rooms at the front of the home...living, dining, playroom or office? You decide! A large family room with gas log fireplace enjoys the gorgeous pond views. The eat in kitchen features a range top (gas hookup available), built in oven, center island, neutral countertops & backsplash and plenty of storage! The bonus den allows a fantastic view of the professionally landscaped yard & pond and is the perfect place to enjoy a cup of coffee or wine! A mud/laundry room and powder room complete the main floor. Heading upstairs, a large master suite awaits you with a walk in closet, bath with jetted tub & separate shower and more great views! Three additional bedrooms and hall bath are offered! The upgraded features of this home are plentiful...9 foot ceilings, transom windows, hardwood flooring, security system, insulated sliding patio door and more! The large basement awaits your finishing touches and offers loads of storage space in the main areas as well as the crawl. A rare exterior stairwell and entry to the basement, with brand new service door from the back yard, is perfect for related living options or home business allowing access to the basement without having to go through the home. This move in ready home is spotless throughout, take your time and vision to make it your own! The attached garage has been drywalled and also offers it's own entry service door from the backyard. All the extra details have been considered in this home! Sitting on an oversized lot, there is plenty of space to enjoy your brick paver patio and to enjoy the green space in the yard with sprinkler system. The home is conveniently located close to Old Post Elementary & park, walking trails, the Fox River, charming downtown Oswego & the Rte. 34 shopping and restaurant corridor!

Last Agent to Sell the Property

Patricia Marchert

Keller Williams Infinity License #475176360 Listed on: 01/06/2023

Keller Williams Infinity

Co-Listed By

Joseph Marchert

Keller Williams Infinity License #475188796

Last Buyer's Agent

Viveka Ross

Baird & Warner License #475141809

Baird & Warner

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,213

Year Built

  • Built in 2000

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 91x226x51x175
  • Waterfront
  • Cul-De-Sac
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Sprinkler System

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,450 Sq Ft Home
  • 2-Story Property
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Den
  • Water Views
  • Laundry Room

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Rough-In Basement Bathroom
  • Crawl Space
  • Basement Window Egress

Home Security

  • Home Security System
  • Storm Screens

Outdoor Features

  • Pond
  • Brick Porch or Patio

Location

  • Property is near a park

Schools

  • Thompson Junior High School
  • Oswego High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance
  • Supervisor Association, Phone Number (630) 554-6900
  • Ponds At Mill Race Creek Subdivision
  • Property managed by Association Property Management
  • Community Lake

Recreation

  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,213

Year Built

Built in 2000

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ponds at Mill Race Creek
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • LivingArea: 2450
  • Other Equipment: Water-Softener Owned, Security System, Sprinkler-Lawn
  • Room Type: Den
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished,Crawl,Exterior Access,Bathroom Rough-In,Egress Window
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Other

Exterior Features

  • ExteriorFeatures: Brick Paver Patio, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 424900
  • Lot Features: Cul-De-Sac, Landscaped, Pond(s), Water View
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 126
  • Association Fee Frequency: Quarterly
  • Community Features: Park, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Association Property Management
  • Management Contact Name: Supervisor
  • Management Phone: 630-554-6900
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Insurance

Schools

  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.2804
  • Lot Dimensions: 91X226X51X175
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 8212.88
  • Tax Year: 2021
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 6, 2023
Closed on
Mar 30, 2023
Sold by
Gomez Raul
Bought by
Holtz Raphael and Luisa Cedin
Seller's Agent
Patricia Marchert
Keller Williams Infinity
Buyer's Agent
Viveka Ross
Baird & Warner
List Price
$424,900
Sold Price
$410,000
Premium/Discount to List
-$14,900
-3.51%
Views
180
Current Estimated Value
$464,151

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$54,151
Avg. Annual Appreciation
5.14%
Original Mortgage
$328,000
Outstanding Balance
$320,163
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$139,269

Purchase Details

Closed on
Sep 1, 2000
Sold by
Kimball Hill Inc
Bought by
Gomez Raul and Gomez Ines M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,100
Interest Rate
7.87%

Purchase Details

Closed on
Apr 26, 2000
Sold by
Inland Land Appreciation Fund Ii Lp
Bought by
Kimball Hill Inc
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Holtz Raphael $410,000 Fidelity National Title
Gomez Raul $228,000 Stewart Title Company
Kimball Hill Inc $229,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Holtz Raphael $328,000
Previous Owner Gomez Raul $80,000
Previous Owner Gomez Raul $50,000
Previous Owner Gomez Raul $124,282
Previous Owner Gomez Raul $50,000
Previous Owner Gomez Raul $131,000
Previous Owner Gomez Raul $139,500
Previous Owner Gomez Raul $139,000
Previous Owner Gomez Raul $130,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/10/2023 04/10/23 Sold $410,000 -3.5% $167 / Sq Ft
02/09/2023 02/09/23 Pending -- -- --
01/06/2023 01/06/23 For Sale $424,900 -- $173 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,572 $131,373 $31,508 $99,865
2023 $8,551 $116,259 $27,883 $88,376
2022 $8,551 $105,690 $25,348 $80,342
2021 $8,213 $98,776 $23,690 $75,086
2020 $8,022 $95,899 $23,000 $72,899
2019 $8,366 $98,154 $23,000 $75,154
2018 $7,903 $90,835 $20,510 $70,325
2017 $7,826 $87,341 $19,721 $67,620
2016 $7,762 $85,628 $19,334 $66,294
2015 $7,869 $83,134 $18,771 $64,363
2014 -- $80,712 $18,224 $62,488
2013 -- $81,527 $18,408 $63,119
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11696837

Midwest Real Estate Data (MRED)

APN: 03-09-115-011