NOT LISTED FOR SALE

404 Ruby Cove Madison, MS 39110

Estimated Value: $295,346 - $344,000

3 Beds
2 Baths
2,002 Sq Ft
$158/Sq Ft Est. Value

Last Sold January 13, 2023

Current estimated payment $1,926/month

36 Days on Market

Highlights

  • On Golf Course
  • Fishing
  • Open Floorplan
  • Madison Station Elementary School Rated A
  • Gated Community
  • Clubhouse

About This Home

As of January 2023

REDUCED BY $25K!!!!!! Please bring an offer. This is a fabulous lot and adorable floor plan. Just needs some work. A rare opportunity to own a golf course view like this on Whisper Lake Golf Course in Annandale of Madison. Windows across the back of the house offer these expansive views including a small lake and countless sunsets. This is a great open floor plan with with tall ceilings and tons of natural light flowing throughout. A two-way split plan offers privacy, large bedrooms and a remodeled kitchen. This home is being sold ''as is'' but it has been tenderly maintained. Several cosmetic updates will enhance the beauty of the one owner home. The back decks afford comfort to enjoy the scenery and watch the golfers work on their game. Call a Realtor today for your private showing.

Last Agent to Sell the Property

Jane Ann Wright

Wright & Company License #S42419 Listed on: 10/07/2022

Co-Listed By

Judson Wright

Wright & Company License #B22650

Last Buyer's Agent

Jane Ann Wright

Wright & Company License #S42419 Listed on: 10/07/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,426

Year Built

  • Built in 1997

Lot Details

  • 0.25 Acre Lot
  • On Golf Course
  • Cul-De-Sac
  • Pie Shaped Lot
  • Front Yard

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Acadian Style Architecture
  • Brick Exterior Construction
  • Insulated Concrete Forms
  • Architectural Shingle Roof

Interior Spaces

  • 2,002 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Multiple Fireplaces
  • Gas Log Fireplace
  • Insulated Windows
  • Insulated Doors
  • Entrance Foyer
  • Living Room with Fireplace
  • Breakfast Room
  • Storage
  • Laundry Room
  • Property Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Range Hood
  • Dishwasher
  • Tile Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Walk-in Shower

Home Security

  • Prewired Security
  • Security Gate
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Pergola

Schools

  • Madison Station Elementary School
  • Madison Middle School
  • Madison Central High School

Utilities

  • Central Air
  • Heating Available
  • Gas Water Heater
  • Fiber Optics Available

Listing and Financial Details

  • Assessor Parcel Number 081h-27-058-00-00

Community Details

Overview

  • Association fees include accounting/legal, ground maintenance
  • Annandale Subdivision

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,426

Year Built

Built in 1997

Lot Details

0

HOA Fees

$25 per month

Parking

2

Listing Details

  • Architectural Style: French Acadian
  • Unit Levels: One
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 1997
  • Lot Size Acres: 0.25
  • Co List Office Mls Id: 2446
  • Co List Office Phone: 601-896-4114
  • Subdivision Name: Annandale
  • Garage Yn: Yes
  • New Construction: No
  • General Property Information:New Construction: No
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Disposal, Gas Water Heater, Range Hood
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Insulated
  • Fireplace Features: Gas Log, Living Room
  • Flooring: Carpet, Ceramic Tile
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Crown Molding, Double Vanity, Eat-in Kitchen, Entrance Foyer, High Ceilings, Open Floorplan, Storage, Tile Counters, Walk-In Closet(s)
  • Window Features: Insulated Windows
  • Fireplace: Yes
  • ResoLivingAreaSource: Appraiser
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Community Features:Fishing: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Split Plan: Yes
  • Kitchen Features:Breakfast Bar2: Yes
  • Fireplace Features:Gas Log: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Entrance Foyer: Yes
  • Kitchen Features:Breakfast RoomMorning Room: Yes
  • Bathroom Features:Walk-In Shower: Yes
  • Community Features:Golf: Yes
  • Community Features:Playground: Yes
  • Community Features:Tennis Court(s): Yes
  • Interior Features:Storage2: Yes
  • Appliances:Range Hood: Yes
  • Interior Features:Tile Counters: Yes
  • Community Features:Clubhouse: Yes
  • Community Features:Pool2: Yes
  • Community Features:Gated2: Yes

Exterior Features

  • Disclosures: As Is
  • Exterior Features: None
  • Foundation Details: Post-Tension
  • Lot Features: Cul-De-Sac, Front Yard, On Golf Course, Pie Shaped Lot, Views
  • Roof: Architectural Shingles
  • Other Structures: Pergola
  • Patio And Porch Features: Deck
  • Pool Private: No
  • Construction Type: Brick Veneer, ICF (Insulated Concrete Forms)
  • Exterior Features:None11: Yes
  • General Property Information:Accessibility Features: No
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Pie Shaped Lot: Yes
  • Lot Features:Views: Yes
  • Lot Features:Front Yard: Yes
  • Window Features:Insulated Windows: Yes
  • Driveway Features:Paved Drive: Yes
  • Door Features:Insulated: Yes
  • Patio And Porch Features:Deck2: Yes
  • Lot Features:On Golf Course: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Storage, Paved
  • Attached Garage: No
  • Parking Features:Garage2: Yes
  • Parking Features:Garage Door Opener: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Fireplace(s)
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Utilities: Fiber to the House
  • Water Source: Public
  • Security: Prewired, Security Gate, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Fireplace(s): Yes

Condo/Co-op/Association

  • Association Fee: 305.0
  • Association Fee Frequency: Annually
  • Community Features: Clubhouse, Fishing, Gated, Golf, Playground, Pool, Tennis Court(s)
  • Association: Yes

Association/Amenities

  • Tax and Financial Information:Association: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Tax and Financial Information:Association Fee: 305.0
  • Tax and Financial Information:Association Fee Frequency: Annually
  • Association Fee Includes:AccountingLegal: Yes

Fee Information

  • Association Fee Includes: Accounting/Legal, Maintenance Grounds

Schools

  • Elementary School: Madison Station
  • High School: Madison Central
  • Middle Or Junior School: Madison

Lot Info

  • Parcel #: 081h-27-058-00-00
  • Lot Size Sq Ft: 10890.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1426.0
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 7, 2022
Closed on
Jan 6, 2023
Sold by
Moore Osler Ardell
Bought by
Oney Robert Michael and Oney Sharon
Seller's Agent
Jane Ann Wright
Wright & Company
Buyer's Agent
Jane Ann Wright
Wright & Company
List Price
$299,900
Views
126
Current Estimated Value
$316,337

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.91%
Original Mortgage
$241,740
Interest Rate
6.58%
Mortgage Type
Construction

Purchase Details

Closed on
Dec 30, 2013
Sold by
Moore Osler A
Bought by
Moore Osler Ardell and Moore Billie Pounds
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Oney Robert Michael -- --
Moore Osler Ardell -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Oney Robert Michael $241,740
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/13/2023 01/13/23 Sold -- -- --
11/13/2022 11/13/22 Pending -- -- --
10/19/2022 10/19/22 Price Changed $274,900 -8.3% $137 / Sq Ft
10/07/2022 10/07/22 For Sale $299,900 -- $150 / Sq Ft
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,126 $20,815 $0 $0
2023 $1,426 $20,492 $0 $0
2022 $1,426 $20,492 $0 $0
2021 $1,426 $19,734 $0 $0
2020 $1,426 $19,734 $0 $0
2019 $1,426 $19,734 $0 $0
2018 $1,426 $19,734 $0 $0
2017 $1,390 $19,431 $0 $0
2016 $1,390 $19,431 $0 $0
2015 $1,390 $19,431 $0 $0
2014 $1,374 $19,291 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS United

MLS Number: 4030714

MLS United

APN: 081H-27-058-00-00