404 S 6th St Saint Charles, IL 60174
Southwest Saint Charles Neighborhood
3
Beds
1.5
Baths
1,977
Sq Ft
0.3
Acres
Highlights
- Open Floorplan
- Property is near a park
- Wood Flooring
- Davis Primary School Rated A-
- English Architecture
- Corner Lot
About This Home
As of March 2025This beautifully renovated English Tudor in Downtown Saint Charles is the one you've been waiting for. With a perfect blend of modern flair and original character and charm, this house truly feels like home. Upon entering, you're welcomed by a spacious living room featuring custom built-ins, a soapstone counter, and a cozy wood-burning fireplace. Just off the living room is a den with custom built-ins, the perfect space for working from home or enjoying a book. The elegant dining room boasts high ceilings, crown molding, and a striking crystal chandelier. The kitchen is a chef's dream, with Kraftmade Harkdale cabinetry, soapstone counters, and stainless steel appliances. Head up the beautiful wooden staircase where you'll find the large primary bedroom, two additional bedrooms, convenient second-floor laundry, and a luxurious bathroom with marble floors, a clawfoot tub, a separate shower, and double sinks. Throughout the home you'll find beautifully refinished hardwood flooring and woodwork, newer interior paint, and lots of natural light through the 30+ windows. The unfinished basement offers ample storage space and potential for customization. Situated on an oversized corner lot, the home features a screened front porch and a backyard patio with a pergola. This home is right around the corner from Downtown Saint Charles, just blocks to the restaurants, Fox River, walking paths, the new Whole Foods, and so much more. Recent updates include Roof (2024), Chimney Tuckpointing, Liner, and Cap (2023), Interior Paint and Lighting Refresh (2023), Full Interior Remodel (2015). Welcome home! HIGHEST & BEST DUE SUNDAY, MARCH 2ND AT 4PM.
Last Agent to Sell the Property
Keller Williams Premiere Properties License #475196326 Listed on: 02/27/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,098
Year Built
- Built in 1926 | Remodeled in 2015
Lot Details
- Corner Lot
- Paved or Partially Paved Lot
Parking
- 1 Car Attached Garage
- Driveway
- Parking Space is Owned
Home Design
- English Architecture
- Tudor Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
- Plaster
Interior Spaces
- 1,977 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Built-In Features
- Bookcases
- Historic or Period Millwork
- Ceiling Fan
- Wood Burning Fireplace
- Attached Fireplace Door
- Entrance Foyer
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Screened Porch
- Unfinished Attic
- Storm Screens
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Basement Storage
Utilities
- Heating System Uses Steam
- Heating System Uses Natural Gas
- Gas Water Heater
- Cable TV Available
Additional Features
- Patio
- Property is near a park
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 21, 2022
Closed on
Dec 21, 2022
Sold by
Eugene H Payne Declaration Of Trust
Bought by
Morin Jamie Lynn and Morin Jason Michael
Seller's Agent
Jody Wendt
Connect Realty.com, Inc.
Buyer's Agent
Madison Verdun
Keller Williams Premiere Properties
List Price
$525,000
Sold Price
$450,000
Premium/Discount to List
-$75,000
-14.29%
Views
116
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$99,761
Avg. Annual Appreciation
7.36%
Original Mortgage
$100,000
Outstanding Balance
$97,170
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$447,233
Purchase Details
Closed on
May 28, 2015
Sold by
Declaratio Payne Ii Eugene H and Declaratio Marion Nadine Payne
Bought by
Mccarthy Jan and Baughman Julie
Purchase Details
Closed on
May 22, 2015
Sold by
Mccarthy Jan
Bought by
Payne Eugene H and Eugene H Payne Declaration Of
Purchase Details
Closed on
Jun 29, 1998
Sold by
Payne Rollin F and Payne Marion N
Bought by
Payne Marion Nadine and Payne Nadine A
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $460,000 | Chicago Title | |
| Deed | -- | Chicago Title Insurance Co | |
| Quit Claim Deed | $101,000 | Chicago Title Insurance Co | |
| Quit Claim Deed | $101,000 | Chicago Title Insurance Co | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $100,000 | New Conventional | |
| Previous Owner | $75,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/12/2025 03/12/25 | Sold | $555,000 | +11.0% | $281 / Sq Ft |
| 03/02/2025 03/02/25 | Pending | -- | -- | -- |
| 02/27/2025 02/27/25 | For Sale | $500,000 | +11.1% | $253 / Sq Ft |
| 12/27/2022 12/27/22 | Sold | $450,000 | -5.3% | $242 / Sq Ft |
| 11/12/2022 11/12/22 | Pending | -- | -- | -- |
| 11/09/2022 11/09/22 | Price Changed | $475,000 | -4.8% | $255 / Sq Ft |
| 10/28/2022 10/28/22 | Price Changed | $499,000 | -5.0% | $268 / Sq Ft |
| 10/21/2022 10/21/22 | For Sale | $525,000 | -- | $282 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,534 | $149,908 | $35,378 | $114,530 |
| 2023 | $10,098 | $134,170 | $31,664 | $102,506 |
| 2022 | $8,599 | $112,503 | $31,728 | $80,775 |
| 2021 | $8,257 | $107,238 | $30,243 | $76,995 |
| 2020 | $8,167 | $105,238 | $29,679 | $75,559 |
| 2019 | $8,019 | $103,154 | $29,091 | $74,063 |
| 2018 | $7,909 | $101,357 | $27,984 | $73,373 |
| 2017 | $7,700 | $97,891 | $27,027 | $70,864 |
| 2016 | $8,081 | $94,453 | $26,078 | $68,375 |
| 2015 | -- | $96,340 | $25,797 | $70,543 |
| 2014 | -- | $94,043 | $25,797 | $68,246 |
| 2013 | -- | $89,580 | $26,055 | $63,525 |
Source: Public Records
Agents Affiliated with this Home
-
Madison Verdun
Seller's Agent in 2025
Madison Verdun
Keller Williams Premiere Properties
(630) 453-7761
2 in this area
122 Total Sales
-
Cody Salter
Buyer's Agent in 2025
Cody Salter
Great Western Properties
(630) 347-8900
1 in this area
164 Total Sales
-
Jody Wendt
Seller's Agent in 2022
Jody Wendt
Connect Realty.com, Inc.
(630) 917-7555
2 in this area
27 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12288735
APN: 09-34-152-001
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